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Bank of The RyukyusTSE:8399 Stock Report

Market Cap JP¥51.4b
Share Price
JP¥1.26k
My Fair Value
AN
AnalystConsensusTarget
JP¥2k
43.1% undervalued intrinsic discount
1Y6.0%
7D4.4%
Portfolio Value
View

Bank of The Ryukyus, Limited

TSE:8399 Stock Report

Market Cap: JP¥51.4b

Bank of The Ryukyus (8399) Stock Overview

Provides various banking products and services in Japan. More details

8399 fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance2/6
Financial Health3/6
Dividends3/6

8399 Community Fair Values

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Bank of The Ryukyus, Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Bank of The Ryukyus
Historical stock prices
Current Share PriceJP¥1,257.00
52 Week HighJP¥1,262.00
52 Week LowJP¥831.00
Beta-0.021
1 Month Change9.21%
3 Month Change21.22%
1 Year Change5.99%
3 Year Change54.23%
5 Year Change37.83%
Change since IPO-81.51%

Recent News & Updates

Bank of The Ryukyus (TSE:8399) Is Increasing Its Dividend To ¥20.00

Jul 24
Bank of The Ryukyus (TSE:8399) Is Increasing Its Dividend To ¥20.00

Bank of The Ryukyus (TSE:8399) Is Increasing Its Dividend To ¥20.00

Jul 10
Bank of The Ryukyus (TSE:8399) Is Increasing Its Dividend To ¥20.00

Recent updates

Bank of The Ryukyus (TSE:8399) Is Increasing Its Dividend To ¥20.00

Jul 24
Bank of The Ryukyus (TSE:8399) Is Increasing Its Dividend To ¥20.00

Bank of The Ryukyus (TSE:8399) Is Increasing Its Dividend To ¥20.00

Jul 10
Bank of The Ryukyus (TSE:8399) Is Increasing Its Dividend To ¥20.00

Shareholder Returns

8399JP BanksJP Market
7D4.4%5.8%3.5%
1Y6.0%17.0%5.0%

Return vs Industry: 8399 underperformed the JP Banks industry which returned 17% over the past year.

Return vs Market: 8399 matched the JP Market which returned 5% over the past year.

Price Volatility

Is 8399's price volatile compared to industry and market?
8399 volatility
8399 Average Weekly Movement4.0%
Banks Industry Average Movement3.3%
Market Average Movement3.5%
10% most volatile stocks in JP Market7.4%
10% least volatile stocks in JP Market1.8%

Stable Share Price: 8399 has not had significant price volatility in the past 3 months compared to the JP market.

Volatility Over Time: 8399's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19481,794Ken Shimabukurowww.ryugin.co.jp

Bank of The Ryukyus, Limited provides various banking products and services in Japan. It operates through the Business, Industry, and IT Business segments. The company offers savings, time, fixed term, and property deposits; loan products, including housing, apartment, free, car, education, card, and loans; and insurance products, such as individual annuity, whole life, medical, long-term care, term life, fire, pet, and cancer insurance.

Bank of The Ryukyus, Limited Fundamentals Summary

How do Bank of The Ryukyus's earnings and revenue compare to its market cap?
8399 fundamental statistics
Market capJP¥51.42b
Earnings (TTM)JP¥5.75b
Revenue (TTM)JP¥65.53b
8.9x
P/E Ratio
0.4x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
8399 income statement (TTM)
RevenueJP¥65.53b
Cost of RevenueJP¥0
Gross ProfitJP¥65.53b
Other ExpensesJP¥59.78b
EarningsJP¥5.75b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Aug 13, 2025

Earnings per share (EPS)140.58
Gross Margin100.00%
Net Profit Margin8.78%
Debt/Equity Ratio14.0%

How did 8399 perform over the long term?

See historical performance and comparison

Dividends

3.2%
Current Dividend Yield
13%
Payout Ratio

Does 8399 pay a reliable dividends?

See 8399 dividend history and benchmarks
When do you need to buy 8399 by to receive an upcoming dividend?
Bank of The Ryukyus dividend dates
Ex Dividend DateSep 29 2025
Dividend Pay DateDec 05 2025
Days until Ex dividend66 days
Days until Dividend pay date133 days

Does 8399 pay a reliable dividends?

See 8399 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/24 20:17
End of Day Share Price 2025/07/24 00:00
Earnings2025/03/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Bank of The Ryukyus, Limited is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kosuke SanoDaiwa Securities Co. Ltd.
Pritish TureVirtua Research Inc.