Banco Pichincha Balance Sheet Health
Financial Health criteria checks 4/6
Banco Pichincha has total assets of PEN11.1B and total equity of PEN1.2B. Total deposits are PEN8.1B, and total loans are PEN7.6B.
Key information
9.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | S/8.10b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 12.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | S/1.20b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BPICHC1's Assets to Equity ratio (9.5x) is low.
Allowance for Bad Loans: BPICHC1 has a low allowance for bad loans (72%).
Low Risk Liabilities: 82% of BPICHC1's liabilities are made up of primarily low risk sources of funding.
Loan Level: BPICHC1 has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: BPICHC1's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: BPICHC1 has a high level of bad loans (12.6%).