Patria Bank Balance Sheet Health
Financial Health criteria checks 4/6
Patria Bank has total assets of RON4.2B and total equity of RON386.6M. Total deposits are RON3.3B, and total loans are RON2.2B.
Key information
10.8x
Asset to equity ratio
n/a
Net interest margin
Total deposits | RON3.29b |
Loan to deposit ratio | Appropriate |
Bad loans | 6.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | RON581.19m |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PBK's Assets to Equity ratio (10.8x) is moderate.
Allowance for Bad Loans: PBK has a low allowance for bad loans (88%).
Low Risk Liabilities: 87% of PBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: PBK has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: PBK's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: PBK has a high level of bad loans (6%).