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Censof Holdings Berhad KLSE:CENSOF Stock Report

Last Price


Market Cap







25 Jun, 2022


Company Financials
CENSOF fundamental analysis
Snowflake Score
Future Growth0/6
Past Performance2/6
Financial Health6/6

CENSOF Stock Overview

Censof Holdings Berhad, an investment holding company, designs, develops, implements, and markets financial management software and related services in Malaysia, Singapore, and Indonesia.

Censof Holdings Berhad Competitors













Price History & Performance

Summary of all time highs, changes and price drops for Censof Holdings Berhad
Historical stock prices
Current Share PriceRM0.28
52 Week HighRM0.55
52 Week LowRM0.21
1 Month Change21.28%
3 Month Change-6.56%
1 Year Change-37.36%
3 Year Change128.00%
5 Year Change-9.52%
Change since IPO-40.63%

Recent News & Updates

Jun 02
Censof Holdings Berhad (KLSE:CENSOF) Has Announced A Dividend Of RM0.0075

Censof Holdings Berhad (KLSE:CENSOF) Has Announced A Dividend Of RM0.0075

Censof Holdings Berhad ( KLSE:CENSOF ) has announced that it will pay a dividend of RM0.0075 per share on the 8th of...

May 12
Censof Holdings Berhad (KLSE:CENSOF) Could Be At Risk Of Shrinking As A Company

Censof Holdings Berhad (KLSE:CENSOF) Could Be At Risk Of Shrinking As A Company

When we're researching a company, it's sometimes hard to find the warning signs, but there are some financial metrics...

Shareholder Returns

CENSOFMY SoftwareMY Market

Return vs Industry: CENSOF underperformed the MY Software industry which returned -34.6% over the past year.

Return vs Market: CENSOF underperformed the MY Market which returned -8.7% over the past year.

Price Volatility

Is CENSOF's price volatile compared to industry and market?
CENSOF volatility
CENSOF Average Weekly Movement10.8%
Software Industry Average Movement7.5%
Market Average Movement5.5%
10% most volatile stocks in MY Market11.4%
10% least volatile stocks in MY Market2.9%

Stable Share Price: CENSOF is more volatile than 75% of MY stocks over the past 3 months, typically moving +/- 11% a week.

Volatility Over Time: CENSOF's weekly volatility (11%) has been stable over the past year, but is still higher than 75% of MY stocks.

About the Company

2008329Ameer Bin Shaik Mydin

Censof Holdings Berhad, an investment holding company, designs, develops, implements, and markets financial management software and related services in Malaysia, Singapore, and Indonesia. The company operates through four segments: Financial Management Solutions, Payment Aggregation Solutions, Corporate Services, and Wealth Management Solutions. It also provides services for financial applications, electronic payments, and collections solutions; and services for portfolio management, fund accounting, unit registry, selling agent, and online transactions.

Censof Holdings Berhad Fundamentals Summary

How do Censof Holdings Berhad's earnings and revenue compare to its market cap?
CENSOF fundamental statistics
Market CapRM157.40m
Earnings (TTM)RM18.45m
Revenue (TTM)RM110.07m


P/E Ratio


P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CENSOF income statement (TTM)
Cost of RevenueRM66.80m
Gross ProfitRM43.27m
Other ExpensesRM24.83m

Last Reported Earnings

Mar 31, 2022

Next Earnings Date


Earnings per share (EPS)0.033
Gross Margin39.31%
Net Profit Margin16.76%
Debt/Equity Ratio0.5%

How did CENSOF perform over the long term?

See historical performance and comparison



Current Dividend Yield


Payout Ratio
We’ve recently updated our valuation analysis.


Is CENSOF undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score


Valuation Score 2/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • PEG Ratio

Key Valuation Metric

Which metric is best to use when looking at relative valuation for CENSOF?

Other financial metrics that can be useful for relative valuation.

CENSOF key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue1.2x
Enterprise Value/EBITDA4.5x
PEG Ration/a

Price to Earnings Ratio vs Peers

How does CENSOF's PE Ratio compare to its peers?

CENSOF PE Ratio vs Peers
The above table shows the PE ratio for CENSOF vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average20.8x

Price-To-Earnings vs Peers: CENSOF is good value based on its Price-To-Earnings Ratio (8.5x) compared to the peer average (20.8x).

Price to Earnings Ratio vs Industry

How does CENSOF's PE Ratio compare vs other companies in the Software Industry?

Price-To-Earnings vs Industry: CENSOF is good value based on its Price-To-Earnings Ratio (8.5x) compared to the MY Software industry average (14.9x)

Price to Earnings Ratio vs Fair Ratio

What is CENSOF's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

CENSOF PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio8.5x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate CENSOF's Price-To-Earnings Fair Ratio for valuation analysis.

Share Price vs Fair Value

What is the Fair Price of CENSOF when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: CENSOF (MYR0.29) is trading above our estimate of fair value (MYR0.16)

Significantly Below Fair Value: CENSOF is trading above our estimate of fair value.

Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate CENSOF's PEG Ratio to determine if it is good value.

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Future Growth

How is Censof Holdings Berhad forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score


Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


Forecasted Software industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Censof Holdings Berhad has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

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Past Performance

How has Censof Holdings Berhad performed over the past 5 years?

Past Performance Score


Past Performance Score 2/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: CENSOF has high quality earnings.

Growing Profit Margin: CENSOF's current net profit margins (16.8%) are lower than last year (30.5%).

Past Earnings Growth Analysis

Earnings Trend: CENSOF has become profitable over the past 5 years, growing earnings by 8% per year.

Accelerating Growth: CENSOF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CENSOF had negative earnings growth (-30.7%) over the past year, making it difficult to compare to the Software industry average (-16.3%).

Return on Equity

High ROE: CENSOF's Return on Equity (19.5%) is considered low.

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Financial Health

How is Censof Holdings Berhad's financial position?

Financial Health Score


Financial Health Score 6/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: CENSOF's short term assets (MYR81.9M) exceed its short term liabilities (MYR23.4M).

Long Term Liabilities: CENSOF's short term assets (MYR81.9M) exceed its long term liabilities (MYR2.2M).

Debt to Equity History and Analysis

Debt Level: CENSOF has more cash than its total debt.

Reducing Debt: CENSOF's debt to equity ratio has reduced from 38.2% to 0.5% over the past 5 years.

Debt Coverage: CENSOF's debt is well covered by operating cash flow (1884.6%).

Interest Coverage: CENSOF's interest payments on its debt are well covered by EBIT (446.4x coverage).

Balance Sheet

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What is Censof Holdings Berhad current dividend yield, its reliability and sustainability?

Dividend Score


Dividend Score 2/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage


Current Dividend Yield

Dividend Yield vs Market

Notable Dividend: CENSOF's dividend (5.26%) is higher than the bottom 25% of dividend payers in the MY market (2.15%).

High Dividend: CENSOF's dividend (5.26%) is in the top 25% of dividend payers in the MY market (4.91%)

Stability and Growth of Payments

Stable Dividend: CENSOF's dividend payments have been volatile in the past 10 years.

Growing Dividend: CENSOF's dividend payments have fallen over the past 10 years.

Earnings Payout to Shareholders

Earnings Coverage: Unable to calculate sustainability of dividends as CENSOF has not reported any payouts.

Cash Payout to Shareholders

Cash Flow Coverage: With its high cash payout ratio (101.9%), CENSOF's dividend payments are not well covered by cash flows.

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How experienced are the management team and are they aligned to shareholders interests?


Average management tenure


Ameer Bin Shaik Mydin (57 yo)





Mr. Ameer Bin Shaik Mydin has been the Managing Director of Censof Holdings Berhad since August 1, 2014 and also has been its Executive Director since December 28, 2010. Mr. Bin Shaik Mydin has been the Ch...

CEO Compensation Analysis

Compensation vs Market: Ameer's total compensation ($USD145.70K) is about average for companies of similar size in the MY market ($USD113.49K).

Compensation vs Earnings: Ameer's compensation has been consistent with company performance over the past year.

Leadership Team

Experienced Management: CENSOF's management team is considered experienced (4.4 years average tenure).

Board Members

Experienced Board: CENSOF's board of directors are seasoned and experienced ( 11.5 years average tenure).


Who are the major shareholders and have insiders been buying or selling?

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Company Information

Censof Holdings Berhad's employee growth, exchange listings and data sources

Key Information

  • Name: Censof Holdings Berhad
  • Ticker: CENSOF
  • Exchange: KLSE
  • Founded: 2008
  • Industry: Application Software
  • Sector: Software
  • Implied Market Cap: RM157.400m
  • Shares outstanding: 552.28m
  • Website:

Number of Employees


  • Censof Holdings Berhad
  • Dataran 3 Two
  • 6th Floor
  • Petaling Jaya
  • Selangor
  • 46300
  • Malaysia


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/06/25 00:00
End of Day Share Price2022/06/24 00:00
Annual Earnings2022/03/31

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.