Republic Financial Holdings Limited

TTSE:RFHL Stock Report

Market Cap: TT$18.5b

Republic Financial Holdings Past Earnings Performance

Past criteria checks 5/6

Republic Financial Holdings has been growing earnings at an average annual rate of 10.6%, while the Banks industry saw earnings growing at 12.6% annually. Revenues have been growing at an average rate of 5.5% per year. Republic Financial Holdings's return on equity is 14.7%, and it has net margins of 28.4%.

Key information

10.6%

Earnings growth rate

10.5%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate5.5%
Return on equity14.7%
Net Margin28.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Republic Financial Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

TTSE:RFHL Revenue, expenses and earnings (TTD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 247,0582,0053,9930
30 Jun 247,0271,9641560
31 Mar 246,9561,9651560
31 Dec 236,8251,8511560
30 Sep 236,5121,7503,6880
30 Jun 236,1801,6431140
31 Mar 236,0221,5841140
31 Dec 225,9161,5303,5070
30 Sep 225,8841,5261140
30 Jun 225,7381,4183,4610
31 Mar 225,5851,3493,4610
31 Dec 215,4841,3133,4610
30 Sep 215,4541,3083,4610
30 Jun 215,4011,1663,4430
31 Mar 215,2411,0483,4430
31 Dec 205,0619213,4430
30 Sep 205,0789043,4430
30 Jun 205,5621,1233,3650
31 Mar 205,9221,3413,3650
31 Dec 195,8241,6042,9260
30 Sep 195,6031,5812,9260
30 Jun 194,7901,5622,1200
31 Mar 194,4211,4562,1200
31 Dec 184,5371,3332,5580
30 Sep 184,4841,3232,5580
30 Jun 184,6541,2872,7130
31 Mar 184,6071,2722,7130
31 Dec 174,5241,2622,7130
30 Sep 174,5191,2522,7130
30 Jun 174,1679982,5310
31 Mar 174,1179912,5310
31 Dec 164,0629702,5310
30 Sep 163,9939462,5310
30 Jun 164,1931,2332,1240
31 Mar 164,1191,2372,1240
31 Dec 153,9521,2332,1240
30 Sep 153,7501,2242,1240
30 Jun 153,6111,2221,8810
31 Mar 153,4721,2051,8810
31 Dec 143,6231,1991,8810
30 Sep 143,5851,1931,8810
30 Jun 143,5811,1621,7120
31 Mar 143,5721,1591,7120
31 Dec 133,3621,1571,7120

Quality Earnings: RFHL has high quality earnings.

Growing Profit Margin: RFHL's current net profit margins (28.4%) are higher than last year (26.9%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: RFHL's earnings have grown by 10.6% per year over the past 5 years.

Accelerating Growth: RFHL's earnings growth over the past year (14.6%) exceeds its 5-year average (10.6% per year).

Earnings vs Industry: RFHL earnings growth over the past year (14.6%) exceeded the Banks industry 8.9%.


Return on Equity

High ROE: RFHL's Return on Equity (14.7%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 22:48
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2024/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Republic Financial Holdings Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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