mBank Valuation
Is MBK undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
0/6Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
Price-To-Book vs Peers
Price-To-Book vs Industry
Price-To-Book vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of MBK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: Insufficient data to calculate MBK's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate MBK's fair value for valuation analysis.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for MBK?
Other financial metrics that can be useful for relative valuation.
| What is MBK's n/a Ratio? | |
|---|---|
| n/a | 0x |
| n/a | n/a |
| Market Cap | zł28.98b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | n/a |
| Enterprise Value/EBITDA | n/a |
| PEG Ratio | 37.9x |
Price to Book Ratio vs Peers
How does MBK's PB Ratio compare to its peers?
| Company | Forward PB | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 1.8x | ||
PEO Bank Polska Kasa Opieki | 1.6x | -5.4% | zł48.1b |
ING ING Bank Slaski | 2.4x | 0.5% | zł39.4b |
SPL Santander Bank Polska | 1.8x | 5.2% | zł57.2b |
BHW Bank Handlowy w Warszawie | 1.5x | -10.9% | zł14.6b |
MBK mBank | 2.1x | 31.8% | zł29.0b |
Price-To-Book vs Peers: MBK is expensive based on its Price-To-Book Ratio (2.1x) compared to the peer average (1.8x).
Price to Earnings Ratio vs Industry
How does MBK's PE Ratio compare vs other companies in the European Banks Industry?
Price-To-Book vs Industry: MBK is expensive based on its Price-To-Book Ratio (2.1x) compared to the European Banks industry average (0.8x).
Price to Book Ratio vs Fair Ratio
What is MBK's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PB Ratio | 2.1x |
| Fair PB Ratio | n/a |
Price-To-Book vs Fair Ratio: Insufficient data to calculate MBK's Price-To-Book Fair Ratio for valuation analysis.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | zł682.40 | zł690.78 +1.2% | 11.9% | zł783.90 | zł560.00 | n/a | 5 |
| Apr ’25 | zł740.20 | zł677.78 -8.4% | 15.4% | zł783.90 | zł495.00 | n/a | 5 |
| Mar ’25 | zł687.00 | zł571.83 -16.8% | 13.6% | zł671.00 | zł462.00 | n/a | 6 |
| Feb ’25 | zł543.00 | zł533.54 -1.7% | 17.5% | zł664.00 | zł377.00 | n/a | 7 |
| Jan ’25 | zł535.00 | zł533.54 -0.3% | 17.5% | zł664.00 | zł377.00 | n/a | 7 |
| Dec ’24 | zł573.80 | zł524.40 -8.6% | 17.5% | zł664.00 | zł377.00 | n/a | 7 |
| Nov ’24 | zł519.80 | zł471.83 -9.2% | 18.8% | zł637.80 | zł360.00 | n/a | 7 |
| Oct ’24 | zł395.30 | zł466.26 +18.0% | 18.7% | zł637.80 | zł360.00 | n/a | 7 |
| Sep ’24 | zł428.00 | zł439.97 +2.8% | 19.6% | zł637.80 | zł360.00 | n/a | 7 |
| Aug ’24 | zł470.60 | zł442.54 -6.0% | 19.3% | zł637.80 | zł360.00 | n/a | 7 |
| Jul ’24 | zł406.10 | zł404.17 -0.5% | 8.5% | zł462.00 | zł360.00 | n/a | 6 |
| Jun ’24 | zł356.80 | zł385.83 +8.1% | 13.4% | zł462.00 | zł300.00 | n/a | 6 |
| May ’24 | zł347.50 | zł383.50 +10.4% | 13.0% | zł462.00 | zł300.00 | n/a | 6 |
| Apr ’24 | zł306.40 | zł343.50 +12.1% | 17.1% | zł428.00 | zł245.00 | zł740.20 | 6 |
| Mar ’24 | zł323.80 | zł343.33 +6.0% | 17.1% | zł428.00 | zł245.00 | zł687.00 | 6 |
| Feb ’24 | zł314.80 | zł343.33 +9.1% | 17.1% | zł428.00 | zł245.00 | zł543.00 | 6 |
| Jan ’24 | zł296.00 | zł334.67 +13.1% | 16.7% | zł428.00 | zł245.00 | zł535.00 | 6 |
| Dec ’23 | zł319.00 | zł322.67 +1.1% | 17.7% | zł417.00 | zł245.00 | zł573.80 | 6 |
| Nov ’23 | zł267.60 | zł310.40 +16.0% | 16.7% | zł393.00 | zł245.00 | zł519.80 | 5 |
| Oct ’23 | zł200.40 | zł334.13 +66.7% | 21.3% | zł452.80 | zł245.00 | zł395.30 | 6 |
| Sep ’23 | zł206.00 | zł336.30 +63.3% | 20.7% | zł452.80 | zł245.00 | zł428.00 | 6 |
| Aug ’23 | zł222.80 | z ł394.30 +77.0% | 24.5% | zł575.00 | zł297.00 | zł470.60 | 6 |
| Jul ’23 | zł233.80 | zł394.25 +68.6% | 24.5% | zł575.00 | zł297.00 | zł406.10 | 6 |
| Jun ’23 | zł278.40 | zł440.97 +58.4% | 15.0% | zł575.00 | zł385.00 | zł356.80 | 6 |
| May ’23 | zł299.20 | zł440.97 +47.4% | 15.0% | zł575.00 | zł385.00 | zł347.50 | 6 |
| Apr ’23 | zł368.20 | zł445.30 +20.9% | 14.4% | zł575.00 | zł385.00 | zł306.40 | 6 |
Analyst Forecast: Target price is less than 20% higher than the current share price.