Banco Pichincha Balance Sheet Health
Financial Health criteria checks 4/6
Banco Pichincha has total assets of PEN11.0B and total equity of PEN1.1B. Total deposits are PEN7.9B, and total loans are PEN8.0B.
Key information
10x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | S/7.92b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 13.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | S/1.14b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BPICHC1's Assets to Equity ratio (10x) is moderate.
Allowance for Bad Loans: BPICHC1 has a low allowance for bad loans (68%).
Low Risk Liabilities: 80% of BPICHC1's liabilities are made up of primarily low risk sources of funding.
Loan Level: BPICHC1 has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: BPICHC1's Loans to Deposits ratio (101%) is appropriate.
Level of Bad Loans: BPICHC1 has a high level of bad loans (13.3%).