Patria Bank Valuation

Is PBK undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of PBK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate PBK's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate PBK's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for PBK?

Other financial metrics that can be useful for relative valuation.

The above table shows the n/a ratio for PBK. This is calculated by dividing PBK's market cap by their current preferred multiple.
What is PBK's n/a Ratio?
n/a	0x
n/a	n/a
Market Cap	RON 259.03m

PBK key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	0.3x

Price to Earnings Ratio vs Peers

How does PBK's PE Ratio compare to its peers?

The above table shows the PE ratio for PBK vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	10.1x
BRD BRD - Groupe Société Générale	8.9x	2.7%	RON 14.0b
TLV Banca Transilvania	7.3x	4.4%	RON 25.0b
SBACBANK SBAC Bank	11.4x	n/a	৳6.8b
SFN Sasfin Holdings	12.6x	n/a	R860.8m
PBK Patria Bank	7.9x	24.0%	RON 259.0m

Price-To-Earnings vs Peers: PBK is good value based on its Price-To-Earnings Ratio (7.9x) compared to the peer average (8.1x).

Price to Earnings Ratio vs Industry

How does PBK's PE Ratio compare vs other companies in the European Banks Industry?

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	0.4%
	n/a	n/a	n/a

Fetching data

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	0.4%
	n/a	n/a	n/a

No more companies

Price-To-Earnings vs Industry: PBK is expensive based on its Price-To-Earnings Ratio (7.9x) compared to the European Banks industry average (7.5x).

Price to Earnings Ratio vs Fair Ratio

What is PBK's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

PBK PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	7.9x
Fair PE Ratio	8.3x

Price-To-Earnings vs Fair Ratio: PBK is good value based on its Price-To-Earnings Ratio (7.9x) compared to the estimated Fair Price-To-Earnings Ratio (8.3x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.