Smartpay Holdings Limited

NZSE:SPY Stock Report

Market Cap: NZ$128.2m

Smartpay Holdings Future Growth

Future criteria checks 2/6

Smartpay Holdings is forecast to grow earnings and revenue by 16.8% and 14.1% per annum respectively.

Key information

16.8%

Earnings growth rate

n/a

EPS growth rate

Diversified Financial earnings growth28.8%
Revenue growth rate14.1%
Future return on equity15.5%
Analyst coverage

Low

Last updated26 Nov 2024

Recent future growth updates

Recent updates

Smartpay Holdings Limited's (NZSE:SPY) 28% Dip Still Leaving Some Shareholders Feeling Restless Over Its P/ERatio

Oct 17
Smartpay Holdings Limited's (NZSE:SPY) 28% Dip Still Leaving Some Shareholders Feeling Restless Over Its P/ERatio

Some Shareholders Feeling Restless Over Smartpay Holdings Limited's (NZSE:SPY) P/E Ratio

Aug 22
Some Shareholders Feeling Restless Over Smartpay Holdings Limited's (NZSE:SPY) P/E Ratio

We Think Shareholders Will Probably Be Generous With Smartpay Holdings Limited's (NZSE:SPY) CEO Compensation

Jul 05
We Think Shareholders Will Probably Be Generous With Smartpay Holdings Limited's (NZSE:SPY) CEO Compensation

Should You Be Adding Smartpay Holdings (NZSE:SPY) To Your Watchlist Today?

Oct 20
Should You Be Adding Smartpay Holdings (NZSE:SPY) To Your Watchlist Today?

Does Smartpay Holdings (NZSE:SPY) Deserve A Spot On Your Watchlist?

Jun 02
Does Smartpay Holdings (NZSE:SPY) Deserve A Spot On Your Watchlist?

We Think That There Are Issues Underlying Smartpay Holdings' (NZSE:SPY) Earnings

Jun 06
We Think That There Are Issues Underlying Smartpay Holdings' (NZSE:SPY) Earnings

Smartpay Holdings (NZSE:SPY) Is Carrying A Fair Bit Of Debt

May 30
Smartpay Holdings (NZSE:SPY) Is Carrying A Fair Bit Of Debt

Have Insiders Been Buying Smartpay Holdings Limited (NZSE:SPY) Shares?

Mar 21
Have Insiders Been Buying Smartpay Holdings Limited (NZSE:SPY) Shares?

Is Smartpay Holdings Limited's (NZSE:SPY) Shareholder Ownership Skewed Towards Insiders?

Feb 22
Is Smartpay Holdings Limited's (NZSE:SPY) Shareholder Ownership Skewed Towards Insiders?

We Think Smartpay Holdings (NZSE:SPY) Can Stay On Top Of Its Debt

Jan 21
We Think Smartpay Holdings (NZSE:SPY) Can Stay On Top Of Its Debt

Smartpay Holdings' (NZSE:SPY) Wonderful 462% Share Price Increase Shows How Capitalism Can Build Wealth

Dec 26
Smartpay Holdings' (NZSE:SPY) Wonderful 462% Share Price Increase Shows How Capitalism Can Build Wealth

Bradley Gerdis Is The Executive Officer of Smartpay Holdings Limited (NZSE:SPY) And They Just Picked Up 1.1% More Shares

Nov 30
Bradley Gerdis Is The Executive Officer of Smartpay Holdings Limited (NZSE:SPY) And They Just Picked Up 1.1% More Shares

What Type Of Shareholders Own The Most Number of Smartpay Holdings Limited (NZSE:SPY) Shares?

Nov 23
What Type Of Shareholders Own The Most Number of Smartpay Holdings Limited (NZSE:SPY) Shares?

Earnings and Revenue Growth Forecasts

NZSE:SPY - Analysts future estimates and past financials data (NZD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
3/31/20271511011285
3/31/202612976225
3/31/20251063-7185
9/30/20241007-320N/A
6/30/2024988-120N/A
3/31/2024978219N/A
12/31/2023938219N/A
9/30/2023898219N/A
6/30/2023848319N/A
3/31/2023788520N/A
12/31/2022707619N/A
9/30/2022625717N/A
6/30/2022554515N/A
3/31/2022482312N/A
12/31/202144-2211N/A
9/30/202140-619N/A
6/30/202137-1019N/A
3/31/202134-1529N/A
12/31/202032-1428N/A
9/30/202029-1327N/A
6/30/202029-917N/A
3/31/202028-406N/A
12/31/201926-4-16N/A
9/30/201924-3-36N/A
6/30/201923-2-36N/A
3/31/201921-2-35N/A
12/31/2018210-17N/A
9/30/201820229N/A
6/30/2018202N/A9N/A
3/31/2018213N/A9N/A
12/31/2017203N/A8N/A
9/30/2017213N/A7N/A
6/30/2017212N/A7N/A
3/31/2017212N/A6N/A
12/31/2016211N/A6N/A
9/30/2016211N/A6N/A
6/30/2016210N/A6N/A
3/31/2016200N/A6N/A
12/31/2015200N/A6N/A
9/30/2015200N/A7N/A
6/30/2015211N/A6N/A
3/31/2015222N/A6N/A
12/31/2014232N/A6N/A
9/30/2014232N/A6N/A
6/30/2014232N/A7N/A
3/31/2014232N/A7N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: SPY's forecast earnings growth (16.8% per year) is above the savings rate (3%).

Earnings vs Market: SPY's earnings (16.8% per year) are forecast to grow slower than the NZ market (24.1% per year).

High Growth Earnings: SPY's earnings are forecast to grow, but not significantly.

Revenue vs Market: SPY's revenue (14.1% per year) is forecast to grow faster than the NZ market (4.5% per year).

High Growth Revenue: SPY's revenue (14.1% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: SPY's Return on Equity is forecast to be low in 3 years time (15.5%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/24 00:22
End of Day Share Price 2025/01/24 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Smartpay Holdings Limited is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Russell WrightBarclay Pearce Capital Pty Limited
Hayden NicholsonBell Potter
Owen HumphriesCanaccord Genuity