Stock Analysis

Aozora Bank Third Quarter 2025 Earnings: Misses Expectations

TSE:8304
Source: Shutterstock

Aozora Bank (TSE:8304) Third Quarter 2025 Results

Key Financial Results

  • Net income: JP¥4.31b (up from JP¥26.8b loss in 3Q 2024).
  • EPS: JP¥31.15 (up from JP¥229 loss in 3Q 2024).
earnings-and-revenue-growth
TSE:8304 Earnings and Revenue Growth February 4th 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

Aozora Bank Revenues and Earnings Miss Expectations

Revenue missed analyst estimates by 3.1%. Earnings per share (EPS) also missed analyst estimates by 8.3%.

Looking ahead, revenue is forecast to grow 1.8% p.a. on average during the next 3 years, compared to a 1.9% growth forecast for the Banks industry in Japan.

Performance of the Japanese Banks industry.

The company's shares are down 4.5% from a week ago.

Risk Analysis

Before we wrap up, we've discovered 2 warning signs for Aozora Bank that you should be aware of.

New: Manage All Your Stock Portfolios in One Place

We've created the ultimate portfolio companion for stock investors, and it's free.

• Connect an unlimited number of Portfolios and see your total in one currency
• Be alerted to new Warning Signs or Risks via email or mobile
• Track the Fair Value of your stocks

Try a Demo Portfolio for Free

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

About TSE:8304

Aozora Bank

Provides various banking products and services in Japan and internationally.

Adequate balance sheet and fair value.

Community Narratives

Leading the Game with Growth, Innovation, and Exceptional Returns
Fair Value SEK 300.00|49.2% undervalued
Investingwilly
Investingwilly
Community Contributor
Why ASML Dominates the Chip Market
Fair Value €864.91|17.633% undervalued
yiannisz
yiannisz
Community Contributor
Global Payments will reach new heights with a 34% upside potential
Fair Value US$142.00|22.5% undervalued
Maxell
Maxell
Community Contributor