Bank of The Ryukyus, Limited

TSE:8399 Stock Report

Market Cap: JP¥43.4b

Bank of The Ryukyus Past Earnings Performance

Past criteria checks 2/6

Bank of The Ryukyus has been growing earnings at an average annual rate of 6%, while the Banks industry saw earnings growing at 7.3% annually. Revenues have been growing at an average rate of 2.6% per year. Bank of The Ryukyus's return on equity is 3.7%, and it has net margins of 8.2%.

Key information

6.0%

Earnings growth rate

6.8%

EPS growth rate

Banks Industry Growth4.1%
Revenue growth rate2.6%
Return on equity3.7%
Net Margin8.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank of The Ryukyus makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

TSE:8399 Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2464,4495,29428,6460
30 Jun 2465,4726,54428,4470
31 Mar 2463,1435,65128,2440
31 Dec 2363,5296,06327,7800
30 Sep 2362,0736,04627,1040
30 Jun 2360,3695,85426,7570
31 Mar 2358,6985,89626,6740
31 Dec 2256,3245,11426,9330
30 Sep 2256,0606,14926,9870
30 Jun 2255,0845,31027,2860
31 Mar 2255,8745,59027,1500
31 Dec 2154,5664,85327,1650
30 Sep 2154,2294,30127,3530
30 Jun 2153,1173,34727,5680
31 Mar 2152,8792,57927,7920
31 Dec 2054,9503,76627,7250
30 Sep 2055,3603,51227,6710
30 Jun 2056,0313,93227,6720
31 Mar 2058,2454,95127,4390
31 Dec 1960,4146,97327,2610
30 Sep 1959,9685,89127,1570
30 Jun 1960,6136,57227,0980
31 Mar 1958,2836,10527,0960
31 Dec 1857,1145,35727,2160
30 Sep 1859,2707,89126,9810
30 Jun 1859,1627,41426,8420
31 Mar 1860,8558,78526,6110
31 Dec 1758,4986,17326,5490
30 Sep 1758,9586,32426,6620
30 Jun 1758,1896,45226,4570
31 Mar 1757,1396,49426,3900
31 Dec 1656,9136,68325,8480
30 Sep 1655,5846,58725,6030
30 Jun 1655,6696,71525,4010
31 Mar 1654,88810,33125,0270
31 Dec 1554,73211,23624,7140
30 Sep 1552,8329,97524,1970
30 Jun 1551,6259,48723,9020
31 Mar 1550,5515,55323,6410
31 Dec 1446,8566,53923,2180
30 Sep 1442,9046,59522,9820
30 Jun 1438,8536,35922,8100
31 Mar 1434,5544,96322,5930
31 Dec 1333,7143,05022,5520

Quality Earnings: 8399 has high quality earnings.

Growing Profit Margin: 8399's current net profit margins (8.2%) are lower than last year (9.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 8399's earnings have grown by 6% per year over the past 5 years.

Accelerating Growth: 8399's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 8399 had negative earnings growth (-12.4%) over the past year, making it difficult to compare to the Banks industry average (22.6%).

Return on Equity

High ROE: 8399's Return on Equity (3.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/25 22:30
End of Day Share Price 2024/12/25 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bank of The Ryukyus, Limited is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kosuke SanoDaiwa Securities Co. Ltd.
Pritish TureVirtua Research Inc.