The Commercial Bank (P.S.Q.C.)

DSM:CBQK Stock Report

Market Cap: ر.ق16.8b

Commercial Bank (P.S.Q.C.) Dividends and Buybacks

Dividend criteria checks 5/6

Commercial Bank (P.S.Q.C.) is a dividend paying company with a current yield of 7.25% that is well covered by earnings.

Key information

7.2%

Dividend yield

n/a

Buyback Yield

Total Shareholder Yieldn/a
Future Dividend Yield8.1%
Dividend Growth2.6%
Next dividend pay daten/a
Ex dividend daten/a
Dividend per sharen/a
Payout ratio65%

Recent dividend and buyback updates

Recent updates

Narrative Update May 30

CBQK: Stronger Earnings Outlook Will Support Future Multiple Expansion

Analysts have nudged their QAR price target for Commercial Bank (P.S.Q.C.) slightly higher, reflecting updated assumptions for revenue growth, profit margins and future P/E that together indicate a modestly stronger earnings outlook than in the prior model. Valuation Changes Fair Value: QAR 6.0 per share is unchanged in the updated model, indicating a stable central estimate of intrinsic value.
Narrative Update May 14

CBQK: Higher Forward P/E Will Likely Restrain A Weaker Profit Outlook

Analysts have lifted their price target for Commercial Bank (P.S.Q.C.) to QAR3.54 from QAR3.40, citing updated assumptions around revenue growth, profit margins, and a higher forward P/E multiple. Valuation Changes Fair Value: Updated to QAR3.54 from QAR3.40, a small upward adjustment in the modelled valuation range.
Narrative Update Apr 29

CBQK: Higher Revenue Assumptions Will Support Future Multiple Expansion

Analysts have trimmed their price target on Commercial Bank (P.S.Q.C.) by QAR0.50, reflecting updated assumptions that combine higher revenue growth expectations with lower profit margin forecasts and a slightly higher forward P/E. Valuation Changes Fair Value: Reduced from QAR6.50 to QAR6.00, indicating a modest cut to the central valuation estimate.
Narrative Update Apr 14

CBQK: Higher Margin Outlook And Lower P/E Are Expected To Support Upside

Analysts have slightly adjusted their QAR fair value estimate for Commercial Bank (P.S.Q.C.) to QAR 5.08, reflecting updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Valuation Changes Fair Value: QAR 5.08, trimmed slightly from QAR 5.12 as updated inputs are reflected in the model.
Narrative Update Mar 31

CBQK: Lower Discount Rate Will Support Higher Forward Multiple

Analysts now set their QAR price target for Commercial Bank (P.S.Q.C.) at QAR 6.50, compared with the prior fair value of QAR 5.88, citing updated assumptions for the discount rate, revenue growth, profit margin and future P/E. Valuation Changes Fair Value: revised from QAR 5.88 to QAR 6.50, representing a modest uplift in the estimated value per share.
Narrative Update Mar 17

CBQK: Lower Future P/E Will Likely Cap An Overextended Earnings Profile

Analysts have lowered their price target for Commercial Bank (P.S.Q.C.) to QAR 3.40 from QAR 3.58, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E multiples. Valuation Changes Fair Value: QAR 3.58 has been revised to QAR 3.40, indicating a small reduction in the estimated valuation per share.
Narrative Update Mar 03

CBQK: Improved Pricing Assumptions And Forward P/E Will Support Further Upside

Analysts have lifted their price target for Commercial Bank (P.S.Q.C.) from QAR 4.83 to QAR 5.12, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and forward P/E, which together point to a modestly higher valuation range. Valuation Changes Fair Value: QAR 4.83 to QAR 5.12, a small upward adjustment in the estimated equity value per share.
Narrative Update Feb 17

CBQK: Higher Forward P/E Will Likely Sustain An Overstretched Earnings Profile

Analysts have lifted their price target for Commercial Bank (P.S.Q.C.) to QAR 3.58 from QAR 3.50, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as the key drivers of the change. Valuation Changes Fair Value: Updated to QAR 3.58 from QAR 3.50, reflecting a small upward adjustment in the underlying model assumptions.
Narrative Update Feb 03

CBQK: Higher Forward P/E Will Likely Sustain An Overstretched Earnings Profile

Analysts have nudged their price target for Commercial Bank (P.S.Q.C.) higher from QAR 3.43 to about QAR 3.50, citing updated assumptions around the discount rate, revenue growth, profit margin, and forward P/E that slightly adjust the bank’s risk and earnings profile. Valuation Changes Fair Value: The analyst fair value estimate has edged higher from QAR 3.43 to QAR 3.50.
Narrative Update Jan 20

CBQK: Lower Discount Rate May Still Lead To Overstretched Earnings Multiple

Analysts have nudged their price target on Commercial Bank (P.S.Q.C.) slightly higher to reflect an updated fair value estimate of QAR 3.43 per share, supported by revised assumptions around the discount rate, revenue growth, profit margin and forward P/E. Valuation Changes Fair value estimate was revised slightly higher from QAR 3.42 to QAR 3.43 per share.
Narrative Update Jan 05

CBQK: Stable Margins And Revenue Assumptions Will Support Further Upside

Analysts have nudged their price target for Commercial Bank (P.S.Q.C.) slightly higher, reflecting updated assumptions around discount rates, revenue growth, profit margins and future P/E. These updates keep their fair value estimate broadly unchanged.
Narrative Update Dec 17

CBQK: Lower Risk Profile May Still Lead To Overstretched Earnings Multiple

Analysts have raised their price target on Commercial Bank (P.S.Q.C.) from QAR 3.36 to approximately QAR 3.42. This reflects increased confidence in higher revenue growth and a lower perceived risk profile, despite slightly softer long term profit margin assumptions and valuation multiples.
Narrative Update Dec 03

CBQK: Stable Profitability And Revenue Outlook Will Support Further Upside

Analysts have slightly reduced their price target for Commercial Bank (P.S.Q.C.) to QAR 4.83 from QAR 4.88, citing marginally lower fair value estimates. These are driven by a modestly lower future P/E assumption and largely unchanged views on growth, profitability, and risk.
Narrative Update Nov 19

CBQK: Solid Profit Margins and Revenue Stability Will Sustain Bullish Momentum

Analysts have maintained their price target for Commercial Bank (P.S.Q.C.) at QAR 4.88. They cite minimal changes in key valuation inputs and reaffirm their outlook based on steady growth expectations.
Narrative Update Nov 04

CBQK: Digital Expansion And Qatari Infrastructure Will Drive Long-Term Gains

Analysts have revised their price target for Commercial Bank (P.S.Q.C.) slightly downward from QAR 4.99 to QAR 4.88 because of adjustments to growth forecasts and profitability estimates. Valuation Changes The fair value estimate has decreased slightly from QAR 4.99 to QAR 4.88.
Analysis Article Jul 19

Here's What Analysts Are Forecasting For The Commercial Bank (P.S.Q.C.) (DSM:CBQK) After Its Second-Quarter Results

The quarterly results for The Commercial Bank (P.S.Q.C.) ( DSM:CBQK ) were released last week, making it a good time to...
User avatar
New Narrative Dec 13

Investments In Qatar And Automation Boost Prospects But Turkey Exposure And Credit Risks Weigh On Growth

Anticipated interest rate reductions and Qatar investment growth could enhance net interest income and drive loan growth, potentially increasing revenues.
Analysis Article Jun 27

Here's Why We Think Commercial Bank (P.S.Q.C.) (DSM:CBQK) Is Well Worth Watching

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article Mar 13

Do Commercial Bank (P.S.Q.C.)'s (DSM:CBQK) Earnings Warrant Your Attention?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analysis Article Nov 28

Do Commercial Bank (P.S.Q.C.)'s (DSM:CBQK) Earnings Warrant Your Attention?

Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Analysis Article Feb 21

Key Things To Watch Out For If You Are After The Commercial Bank (P.S.Q.C.)'s (DSM:CBQK) 2.3% Dividend

Could The Commercial Bank (P.S.Q.C.) ( DSM:CBQK ) be an attractive dividend share to own for the long haul? Investors...
Analysis Article Dec 30

Commercial Bank (P.S.Q.C.) (DSM:CBQK) Shareholders Have Enjoyed A 52% Share Price Gain

One simple way to benefit from the stock market is to buy an index fund. But if you choose individual stocks with...

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: CBQK's dividend payments have been volatile in the past 10 years.

Growing Dividend: CBQK's dividend payments have increased over the past 10 years.


Dividend Yield vs Market

Commercial Bank (P.S.Q.C.) Dividend Yield vs Market
How does CBQK dividend yield compare to the market?
SegmentDividend Yield
Company (CBQK)7.2%
Market Bottom 25% (QA)4.3%
Market Top 25% (QA)6.2%
Industry Average (Banks)4.6%
Analyst forecast (CBQK) (up to 3 years)8.1%

Notable Dividend: CBQK's dividend (7.25%) is higher than the bottom 25% of dividend payers in the QA market (4.33%).

High Dividend: CBQK's dividend (7.25%) is in the top 25% of dividend payers in the QA market (6.23%)


Current Payout to Shareholders

Earnings Coverage: With its reasonable payout ratio (65.3%), CBQK's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: CBQK's dividends in 3 years are forecast to be covered by earnings (54.8% payout ratio).


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/10 00:26
End of Day Share Price 2026/06/10 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Commercial Bank (P.S.Q.C.) is covered by 19 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Janany VamadevaArqaam Capital Research Offshore S.A.L.
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Nancy FahmyBeltone Financial