Enterprise Bancorp Past Earnings Performance
Past criteria checks 2/6
Enterprise Bancorp has been growing earnings at an average annual rate of 4.5%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 5.7% per year. Enterprise Bancorp's return on equity is 9.8%, and it has net margins of 21.9%.
Key information
4.5%
Earnings growth rate
3.7%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 5.7% |
| Return on equity | 9.8% |
| Net Margin | 21.9% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Enterprise Bancorp (NASDAQ:EBTC) Is Due To Pay A Dividend Of $0.24
Oct 19
Enterprise Bancorp Still Has Upside, Despite Its Recent Rally
Oct 15Enterprise Bancorp (NASDAQ:EBTC) Has Affirmed Its Dividend Of $0.24
Jul 22Enterprise Bancorp: A 4% Dividend Yield, But Keep An Eye On The Loan Book
Jun 06Enterprise Bancorp (NASDAQ:EBTC) Is Due To Pay A Dividend Of $0.24
Apr 24Enterprise Bancorp: A Great Stock For Lower Interest Rates
Feb 15Enterprise Bancorp's (NASDAQ:EBTC) Upcoming Dividend Will Be Larger Than Last Year's
Apr 22Enterprise Bancorp's (NASDAQ:EBTC) Shareholders Will Receive A Bigger Dividend Than Last Year
Jan 21Enterprise Bancorp declares $0.205 dividend
Oct 18Enterprise Bancorp GAAP EPS of $0.67, revenue of $37.5M
Jul 21Revisiting My Bullish Thesis On Enterprise Bancorp
Apr 11Enterprise Bancorp (NASDAQ:EBTC) Is Increasing Its Dividend To US$0.20
Jan 24Here's Why We Think Enterprise Bancorp (NASDAQ:EBTC) Is Well Worth Watching
Dec 18Despite Its Rally, Enterprise Bancorp Remains Undervalued
Jun 14Shareholders Will Probably Be Cautious Of Increasing Enterprise Bancorp, Inc.'s (NASDAQ:EBTC) CEO Compensation At The Moment
Apr 29Why Enterprise Bancorp, Inc. (NASDAQ:EBTC) Should Be In Your Dividend Portfolio
Apr 19What Kind Of Investors Own Most Of Enterprise Bancorp, Inc. (NASDAQ:EBTC)?
Mar 08Be Sure To Check Out Enterprise Bancorp, Inc. (NASDAQ:EBTC) Before It Goes Ex-Dividend
Feb 01How Does Enterprise Bancorp, Inc. (NASDAQ:EBTC) Stand Up To These Simple Dividend Safety Checks?
Jan 11How Much Does Enterprise Bancorp's (NASDAQ:EBTC) CEO Make?
Dec 16
Enterprise Bancorp: A High-Quality Bank That Is Deeply Undervalued
Dec 10Did Enterprise Bancorp, Inc. (NASDAQ:EBTC) Insiders Buy Up More Shares?
Nov 25Revenue & Expenses Breakdown
How Enterprise Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 164 | 36 | 104 | 0 |
| 30 Jun 24 | 163 | 36 | 104 | 0 |
| 31 Mar 24 | 160 | 36 | 100 | 0 |
| 31 Dec 23 | 161 | 38 | 100 | 0 |
| 30 Sep 23 | 166 | 42 | 100 | 0 |
| 30 Jun 23 | 168 | 45 | 99 | 0 |
| 31 Mar 23 | 167 | 43 | 101 | 0 |
| 31 Dec 22 | 164 | 43 | 99 | 0 |
| 30 Sep 22 | 161 | 41 | 97 | 0 |
| 30 Jun 22 | 156 | 39 | 96 | 0 |
| 31 Mar 22 | 159 | 42 | 94 | 0 |
| 31 Dec 21 | 158 | 42 | 93 | 0 |
| 30 Sep 21 | 154 | 41 | 90 | 0 |
| 30 Jun 21 | 151 | 42 | 87 | 0 |
| 31 Mar 21 | 145 | 38 | 86 | 0 |
| 31 Dec 20 | 135 | 31 | 85 | 0 |
| 30 Sep 20 | 132 | 30 | 84 | 0 |
| 30 Jun 20 | 129 | 29 | 83 | 0 |
| 31 Mar 20 | 127 | 30 | 80 | 0 |
| 31 Dec 19 | 131 | 34 | 78 | 0 |
| 30 Sep 19 | 126 | 32 | 76 | 0 |
| 30 Jun 19 | 124 | 31 | 75 | 0 |
| 31 Mar 19 | 123 | 31 | 74 | 0 |
| 31 Dec 18 | 119 | 29 | 72 | 0 |
| 30 Sep 18 | 120 | 25 | 71 | 0 |
| 30 Jun 18 | 117 | 23 | 70 | 0 |
| 31 Mar 18 | 113 | 21 | 68 | 0 |
| 31 Dec 17 | 112 | 19 | 68 | 0 |
| 30 Sep 17 | 107 | 22 | 68 | 0 |
| 30 Jun 17 | 104 | 21 | 66 | 0 |
| 31 Mar 17 | 102 | 20 | 65 | 0 |
| 31 Dec 16 | 98 | 19 | 63 | 0 |
| 30 Sep 16 | 96 | 19 | 62 | 0 |
| 30 Jun 16 | 95 | 18 | 61 | 0 |
| 31 Mar 16 | 91 | 17 | 60 | 0 |
| 31 Dec 15 | 90 | 16 | 59 | 0 |
| 30 Sep 15 | 89 | 15 | 59 | 0 |
| 30 Jun 15 | 87 | 15 | 58 | 0 |
| 31 Mar 15 | 86 | 15 | 57 | 0 |
| 31 Dec 14 | 84 | 15 | 55 | 0 |
| 30 Sep 14 | 81 | 14 | 53 | 0 |
| 30 Jun 14 | 79 | 14 | 52 | 0 |
| 31 Mar 14 | 78 | 14 | 51 | 0 |
| 31 Dec 13 | 76 | 14 | 50 | 0 |
Quality Earnings: EBTC has high quality earnings.
Growing Profit Margin: EBTC's current net profit margins (21.9%) are lower than last year (25.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: EBTC's earnings have grown by 4.5% per year over the past 5 years.
Accelerating Growth: EBTC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: EBTC had negative earnings growth (-15.4%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: EBTC's Return on Equity (9.8%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 09:02 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Enterprise Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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