Türkiye Vakiflar Bankasi Türk Anonim Ortakligi (VAKBN) Stock Overview
Provides corporate, commercial, SME, agricultural, and modern banking products and services in Turkey and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for VAKBN from our risk checks.
VAKBN Community Fair Values
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Analyst Price Targets
Türkiye Vakiflar Bankasi Türk Anonim Ortakligi Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₺32.62 |
| 52 Week High | ₺43.06 |
| 52 Week Low | ₺21.38 |
| Beta | 0.27 |
| 1 Month Change | 5.91% |
| 3 Month Change | 2.39% |
| 1 Year Change | 38.46% |
| 3 Year Change | 220.12% |
| 5 Year Change | 818.87% |
| Change since IPO | 962.66% |
Recent News & Updates
VAKBN: Lower Discount Rate Assumptions Will Support Further Upside Potential
Analysts have nudged their price target for Türkiye Vakiflar Bankasi Türk Anonim Ortakligi slightly higher to TRY40.98 from TRY40.63, citing updated assumptions for discount rates, revenue growth, profit margins and future P/E as the key drivers behind the change. What's in the News No recent news stories, periodical coverage, or key developments were available for Türkiye Vakiflar Bankasi Türk Anonim Ortakligi based on the provided sources as of 3 Jun 2026.VAKBN: Higher Profit Margin Assumptions Will Support Further Upside Potential
Analysts have modestly lifted their price target for Türkiye Vakiflar Bankasi Türk Anonim Ortakligi from TRY40.14 to about TRY40.63, citing updated assumptions around the discount rate, profit margin, and future P/E as key drivers of the adjustment. Valuation Changes Fair Value: TRY40.14 has been updated to TRY40.63, reflecting a small upward adjustment in the valuation estimate.VAKBN: Higher Future P/E Multiple Will Support Further Upside Potential
Analysts have nudged their price target for Türkiye Vakiflar Bankasi Türk Anonim Ortakligi higher from around TRY38.92 to approximately TRY40.14, citing updated assumptions on discount rate, revenue growth, profit margins, and a revised future P/E of about 7.13x. Valuation Changes Fair Value: revised from TRY38.92 to TRY40.14, reflecting a modest upward adjustment to the estimated value per share.Recent updates
VAKBN: Lower Discount Rate Assumptions Will Support Further Upside Potential
Analysts have nudged their price target for Türkiye Vakiflar Bankasi Türk Anonim Ortakligi slightly higher to TRY40.98 from TRY40.63, citing updated assumptions for discount rates, revenue growth, profit margins and future P/E as the key drivers behind the change. What's in the News No recent news stories, periodical coverage, or key developments were available for Türkiye Vakiflar Bankasi Türk Anonim Ortakligi based on the provided sources as of 3 Jun 2026.VAKBN: Higher Profit Margin Assumptions Will Support Further Upside Potential
Analysts have modestly lifted their price target for Türkiye Vakiflar Bankasi Türk Anonim Ortakligi from TRY40.14 to about TRY40.63, citing updated assumptions around the discount rate, profit margin, and future P/E as key drivers of the adjustment. Valuation Changes Fair Value: TRY40.14 has been updated to TRY40.63, reflecting a small upward adjustment in the valuation estimate.VAKBN: Higher Future P/E Multiple Will Support Further Upside Potential
Analysts have nudged their price target for Türkiye Vakiflar Bankasi Türk Anonim Ortakligi higher from around TRY38.92 to approximately TRY40.14, citing updated assumptions on discount rate, revenue growth, profit margins, and a revised future P/E of about 7.13x. Valuation Changes Fair Value: revised from TRY38.92 to TRY40.14, reflecting a modest upward adjustment to the estimated value per share.
VAKBN: Elevated Share Price Will Face Pressure From Lower Profit Margin Assumptions
Analysts have lifted their price target for Türkiye Vakiflar Bankasi Türk Anonim Ortakligi from ₺19.0 to ₺30.6, reflecting updated assumptions for revenue growth, profit margins, and future P/E multiples. Valuation Changes Fair Value Estimate increased from ₺19.0 to ₺30.6, representing a sizeable uplift in the implied intrinsic value per share.VAKBN: Lower Discount Rate And Higher Margins Will Support Future Upside
Analysts have lifted their price target on Türkiye Vakiflar Bankasi Türk Anonim Ortakligi from ₺34.62 to ₺38.92, citing updated assumptions around a lower discount rate, adjusted revenue growth, improved profit margin expectations, and a slightly lower future P/E multiple. Valuation Changes The Fair Value Estimate increased from TRY34.62 to TRY38.92, indicating a higher assessed intrinsic value per share under the updated assumptions.
VAKBN: Higher Required Return Will Support Attractive Future Upside Potential
Analysts have reduced their price target on Türkiye Vakiflar Bankasi Türk Anonim Ortakligi from ₺44.10 to ₺42.68, citing revised assumptions for discount rates, revenue growth, profit margins and future P/E expectations. Valuation Changes Fair Value Estimate: Revised slightly lower from ₺44.10 to ₺42.68 per share.VAKBN: Stable Margins And Revenue Outlook Will Support Future Upside
Analysts have nudged their fair value estimate for Türkiye Vakiflar Bankasi Türk Anonim Ortakligi slightly lower, from approximately $34.80 to $34.62. They cited a marginally higher perceived discount rate while leaving their revenue growth, profit margin, and future P E assumptions largely intact.VAKBN: Higher 49% Revenue Outlook Will Drive Future Returns
Analysts have raised their price target for Türkiye Vakiflar Bankasi Türk Anonim Ortakligi from ₺33.22 to ₺34.80. This change reflects updated expectations for higher revenue growth and a revised discount rate, despite a moderation in profit margin forecasts.VAKBN: Improved Profit Margins Will Lead To Stronger Future Returns
Analysts have raised their price target for Türkiye Vakiflar Bankasi Türk Anonim Ortakligi slightly, from ₺32.82 to ₺33.22. They cite an improved profit margin outlook despite a reduction in projected revenue growth.VAKBN: Digital Banking Expansion And Urbanization Will Drive Long-Term Upside
Analysts have slightly lowered their price target for Türkiye Vakiflar Bankasi Türk Anonim Ortakligi from ₺33.31 to ₺32.82, citing minor adjustments to fair value and future earnings projections. Valuation Changes Fair Value: Decreased slightly from TRY 33.31 to TRY 32.82.Digital Banking And Urbanization Will Expand Future Opportunities
Analysts have raised their price target for Türkiye Vakiflar Bankasi Türk Anonim Ortakligi from ₺33.06 to ₺33.31. This reflects improvements in projected profit margins and a slight decrease in the expected future price-earnings ratio.Digital Banking And Urbanization Will Expand Future Opportunities
The analyst price target for Türkiye Vakiflar Bankasi Türk Anonim Ortakligi has been raised slightly from ₺32.95 to ₺33.06, reflecting analysts' expectations of improved revenue growth despite a modest decrease in projected profit margins. What's in the News Türkiye Vakiflar Bankasi Türk Anonim Ortakligi has announced a share repurchase program commencing July 9, 2025.
Corporate Lending Expansion And Fee Income Surge Set To Turbocharge Net Interest Margins
VakifBank’s loan strategy favors Turkish lira yield improvement, potentially boosting net interest margins in future periods.Shareholder Returns
| VAKBN | TR Banks | TR Market | |
|---|---|---|---|
| 7D | 2.7% | 2.6% | 0.8% |
| 1Y | 38.5% | 35.3% | 52.0% |
Return vs Industry: VAKBN exceeded the TR Banks industry which returned 35.3% over the past year.
Return vs Market: VAKBN underperformed the TR Market which returned 52% over the past year.
Price Volatility
| VAKBN volatility | |
|---|---|
| VAKBN Average Weekly Movement | 6.2% |
| Banks Industry Average Movement | 6.7% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in TR Market | 10.7% |
| 10% least volatile stocks in TR Market | 4.9% |
Stable Share Price: VAKBN has not had significant price volatility in the past 3 months compared to the TR market.
Volatility Over Time: VAKBN's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1954 | 19,073 | Osman Arslan | www.vakifbank.com.tr |
Türkiye Vakiflar Bankasi Türk Anonim Ortakligi, together with its subsidiaries, provides corporate, commercial, SME, agricultural, and modern banking products and services in Turkey and internationally. It offers time, demand, and term deposits accounts; mortgage, car, personal, and private banking yacht loans; housing, comprehensive, motor, compulsory traffic, travel and complementary health, and compulsory earthquake insurance; and individual pension contract, private pension agreement, and life insurance products. The company also provides investment products, such as investment funds, Government Bonds and treasury bills, eurobond, bank bonds, gold trading, VakifBank Gold, stocks, VIOP, safe deposit boxes, options, dual currency deposit, contingent option, currency swap, and forward agreements.
Türkiye Vakiflar Bankasi Türk Anonim Ortakligi Fundamentals Summary
| VAKBN fundamental statistics | |
|---|---|
| Market cap | ₺323.46b |
| Earnings (TTM) | ₺72.41b |
| Revenue (TTM) | ₺245.64b |
Is VAKBN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| VAKBN income statement (TTM) | |
|---|---|
| Revenue | ₺245.64b |
| Cost of Revenue | ₺1.25b |
| Gross Profit | ₺244.39b |
| Other Expenses | ₺171.98b |
| Earnings | ₺72.41b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 7.30 |
| Gross Margin | 99.49% |
| Net Profit Margin | 29.48% |
| Debt/Equity Ratio | 446.8% |
How did VAKBN perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/14 01:31 |
| End of Day Share Price | 2026/06/12 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Türkiye Vakiflar Bankasi Türk Anonim Ortakligi is covered by 28 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | Ata Invest |
| Erdem Kayli | BNP Paribas |
| Mustafa Karakose | BNP Paribas |