BNP Paribas Bank Polska S.A.

WSE:BNP Stock Report

Market Cap: zł14.0b

BNP Paribas Bank Polska Past Earnings Performance

Past criteria checks 1/6

BNP Paribas Bank Polska has been growing earnings at an average annual rate of 19.1%, while the Banks industry saw earnings growing at 25.1% annually. Revenues have been growing at an average rate of 14.5% per year. BNP Paribas Bank Polska's return on equity is 10.3%, and it has net margins of 19.9%.

Key information

19.1%

Earnings growth rate

18.9%

EPS growth rate

Banks Industry Growth9.9%
Revenue growth rate14.5%
Return on equity10.3%
Net Margin19.9%
Next Earnings Update13 Mar 2025

Recent past performance updates

Recent updates

Need To Know: Analysts Are Much More Bullish On BNP Paribas Bank Polska S.A. (WSE:BNP) Revenues

Mar 29
Need To Know: Analysts Are Much More Bullish On BNP Paribas Bank Polska S.A. (WSE:BNP) Revenues

If You Like EPS Growth Then Check Out BNP Paribas Bank Polska (WSE:BNP) Before It's Too Late

May 13
If You Like EPS Growth Then Check Out BNP Paribas Bank Polska (WSE:BNP) Before It's Too Late

BNP Paribas Bank Polska (WSE:BNP) Share Prices Have Dropped 29% In The Last Three Years

Nov 20
BNP Paribas Bank Polska (WSE:BNP) Share Prices Have Dropped 29% In The Last Three Years

Revenue & Expenses Breakdown

How BNP Paribas Bank Polska makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

WSE:BNP Revenue, expenses and earnings (PLN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 247,3961,4693,2810
30 Jun 247,3041,2783,2880
31 Mar 247,4191,1153,1980
31 Dec 237,3181,0133,0920
30 Sep 237,2251,6464,6790
30 Jun 235,8588544,3800
31 Mar 235,5226523,0660
31 Dec 225,1574413,0700
30 Sep 224,669-851,2900
30 Jun 225,2974161,5020
31 Mar 224,8952902,5670
31 Dec 214,6101762,5660
30 Sep 214,5406172,1680
30 Jun 214,4246952,4240
31 Mar 214,3107822,4290
31 Dec 204,2247332,5040
30 Sep 204,1926872,9110
30 Jun 204,1445702,7930
31 Mar 204,1775682,9920
31 Dec 194,1996152,9400
30 Sep 193,7165342,6020
30 Jun 193,3275502,5380
31 Mar 192,9384372,2030
31 Dec 182,4873601,9380
30 Sep 182,4283691,6830
30 Jun 182,4063481,6750
31 Mar 182,3693261,6540
31 Dec 172,3492801,6660
30 Sep 172,3412331,6250
30 Jun 172,3011331,6910
31 Mar 172,343851,7800
31 Dec 162,328771,6890
30 Sep 162,335301,7160
30 Jun 162,268601,7010
31 Mar 162,058301,6060
31 Dec 151,819131,5440
30 Sep 151,492191,4130
30 Jun 151,351471,2350
31 Mar 151,2521081,0720
31 Dec 141,2391381,0330
30 Sep 141,2762039880
30 Jun 141,2361869760
31 Mar 141,2141759660

Quality Earnings: BNP has a large one-off loss of PLN1.6B impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: BNP's current net profit margins (19.9%) are lower than last year (22.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BNP's earnings have grown by 19.1% per year over the past 5 years.

Accelerating Growth: BNP's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BNP had negative earnings growth (-10.8%) over the past year, making it difficult to compare to the Banks industry average (7.5%).

Return on Equity

High ROE: BNP's Return on Equity (10.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/15 15:27
End of Day Share Price 2025/02/14 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

BNP Paribas Bank Polska S.A. is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kamil KliszczBiuro maklerskie mBanku
Andrzej PowierzaCitigroup Inc
Mladen DodigErste Group Bank AG