BNP Paribas Bank Polska Valuation
Is BNP undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
0/6Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of BNP when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: BNP (PLN104.5) is trading above our estimate of fair value (PLN30.57)
Significantly Below Fair Value: BNP is trading above our estimate of fair value.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for BNP?
Other financial metrics that can be useful for relative valuation.
| What is BNP's n/a Ratio? | |
|---|---|
| n/a | 0x |
| n/a | n/a |
| Market Cap | zł15.45b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | n/a |
| Enterprise Value/EBITDA | n/a |
| PEG Ratio | 0.9x |
Price to Earnings Ratio vs Peers
How does BNP's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 10.3x | ||
BHW Bank Handlowy w Warszawie | 6.4x | -11.2% | zł14.5b |
ALR Alior Bank | 5.9x | -8.7% | zł13.3b |
MIL Bank Millennium | 19.5x | 29.8% | zł11.2b |
ING ING Bank Slaski | 9.2x | 0.5% | zł40.9b |
BNP BNP Paribas Bank Polska | 15.2x | 16.1% | zł15.4b |
Price-To-Earnings vs Peers: BNP is expensive based on its Price-To-Earnings Ratio (15.3x) compared to the peer average (10.3x).
Price to Earnings Ratio vs Industry
How does BNP's PE Ratio compare vs other companies in the European Banks Industry?
Price-To-Earnings vs Industry: BNP is expensive based on its Price-To-Earnings Ratio (15.3x) compared to the European Banks industry average (7.8x).
Price to Earnings Ratio vs Fair Ratio
What is BNP's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 15.3x |
| Fair PE Ratio | 12.6x |
Price-To-Earnings vs Fair Ratio: BNP is expensive based on its Price-To-Earnings Ratio (15.3x) compared to the estimated Fair Price-To-Earnings Ratio (12.6x).
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | zł104.50 | zł105.67 +1.1% | 13.3% | zł120.00 | zł78.02 | n/a | 6 |
| Apr ’25 | zł109.00 | zł102.70 -5.8% | 19.6% | zł120.00 | zł60.19 | n/a | 6 |
| Mar ’25 | zł105.00 | zł94.20 -10.3% | 18.0% | zł110.00 | zł60.19 | n/a | 6 |
| Feb ’25 | zł89.00 | zł91.00 +2.2% | 14.8% | zł110.00 | zł73.00 | n/a | 6 |
| Jan ’25 | zł85.60 | zł91.17 +6.5% | 14.5% | zł110.00 | zł74.00 | n/a | 6 |
| Dec ’24 | zł79.20 | zł87.50 +10.5% | 15.2% | zł110.00 | zł74.00 | n/a | 6 |
| Nov ’24 | zł64.60 | zł71.48 +10.7% | 6.7% | zł78.00 | zł64.00 | n/a | 6 |
| Oct ’24 | zł59.40 | zł70.15 +18.1% | 5.4% | zł76.00 | zł64.00 | n/a | 6 |
| Sep ’24 | zł63.80 | zł70.22 +10.1% | 5.4% | zł76.00 | zł64.00 | n/a | 6 |
| Aug ’24 | zł65.60 | zł69.86 +6.5% | 5.8% | zł76.00 | zł64.00 | n/a | 5 |
| Jul ’24 | zł60.00 | zł66.06 +10.1% | 6.0% | zł72.00 | zł60.00 | n/a | 5 |
| Jun ’24 | zł51.20 | zł61.32 +19.8% | 6.0% | zł67.00 | zł57.10 | n/a | 5 |
| May ’24 | zł52.60 | zł61.52 +17.0% | 6.2% | zł67.00 | zł57.10 | n/a | 5 |
| Apr ’24 | zł53.20 | zł61.52 +15.6% | 6.2% | zł67.00 | zł57.10 | zł109.00 | 5 |
| Mar ’24 | zł49.60 | zł61.38 +23.8% | 4.2% | zł65.00 | zł57.10 | zł105.00 | 5 |
| Feb ’24 | zł53.00 | zł61.58 +16.2% | 4.6% | zł66.00 | zł57.10 | zł89.00 | 5 |
| Jan ’24 | zł56.00 | zł61.18 +9.3% | 4.7% | zł66.00 | zł57.10 | zł85.60 | 5 |
| Dec ’23 | zł58.00 | zł58.78 +1.3% | 4.3% | zł62.00 | zł55.00 | zł79.20 | 5 |
| Nov ’23 | zł50.00 | zł60.25 +20.5% | 6.1% | zł65.00 | zł55.00 | zł64.60 | 4 |
| Oct ’23 | zł51.80 | zł67.70 +30.7% | 22.5% | zł97.50 | zł55.00 | zł59.40 | 5 |
| Sep ’23 | zł49.00 | zł74.35 +51.7% | 21.3% | zł97.50 | zł59.00 | zł63.80 | 5 |
| Aug ’23 | zł58.00 | zł84.15 +45.1% | 18.3% | zł102.00 | zł64.00 | zł65.60 | 5 |
| Jul ’23 | zł61.20 | zł87.30 +42.6% | 20.2% | zł105.00 | zł64.00 | zł60.00 | 5 |
| Jun ’23 | zł61.40 | zł92.50 +50.7% | 12.9% | zł105.00 | zł73.00 | zł51.20 | 5 |
| May ’23 | zł67.20 | zł92.50 +37.6% | 12.9% | zł105.00 | zł73.00 | zł52.60 | 5 |
| Apr ’23 | zł70.80 | zł93.70 +32.3% | 12.1% | zł105.00 | zł73.00 | zł53.20 | 5 |
Analyst Forecast: Target price is less than 20% higher than the current share price.