Commercial Bank (P.S.Q.C.) Balance Sheet Health
Financial Health criteria checks 4/6
Commercial Bank (P.S.Q.C.) has total assets of QAR192.9B and total equity of QAR27.0B. Total deposits are QAR89.2B, and total loans are QAR95.2B.
Key information
7.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ر.ق89.17b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 6.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ر.ق17.68b |
Recent financial health updates
Recent updates
Here's What Analysts Are Forecasting For The Commercial Bank (P.S.Q.C.) (DSM:CBQK) After Its Second-Quarter Results
Jul 19
Investments In Qatar And Automation Boost Prospects But Turkey Exposure And Credit Risks Weigh On Growth
Anticipated interest rate reductions and Qatar investment growth could enhance net interest income and drive loan growth, potentially increasing revenues.Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CBQK's Assets to Equity ratio (7.1x) is low.
Allowance for Bad Loans: CBQK has a low allowance for bad loans (89%).
Low Risk Liabilities: 54% of CBQK's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBQK has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: CBQK's Loans to Deposits ratio (107%) is appropriate.
Level of Bad Loans: CBQK has a high level of bad loans (6.6%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/03/05 01:24 |
| End of Day Share Price | 2026/03/05 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
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Analyst Sources
The Commercial Bank (P.S.Q.C.) is covered by 17 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Nancy Fahmy | Beltone Financial |
| Munir Shahin | BofA Global Research |