First Citizens Group Financial Holdings Limited

TTSE:FCGFH Stock Report

Market Cap: TT$10.2b

First Citizens Group Financial Holdings Past Earnings Performance

Past criteria checks 4/6

First Citizens Group Financial Holdings has been growing earnings at an average annual rate of 9.6%, while the Banks industry saw earnings growing at 12.6% annually. Revenues have been growing at an average rate of 5% per year. First Citizens Group Financial Holdings's return on equity is 11.1%, and it has net margins of 31.7%.

Key information

9.6%

Earnings growth rate

9.6%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate5.0%
Return on equity11.1%
Net Margin31.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How First Citizens Group Financial Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

TTSE:FCGFH Revenue, expenses and earnings (TTD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243,0209578730
30 Jun 242,6338688340
31 Mar 242,6008488340
31 Dec 232,5308148340
30 Sep 232,4347778340
30 Jun 232,3548087560
31 Mar 232,2807637560
31 Dec 222,2007517560
30 Sep 222,1647347560
30 Jun 222,2276967480
31 Mar 222,1926917480
31 Dec 212,1916727480
30 Sep 212,1546647480
30 Jun 212,0524097620
31 Mar 211,8862927620
31 Dec 201,9273397620
30 Sep 202,0213887620
30 Jun 202,1286627770
31 Mar 202,3167587770
31 Dec 192,3147577770
30 Sep 192,2907497770
30 Jun 192,2507406790
31 Mar 192,0686846790
31 Dec 182,0746826790
30 Sep 182,0396716790
30 Jun 181,9636246750
31 Mar 182,0506736750
31 Dec 171,9766576750
30 Sep 171,9296396750
30 Jun 171,9316407200
31 Mar 171,9396497200
31 Dec 161,9376407200
30 Sep 161,9096347200
30 Jun 161,9036386170
31 Mar 161,8586356170
31 Dec 151,8056306170
30 Sep 151,7596286170
30 Jun 151,6996315470
31 Mar 151,6846325470
31 Dec 141,6726295470
30 Sep 141,6686275470
30 Jun 141,6416235460
31 Mar 141,6366235460
31 Dec 131,6146135480

Quality Earnings: FCGFH has high quality earnings.

Growing Profit Margin: FCGFH's current net profit margins (31.7%) are lower than last year (31.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: FCGFH's earnings have grown by 9.6% per year over the past 5 years.

Accelerating Growth: FCGFH's earnings growth over the past year (23.2%) exceeds its 5-year average (9.6% per year).

Earnings vs Industry: FCGFH earnings growth over the past year (23.2%) exceeded the Banks industry 8.9%.

Return on Equity

High ROE: FCGFH's Return on Equity (11.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/18 08:57
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2024/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Citizens Group Financial Holdings Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution