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Patria Bank SA

BVB:PBK Stock Report

Market Cap: RON 265.6m

Patria Bank (PBK) Stock Overview

A credit institution, provides banking and other financial services to individual, small and medium enterprises, agribusinesses, and corporate customers in Romania. More details

PBK fundamental analysis
Snowflake Score
Valuation2/6
Future Growth3/6
Past Performance4/6
Financial Health4/6
Dividends0/6

Rewards

Price-To-Earnings ratio (6.2x) is below the RO market (15.2x)

Earnings are forecast to grow 12.23% per year

Earnings grew by 39.7% over the past year

Risk Analysis

Does not have a meaningful market cap (RON266M)


PBK Community Fair Values

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Patria Bank SA Competitors

Price History & Performance

Summary of share price highs, lows and changes for Patria Bank
Historical stock prices
Current Share PriceRON 0.081
52 Week HighRON 0.086
52 Week LowRON 0.071
Beta0.39
1 Month Change-1.22%
3 Month Change0%
1 Year Change-0.61%
3 Year Change-3.57%
5 Year Change-0.74%
Change since IPO-53.87%

Recent News & Updates

Recent updates

If You Had Bought Patria Bank's (BVB:PBK) Shares Three Years Ago You Would Be Down 36%

Feb 26
If You Had Bought Patria Bank's (BVB:PBK) Shares Three Years Ago You Would Be Down 36%

Shareholder Returns

PBKRO BanksRO Market
7D1.3%3.6%1.3%
1Y-0.6%38.5%-1.2%

Return vs Industry: PBK underperformed the RO Banks industry which returned 37.1% over the past year.

Return vs Market: PBK matched the RO Market which returned -1.1% over the past year.

Price Volatility

Is PBK's price volatile compared to industry and market?
PBK volatility
PBK Average Weekly Movement2.4%
Banks Industry Average Movement3.5%
Market Average Movement4.9%
10% most volatile stocks in RO Market11.4%
10% least volatile stocks in RO Market3.1%

Stable Share Price: PBK has not had significant price volatility in the past 3 months compared to the RO market.

Volatility Over Time: PBK's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1993736Valentin Vanceawww.patriabank.ro/persoane-fizice

Patria Bank SA, a credit institution, provides banking and other financial services to individual, small and medium enterprises, agribusinesses, and corporate customers in Romania. The company offers saving, demand, term, collateral, current, and sight deposits; working capital and VAT financing credit line, investment loans, company development, SME loans, umbrella, general expense, bridge loans, medium term financing, bank guarantees, factoring, and letters of credit; and personal loans, home mortgage loans, refinancing investment loans, real estate mortgages, and overdrafts, as well as debit and credit cards. It provides rural lending and microfinance; foreign exchange services; and internet and mobile banking services, as well as manages open-end investment funds.

Patria Bank SA Fundamentals Summary

How do Patria Bank's earnings and revenue compare to its market cap?
PBK fundamental statistics
Market capRON 265.58m
Earnings (TTM)RON 42.77m
Revenue (TTM)RON 232.57m
6.2x
P/E Ratio
0.6x
P/B Ratio

Is PBK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PBK income statement (TTM)
RevenueRON 232.57m
Cost of RevenueRON 0
Gross ProfitRON 232.57m
Other ExpensesRON 189.80m
EarningsRON 42.77m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.013
Gross Margin100.00%
Net Profit Margin18.39%
Debt/Equity Ratio103.1%

How did PBK perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/09 15:11
End of Day Share Price 2025/07/09 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Patria Bank SA is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullWood & Company
David LojkasekWood & Company