mBank S.A.

WSE:MBK Stock Report

Market Cap: zł61.0b

mBank Dividends and Buybacks

Dividend criteria checks 0/6

mBank does not currently pay a dividend.

Key information

0%

Dividend yield

0.3%

Buyback Yield

Total Shareholder Yield0.3%
Future Dividend Yield5.3%
Dividend Growthn/a
Next dividend pay daten/a
Ex dividend daten/a
Dividend per sharen/a
Payout ratio0%

Recent dividend and buyback updates

No updates

Recent updates

Narrative Update Jun 15

MBK: Higher P/E Assumptions Will Sustain An Overvalued Outlook

Analysts have raised their price target on mBank to PLN 1,112.66 from PLN 1,013.18, reflecting updated assumptions regarding fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News No recent news items, periodical coverage or key developments were provided for mBank, so there are currently no specific events to highlight based on the available sources.
Narrative Update Jun 01

MBK: Higher P/E Multiple Will Pressure Returns Despite Softer Profit Assumptions

Analysts now set their mBank price target at PLN 892.0, up from PLN 841.4, reflecting updated views on revenue growth, profit margins, and a higher assumed future P/E multiple. What's in the News Analysts revise mBank price target to PLN 892.0 from PLN 841.4, reflecting updated assumptions on revenue, margins, and future P/E multiples.
Narrative Update May 14

MBK: Firmer Profitability And Slightly Lower Future P/E Will Support Fair Value

Analysts have nudged their fair value estimate for mBank slightly higher from PLN 1,222.70 to PLN 1,224.00, citing updated assumptions on revenue growth, profit margins, and future P/E expectations. Valuation Changes Fair Value: PLN 1,222.70 to PLN 1,224.00, a very small upward adjustment in the intrinsic value estimate.
Narrative Update Apr 21

MBK: Rich P/E And Softer Growth Assumptions Will Pressure Future Returns

Analysts have kept their PLN 841.40 price target for mBank unchanged, citing slightly adjusted assumptions for the discount rate, revenue growth, profit margin, and future P/E that broadly offset each other in their models. Valuation Changes Fair Value: PLN 841.40 fair value estimate is unchanged, indicating no shift in the overall valuation outcome.
Narrative Update Apr 07

MBK: Stable Assumptions And Slightly Lower Discount Rate Will Sustain Overvaluation

Analysts have kept mBank's fair value unchanged at PLN 1,013.18, with minor adjustments to the discount rate and future P/E assumptions supporting a stable overall price target view. Valuation Changes Fair Value: PLN 1,013.18 remains unchanged, reflecting a stable central estimate for mBank's valuation.
Narrative Update Mar 24

MBK: Refined Discount Rate And Profitability Assumptions Will Support Balanced Outlook

Analysts have nudged their mBank price target slightly higher from PLN 1,008.24 to PLN 1,013.18, citing updated assumptions around the discount rate, revenue growth, profit margin and forward P/E that modestly refine their valuation view. Valuation Changes Fair Value: PLN 1,008.24 to PLN 1,013.18, reflecting a slight upward adjustment in the modelled valuation level.
Narrative Update Mar 09

MBK: Lower Margin Outlook And Richer P/E Will Eventually Unwind

Analysts have made a marginal upward adjustment to their mBank price target to PLN 841.40. This reflects updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations.
Narrative Update Feb 23

MBK: Refined Profitability And P/E Assumptions Will Support A Balanced Outlook

The updated analyst price target for mBank is now PLN 1,008.24, a marginal change from PLN 1,008.23, with analysts pointing to modest adjustments in revenue growth, profit margin assumptions, and forward P/E expectations as the key drivers behind the recalibration. Valuation Changes Fair Value: PLN 1,008.23 to PLN 1,008.24, a marginal upward adjustment.
Narrative Update Feb 08

MBK: Adjusted Profitability And Discount Rate Assumptions Will Shape Balanced Outlook

Analysts have lifted their fair value estimate for mBank from €973.67 to €1,008.23, citing adjustments to discount rate assumptions, updated revenue growth expectations, a revised profit margin outlook, and a slightly lower future P/E multiple. Valuation Changes Fair Value Estimate increased modestly from €973.67 to €1,008.23.
Narrative Update Jan 24

MBK: Higher Margin And P/E Assumptions Will Ultimately Prove Too Optimistic

Analysts have lifted their fair value estimate for mBank from €626.00 to about €841.34, citing updated assumptions around revenue growth, profit margins, and the future P/E multiple that together point to a higher central valuation range. Valuation Changes Fair Value Estimate was lifted from €626.00 to about €841.34, marking a sizeable upward shift in the central value range used in the model.
Narrative Update Jan 10

MBK: Higher Revenue Outlook And Richer Future P/E Will Support Upside

Analysts have lifted their price target on mBank from €961 to about €1,223, reflecting updated assumptions that combine higher revenue growth with a lower discount rate, a lower profit margin and a higher future P/E multiple. Valuation Changes Fair value estimate: raised from €961.00 to about €1,222.70, indicating a higher assessed equity value for mBank in the model.
Narrative Update Dec 26

MBK: Modestly Higher Required Returns Will Guide Balanced Future Expectations

Narrative Update on mBank The analyst price target for mBank has been revised slightly lower to approximately $974 from about $993, as analysts modestly trim assumptions on revenue growth, profit margin, and future valuation multiples while applying a slightly higher discount rate. Valuation Changes The fair value estimate was reduced slightly from approximately PLN 993 to around PLN 974, reflecting modestly more conservative assumptions.
Narrative Update Dec 11

MBK: Lower Discount Rate And Margin Pressure Will Shape Future Expectations

Analysts have modestly raised their price target on mBank to approximately $993 from about $979, citing slightly improved revenue growth expectations, a marginally lower discount rate, and a higher future price-to-earnings multiple that more than offset a negligible reduction in projected profit margins. Valuation Changes The fair value estimate has risen slightly to approximately 993 PLN from about 979 PLN, reflecting a modestly higher intrinsic valuation.
Narrative Update Nov 27

MBK: Lower Discount Rate And Net Margin Will Offset Future Optimism

Analysts have raised their price target for mBank from PLN 869.83 to PLN 979.43, citing improved revenue growth projections and minor adjustments in discount rates as key factors influencing the update. Valuation Changes Fair Value Estimate: Increased from PLN 869.83 to PLN 979.43.
Narrative Update Nov 09

MBK: Falling P E Ratio Will Expose Downside Risk In Share Price

Analysts have raised their price target for mBank from PLN 857.50 to PLN 869.83, citing improved profit margin and revenue growth expectations as key drivers of the higher valuation. What's in the News mBank S.A. will hold a Special/Extraordinary Shareholders Meeting on September 18, 2025, at 12:00 Central European Standard Time (Key Developments).
Analysis Article Nov 02

zł870 - That's What Analysts Think mBank S.A. (WSE:MBK) Is Worth After These Results

Last week saw the newest third-quarter earnings release from mBank S.A. ( WSE:MBK ), an important milestone in the...
Narrative Update Oct 26

Revenue Outlook And Lending Trends Will Drive Strong Performance Ahead

Analysts have raised their price target for mBank from PLN 836 to PLN 857.50, citing improved revenue growth forecasts, which more than offset a slightly lower profit margin projection. What's in the News Special/Extraordinary Shareholders Meeting scheduled for September 18, 2025, at 12:00 Central European Standard Time (Key Developments) Upcoming Analyst/Investor Day to discuss the Group’s key directions and priorities for 2026 to 2030 (Key Developments) mBank S.A. provided earnings guidance for the full year 2025, projecting revenues to exceed PLN 12 billion and surpass 2024 results (Key Developments) Valuation Changes Consensus Analyst Price Target has risen from PLN 836 to PLN 857.50.
Narrative Update Sep 06

Digital Banking And Polish Lending Will Create Future Momentum

With both the discount rate and future P/E ratio remaining virtually flat, analysts have left their fair value estimate for mBank unchanged at PLN836.00. What's in the News Special/Extraordinary Shareholders Meeting scheduled to be held on Sep 18, 2025.
Analysis Article Jul 19

Is Now The Time To Put mBank (WSE:MBK) On Your Watchlist?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
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New Narrative Dec 06

Enhanced PFM Services And Innovative Capital Strategies Will Significantly Boost Revenue And Net Margins

Expansion in client reach and PFM functionalities aims to boost revenue and improve customer retention, enhancing net margins.

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: Insufficient data to determine if MBK's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if MBK's dividend payments have been increasing.


Dividend Yield vs Market

mBank Dividend Yield vs Market
How does MBK dividend yield compare to the market?
SegmentDividend Yield
Company (MBK)0%
Market Bottom 25% (PL)2.9%
Market Top 25% (PL)7.1%
Industry Average (Banks)6.7%
Analyst forecast (MBK) (up to 3 years)5.3%

Notable Dividend: Unable to evaluate MBK's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate MBK's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Current Payout to Shareholders

Earnings Coverage: MBK is not paying a notable dividend for the Polish market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of MBK's dividend in 3 years as they are not forecast to pay a notable one for the Polish market.


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/19 08:46
End of Day Share Price 2026/06/19 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

mBank S.A. is covered by 20 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrzej PowierzaCitigroup Inc
Gabor KemenyConCorde Securities Ltd.
Kazim AndaçDeutsche Bank