Republic Financial Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Republic Financial Holdings has total assets of TTD118.4B and total equity of TTD15.1B. Total deposits are TTD98.2B, and total loans are TTD65.6B earning a Net Interest Margin of 4.2%. It has insufficient allowance for bad loans, which are currently at 5.3% of total loans. Cash and short-term investments are TTD24.0B.
Key information
7.9x
Asset to equity ratio
4.2%
Net interest margin
| Total deposits | TT$98.16b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 5.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | TT$23.98b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RFHL's Assets to Equity ratio (7.9x) is low.
Allowance for Bad Loans: RFHL has a low allowance for bad loans (53%).
Low Risk Liabilities: 95% of RFHL's liabilities are made up of primarily low risk sources of funding.
Loan Level: RFHL has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: RFHL's Loans to Deposits ratio (67%) is appropriate.
Level of Bad Loans: RFHL has a high level of bad loans (5.3%).