Snowflake Score | |
---|---|
Valuation | 0/6 |
Future Growth | 0/6 |
Past Performance | 0/6 |
Financial Health | 4/6 |
Dividends | 0/6 |
FPROEMC1 Stock Overview
Financiera ProEmpresa S.A. provides various financial products and services to micro and small enterprises in Peru.
Financiera ProEmpresa Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | S/15.91 |
52 Week High | S/0 |
52 Week Low | S/0 |
Beta | 0.071 |
1 Month Change | 0% |
3 Month Change | 0% |
1 Year Change | 0% |
3 Year Change | 71.77% |
5 Year Change | 56.95% |
Change since IPO | 22.76% |
Recent News & Updates
Shareholder Returns
FPROEMC1 | PE Banks | PE Market | |
---|---|---|---|
7D | 0% | -5.4% | -2.1% |
1Y | 0% | -15.1% | -2.7% |
Return vs Industry: FPROEMC1 exceeded the PE Banks industry which returned -15.1% over the past year.
Return vs Market: FPROEMC1 exceeded the PE Market which returned -2.7% over the past year.
Price Volatility
FPROEMC1 volatility | |
---|---|
FPROEMC1 Average Weekly Movement | 0% |
Banks Industry Average Movement | 5.4% |
Market Average Movement | 4.0% |
10% most volatile stocks in PE Market | 8.1% |
10% least volatile stocks in PE Market | 0.9% |
Stable Share Price: FPROEMC1 is less volatile than 75% of PE stocks over the past 3 months, typically moving +/- 0% a week.
Volatility Over Time: FPROEMC1's weekly volatility (0%) has been stable over the past year.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
1997 | 825 | Juan More | https://www.proempresa.com.pe |
Financiera ProEmpresa S.A. provides various financial products and services to micro and small enterprises in Peru. It accepts child, women, salary, scheduled, and simple saving accounts; and fixed deposits. The company also offers credit services for capital, fixed assets, businesses, and livestock sectors, as well as home loans and consumer credits.
Financiera ProEmpresa Fundamentals Summary
FPROEMC1 fundamental statistics | |
---|---|
Market Cap | S/116.99m |
Earnings (TTM) | -S/1.64m |
Revenue (TTM) | S/63.19m |
1.4x
P/B Ratio1.9x
P/S RatioIs FPROEMC1 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
FPROEMC1 income statement (TTM) | |
---|---|
Revenue | S/63.19m |
Cost of Revenue | S/0 |
Gross Profit | S/63.19m |
Other Expenses | S/64.83m |
Earnings | -S/1.64m |
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
n/a
Earnings per share (EPS) | -0.22 |
Gross Margin | 100.00% |
Net Profit Margin | -2.60% |
Debt/Equity Ratio | 117.0% |
How did FPROEMC1 perform over the long term?
See historical performance and comparisonValuation
Is Financiera ProEmpresa undervalued compared to its fair value and its price relative to the market?
Valuation Score
0/6Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PEG Ratio
PB vs Industry
1.41x
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: FPROEMC1 (PEN15.91) is trading above our estimate of fair value (PEN8.04)
Significantly Below Fair Value: FPROEMC1 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: FPROEMC1 is unprofitable, so we can't compare its PE Ratio to the PE Banks industry average.
PE vs Market: FPROEMC1 is unprofitable, so we can't compare its PE Ratio to the PE market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate FPROEMC1's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: FPROEMC1's PB Ratio (1.4x) is in line with the PE Banks industry average.
Future Growth
How is Financiera ProEmpresa forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score
0/6Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
9.0%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Financiera ProEmpresa has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Past Performance
How has Financiera ProEmpresa performed over the past 5 years?
Past Performance Score
0/6Past Performance Score 0/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
-15.2%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: FPROEMC1 is currently unprofitable.
Growing Profit Margin: FPROEMC1 is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: FPROEMC1 is unprofitable, and losses have increased over the past 5 years at a rate of 15.2% per year.
Accelerating Growth: Unable to compare FPROEMC1's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: FPROEMC1 is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (295.2%).
Return on Equity
High ROE: FPROEMC1 has a negative Return on Equity (-1.97%), as it is currently unprofitable.
Financial Health
How is Financiera ProEmpresa's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score
4/6Financial Health Score 4/6
Asset Level
Allowance for Bad Loans
Low Risk Liabilities
Loan Level
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FPROEMC1's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: FPROEMC1 has a low allowance for bad loans (73%).
Low Risk Liabilities: 83% of FPROEMC1's liabilities are made up of primarily low risk sources of funding.
Loan Level: FPROEMC1 has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: FPROEMC1's Loans to Deposits ratio (105%) is appropriate.
Level of Bad Loans: FPROEMC1 has a high level of bad loans (11.9%).
Dividend
What is Financiera ProEmpresa current dividend yield, its reliability and sustainability?
Dividend Score
0/6Dividend Score 0/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate FPROEMC1's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate FPROEMC1's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if FPROEMC1's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if FPROEMC1's dividend payments have been increasing.
Current Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of FPROEMC1's dividend in 3 years as they are not forecast to pay a notable one for the PE market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
4.0yrs
Average management tenure
CEO
Juan More
1.33yrs
Tenure
Mr. Juan More More has been General Manager of Financiera ProEmpresa S.A. since January 1, 2021.
Leadership Team
Experienced Management: FPROEMC1's management team is considered experienced (4 years average tenure).
Board Members
Experienced Board: FPROEMC1's board of directors are considered experienced (4.2 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Financiera ProEmpresa S.A.'s employee growth, exchange listings and data sources
Key Information
- Name: Financiera ProEmpresa S.A.
- Ticker: FPROEMC1
- Exchange: BVL
- Founded: 1997
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: S/116.990m
- Shares outstanding: 7.35m
- Website: https://www.proempresa.com.pe
Number of Employees
Location
- Financiera ProEmpresa S.A.
- Av. Aviation 2431
- San Borja
- Lima
- Lima
- 41
- Peru
Listings
Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
---|---|
Company Analysis | 2022/05/18 00:00 |
End of Day Share Price | 2022/05/17 00:00 |
Earnings | 2021/12/31 |
Annual Earnings | 2021/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.