Quálitas Controladora, S.A.B. de C.V., together with its subsidiaries, operates as an auto insurance company in Mexico, El Salvador, Costa Rica, Peru, and the United States.
Quálitas Controladora, S.A.B. de C.V., together with its subsidiaries, operates as an auto insurance company in Mexico, El Salvador, Costa Rica, Peru, and the United States. It offers insurance, coinsurance, and reinsurance services for the automobile sector. The company also engages in the acquisition, sale, and installation of automobile glass and spare parts; provision of salvage management and marketing; advisory and training services for investment planning and business management; and property leasing and acquisition.
Quálitas Controladora. de Fundamentals Summary
How do Quálitas Controladora. de's earnings and revenue compare to its market cap?
Is Q * undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
5/6
Valuation Score 5/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
PEG Ratio
Key Valuation Metric
Which metric is best to use when looking at relative valuation for Q *?
Other financial metrics that can be useful for relative valuation.
The above table shows the n/a ratio for Q *. This is calculated by dividing Q *'s market cap by their current
preferred multiple.
What is Q *'s n/a Ratio?
n/a Ratio
0x
n/a
n/a
Market Cap
Mex$36.51b
Q * key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Price-To-Earnings vs Industry: Q * is good value based on its Price-To-Earnings Ratio (10.6x) compared to the South American Insurance industry average (11.7x)
Price to Earnings Ratio vs Fair Ratio
What is Q *'s PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
Q * PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio
10.6x
Fair PE Ratio
n/a
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate Q *'s Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of Q * when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: Q * (MX$92.04) is trading below our estimate of fair value (MX$212.8)
Significantly Below Fair Value: Q * is trading below fair value by more than 20%.
Price to Earnings Growth Ratio
PEG Ratio: Q * is good value based on its PEG Ratio (1x)
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Future Growth
How is Quálitas Controladora. de forecast to perform in the next 1 to 3 years based on estimates from 4 analysts?
Future Growth Score
4/6
Future Growth Score 4/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
11.1%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: Q *'s forecast earnings growth (11.1% per year) is above the savings rate (7.1%).
Earnings vs Market: Q *'s earnings (11.1% per year) are forecast to grow faster than the MX market (10.7% per year).
High Growth Earnings: Q *'s earnings are forecast to grow, but not significantly.
Revenue vs Market: Q *'s revenue (7.8% per year) is forecast to grow faster than the MX market (6.2% per year).
High Growth Revenue: Q *'s revenue (7.8% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Q *'s Return on Equity is forecast to be high in 3 years time (21.5%)
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Past Performance
How has Quálitas Controladora. de performed over the past 5 years?
Past Performance Score
2/6
Past Performance Score 2/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
23.9%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: Q * has high quality earnings.
Growing Profit Margin: Q *'s current net profit margins (8.9%) are lower than last year (16.9%).
Past Earnings Growth Analysis
Earnings Trend: Q *'s earnings have grown significantly by 23.9% per year over the past 5 years.
Accelerating Growth: Q *'s has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: Q * had negative earnings growth (-46.5%) over the past year, making it difficult to compare to the Insurance industry average (-14.1%).
Return on Equity
High ROE: Q *'s Return on Equity (16.5%) is considered low.
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Financial Health
How is Quálitas Controladora. de's financial position?
Financial Health Score
5/6
Financial Health Score 5/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage
Financial Position Analysis
Short Term Liabilities: Q *'s short term assets (MX$28.0B) exceed its short term liabilities (MX$13.7B).
Long Term Liabilities: Q *'s short term assets (MX$28.0B) do not cover its long term liabilities (MX$38.2B).
Debt to Equity History and Analysis
Debt Level: Q * is debt free.
Reducing Debt: Q * has not had any debt for past 5 years.
Debt Coverage: Q * has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: Q * has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
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Dividend
What is Quálitas Controladora. de current dividend yield, its reliability and sustainability?
Dividend Score
4/6
Dividend Score 4/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
7.06%
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: Q *'s dividend (7.06%) is higher than the bottom 25% of dividend payers in the MX market (1.94%).
High Dividend: Q *'s dividend (7.06%) is in the top 25% of dividend payers in the MX market (5.89%)
Stability and Growth of Payments
Stable Dividend: Q * has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: Q *'s dividend payments have increased, but the company has only paid a dividend for 9 years.
Earnings Payout to Shareholders
Earnings Coverage: With its reasonable payout ratio (68.6%), Q *'s dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its high cash payout ratio (92.4%), Q *'s dividend payments are not well covered by cash flows.
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Management
How experienced are the management team and are they aligned to shareholders interests?
7.6yrs
Average management tenure
CEO
Jose Antonio Correa Etchegaray (67 yo)
1.42yrs
Tenure
Mr. Jose Antonio Correa Etchegaray serves as President of the Board at Quálitas Controladora, S.A.B. de C.V. and serves as its Director since April 18, 2018. He served as Interim Chairman at Quálitas Contr...
Leadership Team
Experienced Management: Q *'s management team is seasoned and experienced (7.6 years average tenure).
Board Members
Experienced Board: Q *'s board of directors are considered experienced (6.2 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Quálitas Controladora, S.A.B. de C.V.'s employee growth, exchange listings and data sources
All financial data provided by Standard & Poor's Capital IQ.
Data
Last Updated (UTC time)
Company Analysis
2022/06/24 00:00
End of Day Share Price
2022/06/24 00:00
Earnings
2022/03/31
Annual Earnings
2021/12/31
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.