Patria Bank Balance Sheet Health
Financial Health criteria checks 4/6
Patria Bank has total assets of RON4.4B and total equity of RON422.0M. Total deposits are RON3.4B, and total loans are RON2.5B.
Key information
10.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | RON 3.44b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 6.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | RON 494.42m |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PBK's Assets to Equity ratio (10.3x) is moderate.
Allowance for Bad Loans: PBK has a low allowance for bad loans (86%).
Low Risk Liabilities: 87% of PBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: PBK has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: PBK's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: PBK has a high level of bad loans (6.3%).