AKBNK Stock Overview
Akbank T.A.S., together with its subsidiaries, provides various banking products and services in Turkey and internationally.
Akbank T.A.S Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||₺7.80|
|52 Week High||₺9.65|
|52 Week Low||₺5.07|
|1 Month Change||-14.29%|
|3 Month Change||-2.99%|
|1 Year Change||44.98%|
|3 Year Change||3.59%|
|5 Year Change||-24.86%|
|Change since IPO||169,871.67%|
Recent News & Updates
|AKBNK||TR Banks||TR Market|
Return vs Industry: AKBNK exceeded the TR Banks industry which returned 20.6% over the past year.
Return vs Market: AKBNK underperformed the TR Market which returned 53.1% over the past year.
|AKBNK Average Weekly Movement||6.0%|
|Banks Industry Average Movement||6.0%|
|Market Average Movement||6.0%|
|10% most volatile stocks in TR Market||8.8%|
|10% least volatile stocks in TR Market||4.2%|
Stable Share Price: AKBNK is not significantly more volatile than the rest of TR stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: AKBNK's weekly volatility (6%) has been stable over the past year.
About the Company
Akbank T.A.S., together with its subsidiaries, provides various banking products and services in Turkey and internationally. It operates through: Retail Banking; Commercial Banking, SME Banking, Corporate-Investment and Private Banking; and Treasury segments. The company’s retail banking services comprise deposit accounts, retail loans, commercial installment loans, credit cards, insurance products, and asset management services, as well as bank cards, investment funds trading, automatic payment, foreign currency trading, safe deposit box rental, cheques, money transfer, investment banking, and telephone and internet banking.
Akbank T.A.S Fundamentals Summary
|AKBNK fundamental statistics|
Is AKBNK overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|AKBNK income statement (TTM)|
|Cost of Revenue||₺79.92m|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
Jul 27, 2022
|Earnings per share (EPS)||3.49|
|Net Profit Margin||40.61%|
How did AKBNK perform over the long term?See historical performance and comparison
1.5%Current Dividend Yield
Is AKBNK undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 6/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for AKBNK?
Other financial metrics that can be useful for relative valuation.
|What is AKBNK's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does AKBNK's PE Ratio compare to its peers?
|AKBNK PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
SAHOL Haci Ömer Sabanci Holding
YKBNK Yapi ve Kredi Bankasi
ISCTR Türkiye Is Bankasi
GARAN Turkiye Garanti Bankasi
AKBNK Akbank T.A.S
Price-To-Earnings vs Peers: AKBNK is good value based on its Price-To-Earnings Ratio (2.2x) compared to the peer average (2.3x).
Price to Earnings Ratio vs Industry
How does AKBNK's PE Ratio compare vs other companies in the Asian Banks Industry?
Price-To-Earnings vs Industry: AKBNK is good value based on its Price-To-Earnings Ratio (2.2x) compared to the TR Banks industry average (3.1x)
Price to Earnings Ratio vs Fair Ratio
What is AKBNK's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||2.2x|
|Fair PE Ratio||4.8x|
Price-To-Earnings vs Fair Ratio: AKBNK is good value based on its Price-To-Earnings Ratio (2.2x) compared to the estimated Fair Price-To-Earnings Ratio (4.8x).
Share Price vs Fair Value
What is the Fair Price of AKBNK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: AKBNK (TRY7.8) is trading below our estimate of fair value (TRY34.28)
Significantly Below Fair Value: AKBNK is trading below fair value by more than 20%.
Price to Earnings Growth Ratio
PEG Ratio: AKBNK is good value based on its PEG Ratio (0.3x)
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How is Akbank T.A.S forecast to perform in the next 1 to 3 years based on estimates from 11 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: AKBNK's forecast earnings growth (6.6% per year) is below the savings rate (8.9%).
Earnings vs Market: AKBNK's earnings (6.6% per year) are forecast to grow slower than the TR market (17.4% per year).
High Growth Earnings: AKBNK's earnings are forecast to grow, but not significantly.
Revenue vs Market: AKBNK's revenue (6.2% per year) is forecast to grow slower than the TR market (14.7% per year).
High Growth Revenue: AKBNK's revenue (6.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: AKBNK's Return on Equity is forecast to be low in 3 years time (19.3%).
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How has Akbank T.A.S performed over the past 5 years?
Past Performance Score3/6
Past Performance Score 3/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: AKBNK has a high level of non-cash earnings.
Growing Profit Margin: AKBNK's current net profit margins (40.6%) are higher than last year (35.1%).
Past Earnings Growth Analysis
Earnings Trend: AKBNK's earnings have grown by 17.4% per year over the past 5 years.
Accelerating Growth: AKBNK's earnings growth over the past year (159.8%) exceeds its 5-year average (17.4% per year).
Earnings vs Industry: AKBNK earnings growth over the past year (159.8%) underperformed the Banks industry 159.8%.
Return on Equity
High ROE: Whilst AKBNK's Return on Equity (20.02%) is high, this metric is skewed due to their high level of debt.
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How is Akbank T.A.S's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score5/6
Financial Health Score 5/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: AKBNK's Assets to Equity ratio (9.4x) is low.
Allowance for Bad Loans: AKBNK has a sufficient allowance for bad loans (106%).
Low Risk Liabilities: 68% of AKBNK's liabilities are made up of primarily low risk sources of funding.
Loan Level: AKBNK has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: AKBNK's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: AKBNK has a high level of bad loans (4%).
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What is Akbank T.A.S current dividend yield, its reliability and sustainability?
Dividend Score 3/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: AKBNK's dividend (1.54%) is higher than the bottom 25% of dividend payers in the TR market (0.7%).
High Dividend: AKBNK's dividend (1.54%) is low compared to the top 25% of dividend payers in the TR market (3.72%).
Stability and Growth of Payments
Stable Dividend: AKBNK's dividend payments have been volatile in the past 10 years.
Growing Dividend: AKBNK's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Earnings Coverage: With its low payout ratio (2.9%), AKBNK's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: AKBNK's dividends in 3 years are forecast to be well covered by earnings (20.5% payout ratio).
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Sabri Binbasgil (62 yo)
Mr. Sabri Hakan Binbasgil has been the Chief Executive Officer at Akbank T.A.S. since January 2012 and serves as its Member of International Advisory Board and General Manager. Mr. Binbasgil served as the...
Experienced Management: AKBNK's management team is seasoned and experienced (9 years average tenure).
Experienced Board: AKBNK's board of directors are seasoned and experienced ( 10.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Akbank T.A.S.'s employee growth, exchange listings and data sources
- Name: Akbank T.A.S.
- Ticker: AKBNK
- Exchange: IBSE
- Founded: 1948
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: ₺40.560b
- Shares outstanding: 5.20b
- Website: https://www.akbank.com
Number of Employees
- Akbank T.A.S.
- Sabanci Center
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/07/05 00:00|
|End of Day Share Price||2022/07/05 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.