company background image
SPY logo

Smartpay Holdings NZSE:SPY Stock Report

Last Price

NZ$0.53

Market Cap

NZ$129.4m

7D

-7.0%

1Y

-67.2%

Updated

21 Jan, 2025

Data

Company Financials +

Smartpay Holdings Limited

NZSE:SPY Stock Report

Market Cap: NZ$129.4m

SPY Stock Overview

Operates as a merchant service provider in New Zealand and Australia. More details

SPY fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance1/6
Financial Health5/6
Dividends0/6

My Notes

Capture your thoughts, links and company narrative

Smartpay Holdings Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Smartpay Holdings
Historical stock prices
Current Share PriceNZ$0.53
52 Week HighNZ$1.62
52 Week LowNZ$0.54
Beta1.51
1 Month Change-16.54%
3 Month Change-27.40%
1 Year Change-67.18%
3 Year Change-32.91%
5 Year Change-5.36%
Change since IPO-64.19%

Recent News & Updates

Smartpay Holdings Limited's (NZSE:SPY) 28% Dip Still Leaving Some Shareholders Feeling Restless Over Its P/ERatio

Oct 17
Smartpay Holdings Limited's (NZSE:SPY) 28% Dip Still Leaving Some Shareholders Feeling Restless Over Its P/ERatio

Recent updates

Smartpay Holdings Limited's (NZSE:SPY) 28% Dip Still Leaving Some Shareholders Feeling Restless Over Its P/ERatio

Oct 17
Smartpay Holdings Limited's (NZSE:SPY) 28% Dip Still Leaving Some Shareholders Feeling Restless Over Its P/ERatio

Some Shareholders Feeling Restless Over Smartpay Holdings Limited's (NZSE:SPY) P/E Ratio

Aug 22
Some Shareholders Feeling Restless Over Smartpay Holdings Limited's (NZSE:SPY) P/E Ratio

We Think Shareholders Will Probably Be Generous With Smartpay Holdings Limited's (NZSE:SPY) CEO Compensation

Jul 05
We Think Shareholders Will Probably Be Generous With Smartpay Holdings Limited's (NZSE:SPY) CEO Compensation

Should You Be Adding Smartpay Holdings (NZSE:SPY) To Your Watchlist Today?

Oct 20
Should You Be Adding Smartpay Holdings (NZSE:SPY) To Your Watchlist Today?

Does Smartpay Holdings (NZSE:SPY) Deserve A Spot On Your Watchlist?

Jun 02
Does Smartpay Holdings (NZSE:SPY) Deserve A Spot On Your Watchlist?

We Think That There Are Issues Underlying Smartpay Holdings' (NZSE:SPY) Earnings

Jun 06
We Think That There Are Issues Underlying Smartpay Holdings' (NZSE:SPY) Earnings

Smartpay Holdings (NZSE:SPY) Is Carrying A Fair Bit Of Debt

May 30
Smartpay Holdings (NZSE:SPY) Is Carrying A Fair Bit Of Debt

Have Insiders Been Buying Smartpay Holdings Limited (NZSE:SPY) Shares?

Mar 21
Have Insiders Been Buying Smartpay Holdings Limited (NZSE:SPY) Shares?

Is Smartpay Holdings Limited's (NZSE:SPY) Shareholder Ownership Skewed Towards Insiders?

Feb 22
Is Smartpay Holdings Limited's (NZSE:SPY) Shareholder Ownership Skewed Towards Insiders?

We Think Smartpay Holdings (NZSE:SPY) Can Stay On Top Of Its Debt

Jan 21
We Think Smartpay Holdings (NZSE:SPY) Can Stay On Top Of Its Debt

Smartpay Holdings' (NZSE:SPY) Wonderful 462% Share Price Increase Shows How Capitalism Can Build Wealth

Dec 26
Smartpay Holdings' (NZSE:SPY) Wonderful 462% Share Price Increase Shows How Capitalism Can Build Wealth

Bradley Gerdis Is The Executive Officer of Smartpay Holdings Limited (NZSE:SPY) And They Just Picked Up 1.1% More Shares

Nov 30
Bradley Gerdis Is The Executive Officer of Smartpay Holdings Limited (NZSE:SPY) And They Just Picked Up 1.1% More Shares

What Type Of Shareholders Own The Most Number of Smartpay Holdings Limited (NZSE:SPY) Shares?

Nov 23
What Type Of Shareholders Own The Most Number of Smartpay Holdings Limited (NZSE:SPY) Shares?

Shareholder Returns

SPYNZ Diversified FinancialNZ Market
7D-7.0%1.8%1.7%
1Y-67.2%8.8%7.1%

Return vs Industry: SPY underperformed the NZ Diversified Financial industry which returned 8.8% over the past year.

Return vs Market: SPY underperformed the NZ Market which returned 7.1% over the past year.

Price Volatility

Is SPY's price volatile compared to industry and market?
SPY volatility
SPY Average Weekly Movement6.5%
Diversified Financial Industry Average Movement6.9%
Market Average Movement4.4%
10% most volatile stocks in NZ Market8.8%
10% least volatile stocks in NZ Market2.8%

Stable Share Price: SPY has not had significant price volatility in the past 3 months compared to the NZ market.

Volatility Over Time: SPY's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1986256Marty Pomeroywww.smartpay.co.nz

Smartpay Holdings Limited operates as a merchant service provider in New Zealand and Australia. The company provides payment solutions; and transaction and support services. It also sells Eftpos terminals machines; and offers hardware, software, and maintenance and repairs services.

Smartpay Holdings Limited Fundamentals Summary

How do Smartpay Holdings's earnings and revenue compare to its market cap?
SPY fundamental statistics
Market capNZ$129.44m
Earnings (TTM)NZ$6.68m
Revenue (TTM)NZ$100.40m

19.2x

P/E Ratio

1.3x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SPY income statement (TTM)
RevenueNZ$100.40m
Cost of RevenueNZ$71.95m
Gross ProfitNZ$28.45m
Other ExpensesNZ$21.77m
EarningsNZ$6.68m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

May 26, 2025

Earnings per share (EPS)0.028
Gross Margin28.33%
Net Profit Margin6.65%
Debt/Equity Ratio17.2%

How did SPY perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/21 05:23
End of Day Share Price 2025/01/21 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Smartpay Holdings Limited is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Russell WrightBarclay Pearce Capital Pty Limited
Hayden NicholsonBell Potter
Owen HumphriesCanaccord Genuity