Enterprise Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Enterprise Bancorp has total assets of $4.6B and total equity of $333.4M. Total deposits are $4.1B, and total loans are $3.6B. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $147.8M.
Key information
13.9x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | US$4.11b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$147.83m |
Recent financial health updates
No updates
Recent updates
Enterprise Bancorp (NASDAQ:EBTC) Is Due To Pay A Dividend Of $0.24
Apr 24
Enterprise Bancorp: A Great Stock For Lower Interest Rates
Feb 15Enterprise Bancorp's (NASDAQ:EBTC) Upcoming Dividend Will Be Larger Than Last Year's
Apr 22Enterprise Bancorp's (NASDAQ:EBTC) Shareholders Will Receive A Bigger Dividend Than Last Year
Jan 21Enterprise Bancorp declares $0.205 dividend
Oct 18Enterprise Bancorp GAAP EPS of $0.67, revenue of $37.5M
Jul 21Revisiting My Bullish Thesis On Enterprise Bancorp
Apr 11Enterprise Bancorp (NASDAQ:EBTC) Is Increasing Its Dividend To US$0.20
Jan 24Here's Why We Think Enterprise Bancorp (NASDAQ:EBTC) Is Well Worth Watching
Dec 18Despite Its Rally, Enterprise Bancorp Remains Undervalued
Jun 14Shareholders Will Probably Be Cautious Of Increasing Enterprise Bancorp, Inc.'s (NASDAQ:EBTC) CEO Compensation At The Moment
Apr 29Why Enterprise Bancorp, Inc. (NASDAQ:EBTC) Should Be In Your Dividend Portfolio
Apr 19What Kind Of Investors Own Most Of Enterprise Bancorp, Inc. (NASDAQ:EBTC)?
Mar 08Be Sure To Check Out Enterprise Bancorp, Inc. (NASDAQ:EBTC) Before It Goes Ex-Dividend
Feb 01How Does Enterprise Bancorp, Inc. (NASDAQ:EBTC) Stand Up To These Simple Dividend Safety Checks?
Jan 11How Much Does Enterprise Bancorp's (NASDAQ:EBTC) CEO Make?
Dec 16
Enterprise Bancorp: A High-Quality Bank That Is Deeply Undervalued
Dec 10Did Enterprise Bancorp, Inc. (NASDAQ:EBTC) Insiders Buy Up More Shares?
Nov 25Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EBTC's Assets to Equity ratio (13.9x) is moderate.
Allowance for Bad Loans: EBTC has a sufficient allowance for bad loans (328%).
Low Risk Liabilities: 96% of EBTC's liabilities are made up of primarily low risk sources of funding.
Loan Level: EBTC has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: EBTC's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: EBTC has an appropriate level of bad loans (0.5%).