FCGFH Stock Overview
Provides banking services in Trinidad and Tobago. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
First Citizens Group Financial Holdings Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | TT$41.76 |
| 52 Week High | TT$51.51 |
| 52 Week Low | TT$39.50 |
| Beta | -0.085 |
| 1 Month Change | 3.37% |
| 3 Month Change | 3.37% |
| 1 Year Change | -18.12% |
| 3 Year Change | -36.77% |
| 5 Year Change | n/a |
| Change since IPO | -17.63% |
Recent News & Updates
Recent updates
Shareholder Returns
| FCGFH | TT Banks | TT Market | |
|---|---|---|---|
| 7D | 0.4% | 0.3% | 0.3% |
| 1Y | -18.1% | -1.9% | -9.4% |
Return vs Industry: FCGFH underperformed the TT Banks industry which returned -1.9% over the past year.
Return vs Market: FCGFH underperformed the TT Market which returned -9.4% over the past year.
Price Volatility
| FCGFH volatility | |
|---|---|
| FCGFH Average Weekly Movement | 2.7% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 3.2% |
| 10% most volatile stocks in TT Market | 6.9% |
| 10% least volatile stocks in TT Market | 1.9% |
Stable Share Price: FCGFH has not had significant price volatility in the past 3 months compared to the TT market.
Volatility Over Time: FCGFH's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1914 | 1,841 | Karen Darbasie | www.firstcitizensgroup.com/tt |
First Citizens Group Financial Holdings Limited, together with its subsidiaries, provides banking services in Trinidad and Tobago. It operates through Retail Banking, Corporate Banking, Treasury Management and Investment Banking, and Asset Management segments. The company offers savings and chequing accounts; electronic statements; vehicle, home renovation, EZ, public servants, professionals, commercial, small business, and green energy loans; residential and commercial mortgages; wealth management services, such as managed accounts, bond trading, fixed income paper, local brokerage services, global investment and managed portfolios, mutual funds, and liquidity management; and debit and credit cards.
First Citizens Group Financial Holdings Limited Fundamentals Summary
| FCGFH fundamental statistics | |
|---|---|
| Market cap | TT$10.73b |
| Earnings (TTM) | TT$956.91m |
| Revenue (TTM) | TT$2.73b |
11.0x
P/E Ratio1.2x
P/B RatioIs FCGFH overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FCGFH income statement (TTM) | |
|---|---|
| Revenue | TT$2.73b |
| Cost of Revenue | TT$0 |
| Gross Profit | TT$2.73b |
| Other Expenses | TT$1.77b |
| Earnings | TT$956.91m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.81 |
| Gross Margin | 100.00% |
| Net Profit Margin | 35.05% |
| Debt/Equity Ratio | 85.6% |
How did FCGFH perform over the long term?
See historical performance and comparisonDividends
5.7%
Current Dividend Yield62%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/20 00:18 |
| End of Day Share Price | 2025/01/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
First Citizens Group Financial Holdings Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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