Patria Bank SA

BVB:PBK Stock Report

Market Cap: RON 268.9m

Patria Bank Past Earnings Performance

Past criteria checks 5/6

Patria Bank has been growing earnings at an average annual rate of 43.1%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 7.1% per year. Patria Bank's return on equity is 9.3%, and it has net margins of 17.3%.

Key information

43.1%

Earnings growth rate

41.9%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate7.1%
Return on equity9.3%
Net Margin17.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

If You Had Bought Patria Bank's (BVB:PBK) Shares Three Years Ago You Would Be Down 36%

Feb 26
If You Had Bought Patria Bank's (BVB:PBK) Shares Three Years Ago You Would Be Down 36%

Revenue & Expenses Breakdown

How Patria Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BVB:PBK Revenue, expenses and earnings (RON Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24227391650
30 Jun 24211331570
31 Mar 24201311570
31 Dec 23191251540
30 Sep 23189231580
30 Jun 23181241260
31 Mar 23178221520
31 Dec 22174191490
30 Sep 22161161380
30 Jun 22166121450
31 Mar 22167101430
31 Dec 21163101400
30 Sep 2114941330
30 Jun 2114741340
31 Mar 2114671300
31 Dec 2014131310
30 Sep 2014441280
30 Jun 2015061330
31 Mar 2015011380
31 Dec 1915931440
30 Sep 19181151620
30 Jun 19190221640
31 Mar 1917991650
31 Dec 18167-41650
30 Sep 18145-301620
30 Jun 18130-431740
31 Mar 18136-431730
31 Dec 17141-441720
30 Sep 17161-331750
30 Jun 17171-421790
31 Mar 17155-391690
31 Dec 16138-361590
31 Dec 1557-10640

Quality Earnings: PBK has high quality earnings.

Growing Profit Margin: PBK's current net profit margins (17.3%) are higher than last year (12.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PBK's earnings have grown significantly by 43.1% per year over the past 5 years.

Accelerating Growth: PBK's earnings growth over the past year (68.8%) exceeds its 5-year average (43.1% per year).

Earnings vs Industry: PBK earnings growth over the past year (68.8%) exceeded the Banks industry 12.6%.

Return on Equity

High ROE: PBK's Return on Equity (9.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 08:29
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Patria Bank SA is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullWood & Company
David LojkasekWood & Company