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Enterprise Bancorp NasdaqGS:EBTC Stock Report

Last Price

US$38.19

Market Cap

US$470.5m

7D

-5.0%

1Y

51.5%

Updated

25 May, 2025

Data

Company Financials

Enterprise Bancorp, Inc.

NasdaqGS:EBTC Stock Report

Market Cap: US$470.5m

EBTC Stock Overview

Operates as the holding company for Enterprise Bank and Trust Company that provides community focused commercial banking products and services. More details

EBTC fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends4/6

Rewards

Risk Analysis

No risks detected for EBTC from our risk checks.

Community vs My Fair Value

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Enterprise Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Enterprise Bancorp
Historical stock prices
Current Share PriceUS$38.19
52 Week HighUS$44.41
52 Week LowUS$22.60
Beta0.72
1 Month Change4.17%
3 Month Change-9.82%
1 Year Change51.55%
3 Year Change11.67%
5 Year Change65.76%
Change since IPO86.29%

Recent News & Updates

Evaluating Enterprise Bancorp After Its Breathtaking Rally

Feb 14

Recent updates

Evaluating Enterprise Bancorp After Its Breathtaking Rally

Feb 14

Enterprise Bancorp (NASDAQ:EBTC) Is Due To Pay A Dividend Of $0.24

Oct 19
Enterprise Bancorp (NASDAQ:EBTC) Is Due To Pay A Dividend Of $0.24

Enterprise Bancorp Still Has Upside, Despite Its Recent Rally

Oct 15

Enterprise Bancorp (NASDAQ:EBTC) Has Affirmed Its Dividend Of $0.24

Jul 22
Enterprise Bancorp (NASDAQ:EBTC) Has Affirmed Its Dividend Of $0.24

Enterprise Bancorp: A 4% Dividend Yield, But Keep An Eye On The Loan Book

Jun 06

Enterprise Bancorp (NASDAQ:EBTC) Is Due To Pay A Dividend Of $0.24

Apr 24
Enterprise Bancorp (NASDAQ:EBTC) Is Due To Pay A Dividend Of $0.24

Enterprise Bancorp: A Great Stock For Lower Interest Rates

Feb 15

Enterprise Bancorp's (NASDAQ:EBTC) Upcoming Dividend Will Be Larger Than Last Year's

Apr 22
Enterprise Bancorp's (NASDAQ:EBTC) Upcoming Dividend Will Be Larger Than Last Year's

Enterprise Bancorp's (NASDAQ:EBTC) Shareholders Will Receive A Bigger Dividend Than Last Year

Jan 21
Enterprise Bancorp's (NASDAQ:EBTC) Shareholders Will Receive A Bigger Dividend Than Last Year

Enterprise Bancorp declares $0.205 dividend

Oct 18

Enterprise Bancorp GAAP EPS of $0.67, revenue of $37.5M

Jul 21

Revisiting My Bullish Thesis On Enterprise Bancorp

Apr 11

Enterprise Bancorp (NASDAQ:EBTC) Is Increasing Its Dividend To US$0.20

Jan 24
Enterprise Bancorp (NASDAQ:EBTC) Is Increasing Its Dividend To US$0.20

Here's Why We Think Enterprise Bancorp (NASDAQ:EBTC) Is Well Worth Watching

Dec 18
Here's Why We Think Enterprise Bancorp (NASDAQ:EBTC) Is Well Worth Watching

Shareholders Will Probably Be Cautious Of Increasing Enterprise Bancorp, Inc.'s (NASDAQ:EBTC) CEO Compensation At The Moment

Apr 29
Shareholders Will Probably Be Cautious Of Increasing Enterprise Bancorp, Inc.'s (NASDAQ:EBTC) CEO Compensation At The Moment

Why Enterprise Bancorp, Inc. (NASDAQ:EBTC) Should Be In Your Dividend Portfolio

Apr 19
Why Enterprise Bancorp, Inc. (NASDAQ:EBTC) Should Be In Your Dividend Portfolio

What Kind Of Investors Own Most Of Enterprise Bancorp, Inc. (NASDAQ:EBTC)?

Mar 08
What Kind Of Investors Own Most Of Enterprise Bancorp, Inc. (NASDAQ:EBTC)?

Shareholder Returns

EBTCUS BanksUS Market
7D-5.0%-3.7%-2.7%
1Y51.5%17.4%9.1%

Return vs Industry: EBTC exceeded the US Banks industry which returned 17.4% over the past year.

Return vs Market: EBTC exceeded the US Market which returned 9.1% over the past year.

Price Volatility

Is EBTC's price volatile compared to industry and market?
EBTC volatility
EBTC Average Weekly Movement5.0%
Banks Industry Average Movement4.7%
Market Average Movement8.1%
10% most volatile stocks in US Market17.1%
10% least volatile stocks in US Market4.1%

Stable Share Price: EBTC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: EBTC's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1989576Steven Larochellewww.enterprisebanking.com

Enterprise Bancorp, Inc. operates as the holding company for Enterprise Bank and Trust Company that provides community focused commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposits. The company also provides commercial real estate mortgage loans, construction and land development loans, secured and unsecured commercial loans and lines of credit, and letters of credit, as well as industrial loans; and consumer/retail loans, including conventional residential mortgage loans, home equity lines of credit, residential construction loans on owner-occupied primary and secondary residences, and secured and unsecured personal loans and lines of credit.

Enterprise Bancorp, Inc. Fundamentals Summary

How do Enterprise Bancorp's earnings and revenue compare to its market cap?
EBTC fundamental statistics
Market capUS$470.46m
Earnings (TTM)US$40.66m
Revenue (TTM)US$172.24m
11.6x
P/E Ratio
1.2x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EBTC income statement (TTM)
RevenueUS$172.24m
Cost of RevenueUS$0
Gross ProfitUS$172.24m
Other ExpensesUS$131.58m
EarningsUS$40.66m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.30
Gross Margin100.00%
Net Profit Margin23.61%
Debt/Equity Ratio40.2%

How did EBTC perform over the long term?

See historical performance and comparison

Dividends

2.6%
Current Dividend Yield
30%
Payout Ratio

Does EBTC pay a reliable dividends?

See EBTC dividend history and benchmarks
When do you need to buy EBTC by to receive an upcoming dividend?
Enterprise Bancorp dividend dates
Ex Dividend DateMay 12 2025
Dividend Pay DateJun 02 2025
Days until Ex dividend14 days
Days until Dividend pay date7 days

Does EBTC pay a reliable dividends?

See EBTC dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/25 14:38
End of Day Share Price 2025/05/23 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Enterprise Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.