Patria Bank Past Earnings Performance
Past criteria checks 5/6
Patria Bank has been growing earnings at an average annual rate of 32.1%, while the Banks industry saw earnings growing at 13% annually. Revenues have been growing at an average rate of 2.5% per year. Patria Bank's return on equity is 6.6%, and it has net margins of 13.3%.
Key information
32.1%
Earnings growth rate
29.4%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 2.5% |
| Return on equity | 6.6% |
| Net Margin | 13.3% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Revenue & Expenses BreakdownBeta
How Patria Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 191 | 25 | 157 | 0 |
| 30 Sep 23 | 211 | 23 | 180 | 0 |
| 30 Jun 23 | 187 | 24 | 156 | 0 |
| 31 Mar 23 | 179 | 22 | 153 | 0 |
| 31 Dec 22 | 172 | 19 | 148 | 0 |
| 30 Sep 22 | 161 | 16 | 138 | 0 |
| 30 Jun 22 | 166 | 12 | 145 | 0 |
| 31 Mar 22 | 167 | 10 | 143 | 0 |
| 31 Dec 21 | 163 | 10 | 140 | 0 |
| 30 Sep 21 | 149 | 4 | 133 | 0 |
| 30 Jun 21 | 147 | 4 | 134 | 0 |
| 31 Mar 21 | 146 | 7 | 130 | 0 |
| 31 Dec 20 | 141 | 3 | 131 | 0 |
| 30 Sep 20 | 144 | 4 | 128 | 0 |
| 30 Jun 20 | 150 | 6 | 133 | 0 |
| 31 Mar 20 | 150 | 1 | 138 | 0 |
| 31 Dec 19 | 159 | 3 | 144 | 0 |
| 30 Sep 19 | 181 | 15 | 162 | 0 |
| 30 Jun 19 | 190 | 22 | 164 | 0 |
| 31 Mar 19 | 179 | 9 | 165 | 0 |
| 31 Dec 18 | 167 | -4 | 165 | 0 |
| 30 Sep 18 | 145 | -30 | 162 | 0 |
| 30 Jun 18 | 130 | -43 | 174 | 0 |
| 31 Mar 18 | 136 | -43 | 173 | 0 |
| 31 Dec 17 | 141 | -44 | 172 | 0 |
| 30 Sep 17 | 161 | -33 | 175 | 0 |
| 30 Jun 17 | 171 | -42 | 179 | 0 |
| 31 Mar 17 | 155 | -39 | 169 | 0 |
| 31 Dec 16 | 138 | -36 | 159 | 0 |
| 31 Dec 15 | 57 | -10 | 64 | 0 |
Quality Earnings: PBK has high quality earnings.
Growing Profit Margin: PBK's current net profit margins (13.3%) are higher than last year (11.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PBK has become profitable over the past 5 years, growing earnings by 32.1% per year.
Accelerating Growth: PBK's earnings growth over the past year (32.5%) exceeds its 5-year average (32.1% per year).
Earnings vs Industry: PBK earnings growth over the past year (32.5%) exceeded the Banks industry 26.5%.
Return on Equity
High ROE: PBK's Return on Equity (6.6%) is considered low.