Bank of The Ryukyus Balance Sheet Health
Financial Health criteria checks 3/6
Bank of The Ryukyus has total assets of ¥3,013.0B and total equity of ¥141.8B. Total deposits are ¥2,780.7B, and total loans are ¥1,833.6B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 2.4% of total loans. Cash and short-term investments are ¥346.9B.
Key information
21.3x
Asset to equity ratio
0.9%
Net interest margin
Total deposits | JP¥2.78t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥346.91b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8399's Assets to Equity ratio (21.3x) is very high.
Allowance for Bad Loans: 8399 has a low allowance for bad loans (16%).
Low Risk Liabilities: 97% of 8399's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8399 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: 8399's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: 8399 has a high level of bad loans (2.4%).