BPICHC1 Stock Overview
Banco Pichincha S.A. provides various banking products and services to individuals, business, and micro companies in Peru.
Banco Pichincha Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||S/0.50|
|52 Week High||S/0.50|
|52 Week Low||S/0.50|
|1 Month Change||0%|
|3 Month Change||0%|
|1 Year Change||3.95%|
|3 Year Change||21.37%|
|5 Year Change||26.69%|
|Change since IPO||161.79%|
Recent News & Updates
|BPICHC1||PE Banks||PE Market|
Return vs Industry: BPICHC1 exceeded the PE Banks industry which returned -15.6% over the past year.
Return vs Market: BPICHC1 exceeded the PE Market which returned -2% over the past year.
|BPICHC1 Average Weekly Movement||0%|
|Banks Industry Average Movement||5.3%|
|Market Average Movement||4.3%|
|10% most volatile stocks in PE Market||8.0%|
|10% least volatile stocks in PE Market||0.9%|
Stable Share Price: BPICHC1 is less volatile than 75% of PE stocks over the past 3 months, typically moving +/- 0% a week.
Volatility Over Time: BPICHC1's weekly volatility (0%) has been stable over the past year.
About the Company
|1964||1,753||Julio Andres Malo Vasconez||https://www.pichincha.pe|
Banco Pichincha S.A. provides various banking products and services to individuals, business, and micro companies in Peru. The company offers saving, current, and salary accounts; term deposits; personal loans; mortgages; vehicle credits; deposit letters; cancer treatment, tax relief + unemployment, card protection, protected family, tax relief, all risk, protected and payment retirement, and other insurances; payment services; debit and credit cards; international transfers; remittances; and Internet and telephone banking services, as well as buys and sells foreign currency. The company was founded in 1964 and is based in Lima, Peru.
Banco Pichincha Fundamentals Summary
|BPICHC1 fundamental statistics|
Is BPICHC1 overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|BPICHC1 income statement (TTM)|
|Cost of Revenue||S/0|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||-0.084|
|Net Profit Margin||-21.40%|
How did BPICHC1 perform over the long term?See historical performance and comparison
Is Banco Pichincha undervalued compared to its fair value and its price relative to the market?
Valuation Score 1/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate BPICHC1's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate BPICHC1's fair value for valuation analysis.
Price To Earnings Ratio
PE vs Industry: BPICHC1 is unprofitable, so we can't compare its PE Ratio to the PE Banks industry average.
PE vs Market: BPICHC1 is unprofitable, so we can't compare its PE Ratio to the PE market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BPICHC1's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: BPICHC1 is good value based on its PB Ratio (0.5x) compared to the PE Banks industry average (1.4x).
How is Banco Pichincha forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Banco Pichincha has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Banco Pichincha performed over the past 5 years?
Past Performance Score0/6
Past Performance Score 0/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BPICHC1 is currently unprofitable.
Growing Profit Margin: BPICHC1 is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: BPICHC1 is unprofitable, and losses have increased over the past 5 years at a rate of 57.9% per year.
Accelerating Growth: Unable to compare BPICHC1's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: BPICHC1 is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (295.2%).
Return on Equity
High ROE: BPICHC1 has a negative Return on Equity (-6.92%), as it is currently unprofitable.
How is Banco Pichincha's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score4/6
Financial Health Score 4/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BPICHC1's Assets to Equity ratio (11.2x) is moderate.
Allowance for Bad Loans: BPICHC1 has a low allowance for bad loans (69%).
Low Risk Liabilities: 75% of BPICHC1's liabilities are made up of primarily low risk sources of funding.
Loan Level: BPICHC1 has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: BPICHC1's Loans to Deposits ratio (108%) is appropriate.
Level of Bad Loans: BPICHC1 has a high level of bad loans (10.4%).
What is Banco Pichincha current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate BPICHC1's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate BPICHC1's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if BPICHC1's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if BPICHC1's dividend payments have been increasing.
Current Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of BPICHC1's dividend in 3 years as they are not forecast to pay a notable one for the PE market.
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Julio Andres Malo Vasconez
Mr. Julio Andres Malo Vasconez serves as General Manager of Banco Pichincha del Perú since March 1, 2018.
Experienced Management: BPICHC1's management team is considered experienced (3.8 years average tenure).
Experienced Board: BPICHC1's board of directors are considered experienced (7.7 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 10%.
Banco Pichincha S.A.'s employee growth, exchange listings and data sources
- Name: Banco Pichincha S.A.
- Ticker: BPICHC1
- Exchange: BVL
- Founded: 1964
- Industry: Regional Banks
- Sector: Banks
- Implied Market Cap: S/473.173m
- Shares outstanding: 946.35m
- Website: https://www.pichincha.pe
Number of Employees
- Banco Pichincha S.A.
- Av. Ricardo Palma 278
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/21 00:00|
|End of Day Share Price||2022/05/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.