Bank of The Ryukyus Past Earnings Performance
Past criteria checks 2/6
Bank of The Ryukyus has been growing earnings at an average annual rate of 6%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 2.6% per year. Bank of The Ryukyus's return on equity is 3.7%, and it has net margins of 8.2%.
Key information
6.0%
Earnings growth rate
6.8%
EPS growth rate
| Banks Industry Growth | 4.1% |
| Revenue growth rate | 2.6% |
| Return on equity | 3.7% |
| Net Margin | 8.2% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Bank of The Ryukyus makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 64,881 | 5,294 | 28,646 | 0 |
| 30 Jun 24 | 65,472 | 6,544 | 28,447 | 0 |
| 31 Mar 24 | 63,143 | 5,651 | 28,244 | 0 |
| 31 Dec 23 | 63,529 | 6,063 | 27,780 | 0 |
| 30 Sep 23 | 62,073 | 6,046 | 27,104 | 0 |
| 30 Jun 23 | 60,369 | 5,854 | 26,757 | 0 |
| 31 Mar 23 | 58,698 | 5,896 | 26,674 | 0 |
| 31 Dec 22 | 56,324 | 5,114 | 26,933 | 0 |
| 30 Sep 22 | 56,060 | 6,149 | 26,987 | 0 |
| 30 Jun 22 | 55,084 | 5,310 | 27,286 | 0 |
| 31 Mar 22 | 55,874 | 5,590 | 27,150 | 0 |
| 31 Dec 21 | 54,566 | 4,853 | 27,165 | 0 |
| 30 Sep 21 | 54,229 | 4,301 | 27,353 | 0 |
| 30 Jun 21 | 53,117 | 3,347 | 27,568 | 0 |
| 31 Mar 21 | 52,879 | 2,579 | 27,792 | 0 |
| 31 Dec 20 | 54,950 | 3,766 | 27,725 | 0 |
| 30 Sep 20 | 55,360 | 3,512 | 27,671 | 0 |
| 30 Jun 20 | 56,031 | 3,932 | 27,672 | 0 |
| 31 Mar 20 | 58,245 | 4,951 | 27,439 | 0 |
| 31 Dec 19 | 60,414 | 6,973 | 27,261 | 0 |
| 30 Sep 19 | 59,968 | 5,891 | 27,157 | 0 |
| 30 Jun 19 | 60,613 | 6,572 | 27,098 | 0 |
| 31 Mar 19 | 58,283 | 6,105 | 27,096 | 0 |
| 31 Dec 18 | 57,114 | 5,357 | 27,216 | 0 |
| 30 Sep 18 | 59,270 | 7,891 | 26,981 | 0 |
| 30 Jun 18 | 59,162 | 7,414 | 26,842 | 0 |
| 31 Mar 18 | 60,855 | 8,785 | 26,611 | 0 |
| 31 Dec 17 | 58,498 | 6,173 | 26,549 | 0 |
| 30 Sep 17 | 58,958 | 6,324 | 26,662 | 0 |
| 30 Jun 17 | 58,189 | 6,452 | 26,457 | 0 |
| 31 Mar 17 | 57,139 | 6,494 | 26,390 | 0 |
| 31 Dec 16 | 56,913 | 6,683 | 25,848 | 0 |
| 30 Sep 16 | 55,584 | 6,587 | 25,603 | 0 |
| 30 Jun 16 | 55,669 | 6,715 | 25,401 | 0 |
| 31 Mar 16 | 54,888 | 10,331 | 25,027 | 0 |
| 31 Dec 15 | 54,732 | 11,236 | 24,714 | 0 |
| 30 Sep 15 | 52,832 | 9,975 | 24,197 | 0 |
| 30 Jun 15 | 51,625 | 9,487 | 23,902 | 0 |
| 31 Mar 15 | 50,551 | 5,553 | 23,641 | 0 |
| 31 Dec 14 | 46,856 | 6,539 | 23,218 | 0 |
| 30 Sep 14 | 42,904 | 6,595 | 22,982 | 0 |
| 30 Jun 14 | 38,853 | 6,359 | 22,810 | 0 |
| 31 Mar 14 | 34,554 | 4,963 | 22,593 | 0 |
| 31 Dec 13 | 33,714 | 3,050 | 22,552 | 0 |
Quality Earnings: 8399 has high quality earnings.
Growing Profit Margin: 8399's current net profit margins (8.2%) are lower than last year (9.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 8399's earnings have grown by 6% per year over the past 5 years.
Accelerating Growth: 8399's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 8399 had negative earnings growth (-12.4%) over the past year, making it difficult to compare to the Banks industry average (22.6%).
Return on Equity
High ROE: 8399's Return on Equity (3.7%) is considered low.