First Citizens Group Financial Holdings Limited, together with its subsidiaries, provides banking services in Trinidad and Tobago. It operates through Retail Banking, Corporate Banking, Treasury Management and Investment Banking, and Asset Management segments. The company offers savings and chequing accounts; electronic statements; vehicle, home renovation, EZ, public servants, professionals, commercial, small business, and green energy loans; residential and commercial mortgages; wealth management services, such as managed accounts, bond trading, fixed income paper, local brokerage services, global investment and managed portfolios, mutual funds, and liquidity management; and debit and credit cards. It also provides commercial banking products, including fixed deposits, investment solutions, working capital/overdraft facilities, electronic cash management, foreign exchange, and international trade services; corporate and investment banking services consisting of project financing, corporate and sovereign debt issuances, working capital and structured financing, and bonds and guarantees; and brokerage, capital market, and investment advisory services. In addition, the company offers depository services, such as custodian, fund administration/registrar, paying agency, repo, financial accounting/reporting, and leasing services; corporate finance and specialized financial trading; investment products and services; and trustee services for retirement benefit plans, mutual funds, and bonds and loans, as well as pension administration and escrow agent services. Further, it provides digital, online, mobile, WhatsApp, and telebanking services; point of sale terminals; e-commerce solutions; and ATM services. The company was founded in 1914 and is based in Port of Spain, Trinidad & Tobago. First Citizens Group Financial Holdings Limited is a subsidiary of First Citizens Holdings Limited.
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