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SAHO

Haci Ömer Sabanci Holding IBSE:SAHOL Stock Report

Last Price

₺18.14

Market Cap

₺37.0b

7D

-5.5%

1Y

96.7%

Updated

05 Jul, 2022

Data

Company Financials +
SAHOL fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance5/6
Financial Health5/6
Dividends5/6

SAHOL Stock Overview

Haci Ömer Sabanci Holding A.S. operates primarily in the finance, manufacturing, and trading sectors worldwide.

Haci Ömer Sabanci Holding Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Haci Ömer Sabanci Holding
Historical stock prices
Current Share Price₺18.14
52 Week High₺22.42
52 Week Low₺8.87
Beta0.72
1 Month Change-13.37%
3 Month Change4.55%
1 Year Change96.75%
3 Year Change97.60%
5 Year Change62.54%
Change since IPO13,886.88%

Recent News & Updates

Shareholder Returns

SAHOLTR BanksTR Market
7D-5.5%-1.8%-1.6%
1Y96.7%18.1%50.3%

Return vs Industry: SAHOL exceeded the TR Banks industry which returned 20.6% over the past year.

Return vs Market: SAHOL exceeded the TR Market which returned 53.1% over the past year.

Price Volatility

Is SAHOL's price volatile compared to industry and market?
SAHOL volatility
SAHOL Average Weekly Movement6.5%
Banks Industry Average Movement6.0%
Market Average Movement6.0%
10% most volatile stocks in TR Market8.8%
10% least volatile stocks in TR Market4.2%

Stable Share Price: SAHOL is not significantly more volatile than the rest of TR stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: SAHOL's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
196764,001Cenk Alperhttps://www.sabanci.com

Haci Ömer Sabanci Holding A.S. operates primarily in the finance, manufacturing, and trading sectors worldwide. It operates through Banking, Financial Services, Industry, Building Materials, Energy, Retail, and Other segments. The company offers corporate and investment, private, commercial, SME, retail, and international banking services, as well as payment system and treasury transaction services; and asset management and financial leasing services.

Haci Ömer Sabanci Holding Fundamentals Summary

How do Haci Ömer Sabanci Holding's earnings and revenue compare to its market cap?
SAHOL fundamental statistics
Market Cap₺37.01b
Earnings (TTM)₺18.54b
Revenue (TTM)₺50.89b

2.0x

P/E Ratio

0.6x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
SAHOL income statement (TTM)
Revenue₺50.89b
Cost of Revenue₺1.01b
Gross Profit₺49.89b
Other Expenses₺31.35b
Earnings₺18.54b

Last Reported Earnings

Mar 31, 2022

Next Earnings Date

Aug 11, 2022

Earnings per share (EPS)9.08
Gross Margin98.02%
Net Profit Margin36.42%
Debt/Equity Ratio165.9%

How did SAHOL perform over the long term?

See historical performance and comparison

Dividends

4.1%

Current Dividend Yield

8%

Payout Ratio
We’ve recently updated our valuation analysis.

Valuation

Is SAHOL undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • PEG Ratio

Key Valuation Metric

Which metric is best to use when looking at relative valuation for SAHOL?

Other financial metrics that can be useful for relative valuation.

SAHOL key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ratio-2.3x

Price to Earnings Ratio vs Peers

How does SAHOL's PE Ratio compare to its peers?

SAHOL PE Ratio vs Peers
The above table shows the PE ratio for SAHOL vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average2.4x
YKBNK Yapi ve Kredi Bankasi
2.2x-3.1%₺35.2b
AKBNK Akbank T.A.S
2.2x6.6%₺40.6b
ISCTR Türkiye Is Bankasi
2.2xn/a₺52.0b
GARAN Turkiye Garanti Bankasi
3.1x-3.2%₺56.6b
SAHOL Haci Ömer Sabanci Holding
2x-0.9%₺37.0b

Price-To-Earnings vs Peers: SAHOL is good value based on its Price-To-Earnings Ratio (2x) compared to the peer average (2.4x).


Price to Earnings Ratio vs Industry

How does SAHOL's PE Ratio compare vs other companies in the Asian Banks Industry?

Price-To-Earnings vs Industry: SAHOL is good value based on its Price-To-Earnings Ratio (2x) compared to the TR Banks industry average (3.1x)


Price to Earnings Ratio vs Fair Ratio

What is SAHOL's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

SAHOL PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio2x
Fair PE Ratio4.2x

Price-To-Earnings vs Fair Ratio: SAHOL is good value based on its Price-To-Earnings Ratio (2x) compared to the estimated Fair Price-To-Earnings Ratio (4.2x).


Share Price vs Fair Value

What is the Fair Price of SAHOL when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: SAHOL (TRY18.14) is trading below our estimate of fair value (TRY27.16)

Significantly Below Fair Value: SAHOL is trading below fair value by more than 20%.


Price to Earnings Growth Ratio

PEG Ratio: SAHOL's earnings are forecast to decline next year, so we can't calculate its PEG ratio.


Discover undervalued companies

Future Growth

How is Haci Ömer Sabanci Holding forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?

Future Growth Score

2/6

Future Growth Score 2/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


-0.9%

Forecasted annual earnings growth

Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: SAHOL's earnings are forecast to decline over the next 3 years (-0.9% per year).

Earnings vs Market: SAHOL's earnings are forecast to decline over the next 3 years (-0.9% per year).

High Growth Earnings: SAHOL's earnings are forecast to decline over the next 3 years.

Revenue vs Market: SAHOL's revenue (31.5% per year) is forecast to grow faster than the TR market (14.7% per year).

High Growth Revenue: SAHOL's revenue (31.5% per year) is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: SAHOL's Return on Equity is forecast to be low in 3 years time (18.1%).


Discover growth companies

Past Performance

How has Haci Ömer Sabanci Holding performed over the past 5 years?

Past Performance Score

5/6

Past Performance Score 5/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


30.7%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: SAHOL has high quality earnings.

Growing Profit Margin: SAHOL's current net profit margins (36.4%) are higher than last year (23.3%).


Past Earnings Growth Analysis

Earnings Trend: SAHOL's earnings have grown significantly by 30.7% per year over the past 5 years.

Accelerating Growth: SAHOL's earnings growth over the past year (247.4%) exceeds its 5-year average (30.7% per year).

Earnings vs Industry: SAHOL earnings growth over the past year (247.4%) exceeded the Banks industry 159.8%.


Return on Equity

High ROE: Whilst SAHOL's Return on Equity (25.14%) is high, this metric is skewed due to their high level of debt.


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Financial Health

How is Haci Ömer Sabanci Holding's financial position? (This company is analysed differently as a bank or financial institution)

Financial Health Score

5/6

Financial Health Score 5/6

  • Asset Level

  • Allowance for Bad Loans

  • Low Risk Liabilities

  • Loan Level

  • Low Risk Deposits

  • Level of Bad Loans

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: SAHOL's Assets to Equity ratio (7.5x) is low.

Allowance for Bad Loans: SAHOL has a sufficient allowance for bad loans (104%).

Low Risk Liabilities: 64% of SAHOL's liabilities are made up of primarily low risk sources of funding.

Loan Level: SAHOL has an appropriate level of Loans to Assets ratio (49%).

Low Risk Deposits: SAHOL's Loans to Deposits ratio (89%) is appropriate.

Level of Bad Loans: SAHOL has a high level of bad loans (4.5%).


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Dividend

What is Haci Ömer Sabanci Holding current dividend yield, its reliability and sustainability?

Dividend Score

5/6

Dividend Score 5/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage


4.13%

Current Dividend Yield

Dividend Yield vs Market

Notable Dividend: SAHOL's dividend (4.13%) is higher than the bottom 25% of dividend payers in the TR market (0.7%).

High Dividend: SAHOL's dividend (4.13%) is in the top 25% of dividend payers in the TR market (3.72%)


Stability and Growth of Payments

Stable Dividend: SAHOL's dividend payments have been volatile in the past 10 years.

Growing Dividend: SAHOL's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Earnings Coverage: With its low payout ratio (8.3%), SAHOL's dividend payments are thoroughly covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: SAHOL's dividends in 3 years are forecast to be well covered by earnings (15.3% payout ratio).


Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?

2.3yrs

Average management tenure


CEO

Cenk Alper (53 yo)

no data

Tenure

Mr. Cenk Alper served as Director at Enerjisa Enerji A.S. since May 12, 2021 until April 2022. He serves as Chief Executive Officer & Director at Haci mer Sabanci Holding A?and also served as it Industry...


Leadership Team

Experienced Management: SAHOL's management team is considered experienced (2.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Haci Ömer Sabanci Holding A.S.'s employee growth, exchange listings and data sources


Key Information

  • Name: Haci Ömer Sabanci Holding A.S.
  • Ticker: SAHOL
  • Exchange: IBSE
  • Founded: 1967
  • Industry: Diversified Banks
  • Sector: Banks
  • Implied Market Cap: ₺37.013b
  • Shares outstanding: 2.04b
  • Website: https://www.sabanci.com

Number of Employees


Location

  • Haci Ömer Sabanci Holding A.S.
  • Sabanci Center
  • 4. Levent
  • Istanbul
  • 34330
  • Turkey

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/07/05 00:00
End of Day Share Price2022/07/05 00:00
Earnings2022/03/31
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.