Bank of The Ryukyus Balance Sheet Health
Financial Health criteria checks 3/6
Bank of The Ryukyus has total assets of ¥3,031.9B and total equity of ¥143.3B. Total deposits are ¥2,832.8B, and total loans are ¥1,895.3B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 2.8% of total loans. Cash and short-term investments are ¥261.8B.
Key information
21.2x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | JP¥2.83t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥261.81b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8399's Assets to Equity ratio (21.2x) is very high.
Allowance for Bad Loans: 8399 has a low allowance for bad loans (15%).
Low Risk Liabilities: 98% of 8399's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8399 has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: 8399's Loans to Deposits ratio (67%) is appropriate.
Level of Bad Loans: 8399 has a high level of bad loans (2.8%).