mBank Balance Sheet Health
Financial Health criteria checks 4/6
mBank has total assets of PLN227.0B and total equity of PLN13.7B. Total deposits are PLN185.3B, and total loans are PLN119.7B earning a Net Interest Margin of 4.2%. It has insufficient allowance for bad loans, which are currently at 4% of total loans. Cash and short-term investments are PLN39.1B.
Key information
16.5x
Asset to equity ratio
4.2%
Net interest margin
Total deposits | zł185.30b |
Loan to deposit ratio | Appropriate |
Bad loans | 4.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | zł39.10b |
Recent financial health updates
No updates
Recent updates
Shareholders Will Probably Not Have Any Issues With mBank S.A.'s (WSE:MBK) CEO Compensation
Mar 22We Discuss Why mBank S.A.'s (WSE:MBK) CEO Compensation May Be Closely Reviewed
Mar 17mBank (WSE:MBK) Share Prices Have Dropped 59% In The Last Three Years
Feb 08What Is The Ownership Structure Like For mBank S.A. (WSE:MBK)?
Dec 15Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MBK's Assets to Equity ratio (16.5x) is moderate.
Allowance for Bad Loans: MBK has a low allowance for bad loans (75%).
Low Risk Liabilities: 87% of MBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: MBK has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: MBK's Loans to Deposits ratio (65%) is appropriate.
Level of Bad Loans: MBK has a high level of bad loans (4%).