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Türkiye Is Bankasi A.S.IBSE:ISCTR Stock Report

Market Cap ₺380.4b
Share Price
₺13.23
My Fair Value
₺17.99
26.5% undervalued intrinsic discount
1Y4.5%
7D-6.5%
Portfolio Value
View

Türkiye Is Bankasi A.S.

IBSE:ISCTR Stock Report

Market Cap: ₺380.4b

Türkiye Is Bankasi (ISCTR) Stock Overview

Provides various banking products and services in Turkey. More details

ISCTR fundamental analysis
Snowflake Score
Valuation1/6
Future Growth4/6
Past Performance2/6
Financial Health5/6
Dividends3/6

ISCTR Community Fair Values

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Türkiye Is Bankasi A.S. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Türkiye Is Bankasi
Historical stock prices
Current Share Price₺13.23
52 Week High₺16.60
52 Week Low₺10.07
Beta0.13
1 Month Change-3.36%
3 Month Change-4.27%
1 Year Change4.50%
3 Year Change296.11%
5 Year Change1,281.55%
Change since IPO1,865,908.46%

Recent News & Updates

Recent updates

User avatar

Digital Expansion And ESG Strategy To Propel Net Margins And Earnings Stability

Isbank's selective lending strategy in SMEs and export finance supports sustained loan growth and positive revenue impact.

Shareholder Returns

ISCTRTR BanksTR Market
7D-6.5%0.05%-1.6%
1Y4.5%29.1%27.0%

Return vs Industry: ISCTR underperformed the TR Banks industry which returned 29.1% over the past year.

Return vs Market: ISCTR underperformed the TR Market which returned 27% over the past year.

Price Volatility

Is ISCTR's price volatile compared to industry and market?
ISCTR volatility
ISCTR Average Weekly Movement5.4%
Banks Industry Average Movement5.3%
Market Average Movement6.5%
10% most volatile stocks in TR Market10.2%
10% least volatile stocks in TR Market4.5%

Stable Share Price: ISCTR has not had significant price volatility in the past 3 months compared to the TR market.

Volatility Over Time: ISCTR's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
192420,344Hakan Aranwww.isbank.com.tr

Türkiye Is Bankasi A.S. provides various banking products and services in Turkey. The company offers money transfer services; personal loans, including housing, vehicle, and consumer loans; SME loans comprising TL commercial loans, foreign currency commercial, other foreign currency commercial, and non-cash loans; credit, debit, and prepaid cards; deposits and investment products and services, such as term and demand deposit, gold, investment funds, stocks, bills/bonds, Eurobonds, and other investment products; insurance and retirement products; payment and money transfer services; and private banking services. It also provides foreign trade services; POS/cash register; SME banking; agricultural banking; digital banking; and commercial loans, including commercial cash, tradesman, instant business, investment, profitable, livestock, and non-cash loans, as well as revolving credit and letters of guarantee.

Türkiye Is Bankasi A.S. Fundamentals Summary

How do Türkiye Is Bankasi's earnings and revenue compare to its market cap?
ISCTR fundamental statistics
Market cap₺380.39b
Earnings (TTM)₺46.24b
Revenue (TTM)₺281.70b
7.2x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ISCTR income statement (TTM)
Revenue₺281.70b
Cost of Revenue₺1.79b
Gross Profit₺279.91b
Other Expenses₺233.66b
Earnings₺46.24b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.85
Gross Margin99.36%
Net Profit Margin16.42%
Debt/Equity Ratio242.7%

How did ISCTR perform over the long term?

See historical performance and comparison

Dividends

1.4%
Current Dividend Yield
10%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/05 07:37
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Türkiye Is Bankasi A.S. is covered by 35 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullAta Invest
Cristina MarzeaBarclays
Cagdas DoganBNP Paribas Securities (Asia)