Bank of Marin Bancorp Balance Sheet Health
Financial Health criteria checks 5/6
Bank of Marin Bancorp has total assets of $3.7B and total equity of $435.4M. Total deposits are $3.2B, and total loans are $2.1B earning a Net Interest Margin of 2.6%. It has insufficient allowance for bad loans, which are currently at 1.6% of total loans. Cash and short-term investments are $137.3M.
Key information
8.5x
Asset to equity ratio
2.6%
Net interest margin
| Total deposits | US$3.22b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$137.30m |
Recent financial health updates
No updates
Recent updates
Bank of Marin Bancorp (NASDAQ:BMRC) Is Paying Out A Dividend Of $0.25
Oct 31
Revisiting Bank of Marin Results In A Downgrade
Oct 02Bank of Marin Bancorp (NASDAQ:BMRC) Has Announced A Dividend Of $0.25
Feb 01Bank of Marin Bancorp (NASDAQ:BMRC) Is Paying Out A Dividend Of $0.25
Oct 26Bank of Marin Bancorp (NASDAQ:BMRC) Is Paying Out A Dividend Of $0.25
Jul 27These Analysts Just Made A Substantial Downgrade To Their Bank of Marin Bancorp (NASDAQ:BMRC) EPS Forecasts
Apr 29Bank of Marin Bancorp goes ex-dividend tomorrow
Aug 03Bank of Marin Bancorp (NASDAQ:BMRC) Is Paying Out A Larger Dividend Than Last Year
Jul 28Bank of Marin Bancorp Non-GAAP EPS of $0.71 beats by $0.04, revenue of $33.92M beats by $0.52M
Jul 25Bank of Marin Bancorp (NASDAQ:BMRC) Will Pay A Dividend Of US$0.24
Apr 28Bank of Marin Bancorp's (NASDAQ:BMRC) Dividend Will Be US$0.24
Jan 27Bank of Marin Bancorp's (NASDAQ:BMRC) Shareholders Will Receive A Bigger Dividend Than Last Year
Oct 28Bank of Marin Bancorp's (NASDAQ:BMRC) Upcoming Dividend Will Be Larger Than Last Year's
Jul 22Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BMRC's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: BMRC has a low allowance for bad loans (90%).
Low Risk Liabilities: 99% of BMRC's liabilities are made up of primarily low risk sources of funding.
Loan Level: BMRC has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: BMRC's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: BMRC has an appropriate level of bad loans (1.6%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/28 22:39 |
| End of Day Share Price | 2025/01/28 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
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Analyst Sources
Bank of Marin Bancorp is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jeffrey Rulis | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |
| Timothy Coffey | Janney Montgomery Scott LLC |