EBTC Stock Overview
Operates as the holding company for Enterprise Bank and Trust Company that engages in the provision of commercial banking products and services. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for EBTC from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Enterprise Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$38.38 |
| 52 Week High | US$44.08 |
| 52 Week Low | US$22.60 |
| Beta | 0.53 |
| 1 Month Change | 5.29% |
| 3 Month Change | 22.00% |
| 1 Year Change | 26.83% |
| 3 Year Change | -14.50% |
| 5 Year Change | 18.27% |
| Change since IPO | 87.22% |
Recent News & Updates
Recent updates
Enterprise Bancorp (NASDAQ:EBTC) Is Due To Pay A Dividend Of $0.24
Oct 19
Enterprise Bancorp Still Has Upside, Despite Its Recent Rally
Oct 15Enterprise Bancorp (NASDAQ:EBTC) Has Affirmed Its Dividend Of $0.24
Jul 22Enterprise Bancorp: A 4% Dividend Yield, But Keep An Eye On The Loan Book
Jun 06Enterprise Bancorp (NASDAQ:EBTC) Is Due To Pay A Dividend Of $0.24
Apr 24Enterprise Bancorp: A Great Stock For Lower Interest Rates
Feb 15Enterprise Bancorp's (NASDAQ:EBTC) Upcoming Dividend Will Be Larger Than Last Year's
Apr 22Enterprise Bancorp's (NASDAQ:EBTC) Shareholders Will Receive A Bigger Dividend Than Last Year
Jan 21Enterprise Bancorp declares $0.205 dividend
Oct 18Enterprise Bancorp GAAP EPS of $0.67, revenue of $37.5M
Jul 21Revisiting My Bullish Thesis On Enterprise Bancorp
Apr 11Enterprise Bancorp (NASDAQ:EBTC) Is Increasing Its Dividend To US$0.20
Jan 24Here's Why We Think Enterprise Bancorp (NASDAQ:EBTC) Is Well Worth Watching
Dec 18Despite Its Rally, Enterprise Bancorp Remains Undervalued
Jun 14Shareholders Will Probably Be Cautious Of Increasing Enterprise Bancorp, Inc.'s (NASDAQ:EBTC) CEO Compensation At The Moment
Apr 29Why Enterprise Bancorp, Inc. (NASDAQ:EBTC) Should Be In Your Dividend Portfolio
Apr 19What Kind Of Investors Own Most Of Enterprise Bancorp, Inc. (NASDAQ:EBTC)?
Mar 08Be Sure To Check Out Enterprise Bancorp, Inc. (NASDAQ:EBTC) Before It Goes Ex-Dividend
Feb 01How Does Enterprise Bancorp, Inc. (NASDAQ:EBTC) Stand Up To These Simple Dividend Safety Checks?
Jan 11How Much Does Enterprise Bancorp's (NASDAQ:EBTC) CEO Make?
Dec 16
Enterprise Bancorp: A High-Quality Bank That Is Deeply Undervalued
Dec 10Did Enterprise Bancorp, Inc. (NASDAQ:EBTC) Insiders Buy Up More Shares?
Nov 25Shareholder Returns
| EBTC | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.9% | 1.7% | 0.7% |
| 1Y | 26.8% | 30.8% | 23.9% |
Return vs Industry: EBTC underperformed the US Banks industry which returned 29.1% over the past year.
Return vs Market: EBTC exceeded the US Market which returned 24.4% over the past year.
Price Volatility
| EBTC volatility | |
|---|---|
| EBTC Average Weekly Movement | 7.4% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 18.7% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: EBTC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: EBTC's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1989 | 570 | Steven Larochelle | www.enterprisebanking.com |
Enterprise Bancorp, Inc. operates as the holding company for Enterprise Bank and Trust Company that engages in the provision of commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposit. The company also provides commercial real estate, commercial and industrial, commercial construction, residential, and consumer loans, as well as home equity loans and lines of credit.
Enterprise Bancorp, Inc. Fundamentals Summary
| EBTC fundamental statistics | |
|---|---|
| Market cap | US$474.80m |
| Earnings (TTM) | US$35.91m |
| Revenue (TTM) | US$164.12m |
13.1x
P/E Ratio1.3x
P/B RatioIs EBTC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EBTC income statement (TTM) | |
|---|---|
| Revenue | US$164.12m |
| Cost of Revenue | US$0 |
| Gross Profit | US$164.12m |
| Other Expenses | US$128.20m |
| Earnings | US$35.91m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.93 |
| Gross Margin | 100.00% |
| Net Profit Margin | 21.88% |
| Debt/Equity Ratio | 32.8% |
How did EBTC perform over the long term?
See historical performance and comparisonDividends
2.5%
Current Dividend Yield33%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/07 02:47 |
| End of Day Share Price | 2025/01/07 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Enterprise Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|