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EBTC

Enterprise Bancorp NasdaqGS:EBTC Stock Report

Last Price

US$33.99

Market Cap

US$407.5m

7D

5.0%

1Y

-4.1%

Updated

11 Aug, 2022

Data

Company Financials
EBTC fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends4/6

EBTC Stock Overview

Enterprise Bancorp, Inc. operates as the holding company of Enterprise Bank and Trust Company that provides commercial banking products and services.

Rewards

Trading at 51.6% below our estimate of its fair value

Pays a reliable dividend of 2.41%

Risk Analysis

No risks detected for EBTC from our risk checks.

Enterprise Bancorp, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Enterprise Bancorp
Historical stock prices
Current Share PriceUS$33.99
52 Week HighUS$46.48
52 Week LowUS$29.58
Beta0.53
1 Month Change7.94%
3 Month Change3.16%
1 Year Change-4.06%
3 Year Change22.75%
5 Year Change11.01%
Change since IPO65.81%

Recent News & Updates

Jul 21

Enterprise Bancorp GAAP EPS of $0.67, revenue of $37.5M

Enterprise Bancorp press release (NASDAQ:EBTC): Q2 GAAP EPS of $0.67. Revenue of $37.5M (-6.3% Y/Y).

Shareholder Returns

EBTCUS BanksUS Market
7D5.0%3.0%1.2%
1Y-4.1%-14.5%-11.6%

Return vs Industry: EBTC exceeded the US Banks industry which returned -14.5% over the past year.

Return vs Market: EBTC exceeded the US Market which returned -11.6% over the past year.

Price Volatility

Is EBTC's price volatile compared to industry and market?
EBTC volatility
EBTC Average Weekly Movement3.9%
Banks Industry Average Movement3.7%
Market Average Movement7.9%
10% most volatile stocks in US Market17.0%
10% least volatile stocks in US Market3.2%

Stable Share Price: EBTC is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: EBTC's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1989536Jack Clancyhttps://www.enterprisebanking.com

Enterprise Bancorp, Inc. operates as the holding company of Enterprise Bank and Trust Company that provides commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposit. The company also provides commercial real estate, commercial and industrial, commercial construction, residential, and consumer loans, as well as home equity loans and lines of credit.

Enterprise Bancorp, Inc. Fundamentals Summary

How do Enterprise Bancorp's earnings and revenue compare to its market cap?
EBTC fundamental statistics
Market CapUS$407.50m
Earnings (TTM)US$39.13m
Revenue (TTM)US$158.03m

10.4x

P/E Ratio

1.4x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
EBTC income statement (TTM)
RevenueUS$158.03m
Cost of RevenueUS$0
Gross ProfitUS$158.03m
Other ExpensesUS$118.90m
EarningsUS$39.13m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)3.26
Gross Margin100.00%
Net Profit Margin24.76%
Debt/Equity Ratio21.7%

How did EBTC perform over the long term?

See historical performance and comparison

Dividends

2.4%

Current Dividend Yield

24%

Payout Ratio