Commercial Bank (P.S.Q.C.) Future Growth

Future criteria checks 1/6

Commercial Bank (P.S.Q.C.) is forecast to grow earnings and revenue by 3.9% and 6% per annum respectively. EPS is expected to decline by 1.6% per annum. Return on equity is forecast to be 13.2% in 3 years.

Key information

3.9%

Earnings growth rate

-1.6%

EPS growth rate

Banks earnings growth	7.3%
Revenue growth rate	6.0%
Future return on equity	13.2%
Analyst coverage	Good
Last updated	02 May 2024

Recent future growth updates

Recent updates

Here's Why We Think Commercial Bank (P.S.Q.C.) (DSM:CBQK) Is Well Worth Watching

Jun 27

Do Commercial Bank (P.S.Q.C.)'s (DSM:CBQK) Earnings Warrant Your Attention?

Mar 13

Do Commercial Bank (P.S.Q.C.)'s (DSM:CBQK) Earnings Warrant Your Attention?

Nov 28

Key Things To Watch Out For If You Are After The Commercial Bank (P.S.Q.C.)'s (DSM:CBQK) 2.3% Dividend

Feb 21

Commercial Bank (P.S.Q.C.) (DSM:CBQK) Shareholders Have Enjoyed A 52% Share Price Gain

Dec 30

Earnings and Revenue Growth Forecasts

DSM:CBQK - Analysts future estimates and past financials data (QAR Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	5,875	3,211	N/A	N/A	6
12/31/2025	5,715	2,976	N/A	N/A	6
12/31/2024	5,612	3,002	N/A	N/A	6
3/31/2024	4,696	2,951	-4,067	-3,819	N/A
12/31/2023	4,614	2,727	2,449	2,662	N/A
9/30/2023	4,302	2,477	11,783	11,964	N/A
6/30/2023	4,247	2,434	13,934	14,155	N/A
3/31/2023	4,041	2,427	3,824	4,096	N/A
12/31/2022	4,146	2,527	947	1,256	N/A
9/30/2022	3,831	2,069	-1,783	-1,478	N/A
6/30/2022	3,863	2,104	-1,483	-1,197	N/A
3/31/2022	3,895	2,075	-923	-666	N/A
12/31/2021	3,717	2,040	-5,771	-5,570	N/A
9/30/2021	3,350	2,015	-2,635	-2,442	N/A
6/30/2021	2,984	1,504	-11,272	-11,112	N/A
3/31/2021	2,895	1,279	-5,782	-5,662	N/A
12/31/2020	2,662	1,078	-7,175	-7,049	N/A
9/30/2020	3,532	1,456	-11,019	-10,899	N/A
6/30/2020	3,558	1,734	-121	7	N/A
3/31/2020	3,314	1,744	5,309	5,484	N/A
12/31/2019	3,275	1,781	1,662	1,819	N/A
9/30/2019	2,868	1,653	6,928	7,112	N/A
6/30/2019	2,694	1,527	1,641	1,797	N/A
3/31/2019	2,669	1,469	-4,414	-4,140	N/A
12/31/2018	2,673	1,434	2,167	2,454	N/A
9/30/2018	2,653	1,364	-5,620	-5,368	N/A
6/30/2018	2,402	1,039	-3,020	-2,748	N/A
3/31/2018	2,069	677	-5,193	-5,077	N/A
12/31/2017	1,786	364	N/A	-7,105	N/A
9/30/2017	1,855	40	N/A	-7,656	N/A
6/30/2017	1,843	-40	N/A	-4,729	N/A
3/31/2017	1,989	84	N/A	-3,406	N/A
12/31/2016	2,233	281	N/A	-3,270	N/A
9/30/2016	2,107	570	N/A	-2,140	N/A
6/30/2016	2,536	817	N/A	-8,945	N/A
3/31/2016	2,920	1,147	N/A	-8,520	N/A
12/31/2015	3,051	1,281	N/A	-8,628	N/A
9/30/2015	3,205	1,461	N/A	-7,982	N/A
6/30/2015	3,218	1,701	N/A	-3,950	N/A
3/31/2015	3,129	1,679	N/A	-5,760	N/A
12/31/2014	3,230	1,760	N/A	-6,156	N/A
9/30/2014	3,260	1,810	N/A	-8,209	N/A
6/30/2014	3,034	1,604	N/A	-9,200	N/A
3/31/2014	2,913	1,603	N/A	-7,042	N/A
12/31/2013	2,720	1,604	N/A	-8,638	N/A
9/30/2013	2,672	1,752	N/A	-3,783	N/A
6/30/2013	2,818	2,019	N/A	-9,335	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: CBQK's forecast earnings growth (3.9% per year) is below the savings rate (14.3%).

Earnings vs Market: CBQK's earnings (3.9% per year) are forecast to grow slower than the QA market (6.6% per year).

High Growth Earnings: CBQK's earnings are forecast to grow, but not significantly.

Revenue vs Market: CBQK's revenue (6% per year) is forecast to grow faster than the QA market (3% per year).

High Growth Revenue: CBQK's revenue (6% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: CBQK's Return on Equity is forecast to be low in 3 years time (13.2%).

Commercial Bank (P.S.Q.C.) Future Growth

Future criteria checks 1/6

Key information

Recent future growth updates

Price target decreased to ر.ق7.50

Price target increased to ر.ق7.76

Price target increased to ر.ق7.01

Price target increased to ر.ق6.82

Recent updates

First quarter 2024 earnings released: EPS: ر.ق0.20 (vs ر.ق0.19 in 1Q 2023)

The Commercial Bank (P.S.Q.C.) to Report Q1, 2024 Results on Apr 23, 2024

The Commercial Bank (P.S.Q.C.), Annual General Meeting, Apr 01, 2024

New minor risk - Share price stability

Third quarter 2023 earnings released: EPS: ر.ق0.19 (vs ر.ق0.18 in 3Q 2022)

Second quarter 2023 earnings released: EPS: ر.ق0.19 (vs ر.ق0.19 in 2Q 2022)

The Commercial Bank (P.S.Q.C.), Annual General Meeting, Jun 14, 2023

First quarter 2023 earnings: EPS and revenues miss analyst expectations

Less than half of directors are independent

Investor sentiment improves as stock rises 16%

Full year 2022 earnings released: EPS: ر.ق0.62 (vs ر.ق0.50 in FY 2021)

The Commercial Bank (P.S.Q.C.) to Report Fiscal Year 2022 Results on Jan 24, 2023

Price target decreased to ر.ق7.50

Third quarter 2022 earnings released: EPS: ر.ق0.18 (vs ر.ق0.20 in 3Q 2021)

The Commercial Bank (P.S.Q.C.) to Report Q3, 2022 Results on Oct 19, 2022

Second quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

The Commercial Bank (P.S.Q.C.) to Report First Half, 2022 Results on Jul 24, 2022

Here's Why We Think Commercial Bank (P.S.Q.C.) (DSM:CBQK) Is Well Worth Watching

Price target increased to ر.ق7.76

Do Commercial Bank (P.S.Q.C.)'s (DSM:CBQK) Earnings Warrant Your Attention?

The Commercial Bank (P.S.Q.C.) Proposes Cash Dividend for the Year 2021

Price target increased to ر.ق7.01

Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behind

Price target increased to ر.ق6.82

Do Commercial Bank (P.S.Q.C.)'s (DSM:CBQK) Earnings Warrant Your Attention?

Third quarter 2021 earnings released: EPS ر.ق0.20 (vs ر.ق0.063 in 3Q 2020)

Second quarter 2021 earnings released: EPS ر.ق0.18 (vs ر.ق0.12 in 2Q 2020)

The Commercial Bank (P.S.Q.C.) (DSM:CBQK) made an offer to acquire an additional 15.2% stake in National Bank of Oman SAOG (MSM:NBOB) for OMR 49.4 million.

First quarter 2021 earnings released: EPS ر.ق0.15 (vs ر.ق0.099 in 1Q 2020)

New 90-day high: ر.ق4.53

Key Things To Watch Out For If You Are After The Commercial Bank (P.S.Q.C.)'s (DSM:CBQK) 2.3% Dividend

The Commercial Bank (P.S.Q.C.), Annual General Meeting, Mar 10, 2021

Revenue beats expectations

Revenue beats expectations

Full year 2020 earnings released: EPS ر.ق0.27 (vs ر.ق0.44 in FY 2019)

Commercial Bank (P.S.Q.C.) (DSM:CBQK) Shareholders Have Enjoyed A 52% Share Price Gain

New 90-day high: ر.ق4.32

Third quarter earnings released

New 90-day high: ر.ق4.22

New 90-day high - ر.ق4.12

Earnings and Revenue Growth Forecasts

Analyst Future Growth Forecasts

Earnings per Share Growth Forecasts

Future Return on Equity

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