Republic Financial Holdings (TTSE:RFHL) - Stock Price, News & Analysis

RFHL Stock Overview

Republic Financial Holdings Limited, through its subsidiaries, provides a range of banking, financial, and related services.

RFHL fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	3/6
Financial Health	4/6
Dividends	3/6

Risk Analysis

Earnings have declined by 0.3% per year over past 5 years

Unstable dividend track record

My Notes

New

Notes are coming soon

Republic Financial Holdings Limited Competitors

Scotiabank Trinidad and Tobago

TTSE:SBTT

TT$13.7b

First Citizens Group Financial Holdings

TTSE:FCGFH

TT$12.6b

FirstCaribbean International Bank

TTSE:FCI

TT$9.5b

Bank of Africa

CBSE:BOA

د.م33.4b

Price History & Performance

Summary of all time highs, changes and price drops for Republic Financial Holdings
Historical stock prices
Current Share Price	TT$137.73
52 Week High	TT$143.50
52 Week Low	TT$130.00
Beta	0.011
1 Month Change	0.58%
3 Month Change	2.00%
1 Year Change	-2.64%
3 Year Change	-1.62%
5 Year Change	35.69%
Change since IPO	624.13%

Recent updates

Shareholder Returns

	RFHL	TT Banks	TT Market
7D	0.1%	0.02%	-0.5%
1Y	-2.6%	-6.7%	-6.8%

Return vs Industry: RFHL exceeded the TT Banks industry which returned -6.2% over the past year.

Return vs Market: RFHL exceeded the TT Market which returned -6.8% over the past year.

Price Volatility

Is RFHL's price volatile compared to industry and market?
RFHL volatility
RFHL Average Weekly Movement	2.6%
Banks Industry Average Movement	4.7%
Market Average Movement	4.1%
10% most volatile stocks in TT Market	6.0%
10% least volatile stocks in TT Market	1.6%

Stable Share Price: RFHL is less volatile than 75% of TT stocks over the past 3 months, typically moving +/- 3% a week.

Volatility Over Time: RFHL's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1837	6,058	Nigel Baptiste	https://rfhl.com

Republic Financial Holdings Limited, through its subsidiaries, provides a range of banking, financial, and related services. The company operates in two segments, Retail and Commercial Banking, and Other Financial Services. It offers current, savings, and deposit accounts; and personal and commercial lending, as well as financing for projects.

Republic Financial Holdings Limited Fundamentals Summary

How do Republic Financial Holdings's earnings and revenue compare to its market cap?
RFHL fundamental statistics
Market Cap	TT$22.46b
Earnings (TTM)	TT$1.42b
Revenue (TTM)	TT$5.74b

15.9x

P/E Ratio

1.9x

P/B Ratio

Is RFHL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report
RFHL income statement (TTM)
Revenue	TT$5.74b
Cost of Revenue	TT$0
Gross Profit	TT$5.74b
Other Expenses	TT$4.32b
Earnings	TT$1.42b

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)	8.67
Gross Margin	100.00%
Net Profit Margin	24.71%
Debt/Equity Ratio	21.9%

How did RFHL perform over the long term?

See historical performance and comparison

Dividends

3.3%

Current Dividend Yield

47%

Payout Ratio

Republic Financial Holdings TTSE:RFHL Stock Report