Mitsubishi UFJ Financial Group, Inc., a bank holding company, provides financial services in Japan, the United States, and Asia/Oceania.
No risks detected for 8306 from our risk checks.
Mitsubishi UFJ Financial Group Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||JP¥640.20|
|52 Week High||JP¥404.80|
|52 Week Low||JP¥688.90|
|1 Month Change||-5.37%|
|3 Month Change||9.49%|
|1 Year Change||55.43%|
|3 Year Change||-6.51%|
|5 Year Change||19.87%|
|Change since IPO||-47.53%|
Recent News & Updates
|8306||JP Banks||JP Market|
Return vs Industry: 8306 exceeded the JP Banks industry which returned 23.7% over the past year.
Return vs Market: 8306 exceeded the JP Market which returned 21.4% over the past year.
Stable Share Price: 8306 is not significantly more volatile than the rest of JP stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: 8306's weekly volatility (3%) has been stable over the past year.
About the Company
Mitsubishi UFJ Financial Group, Inc., a bank holding company, provides financial services in Japan, the United States, and Asia/Oceania. The company’s Retail & Commercial Banking Business Group segment offers commercial banking, trust banking, and securities products and services to retail, and small and medium-sized enterprise customers. Its Japanese Corporate & Investment Banking Business Group segment provides transaction banking, investment banking, trust banking, and securities services, as well as advanced financial solutions for large corporations.
Mitsubishi UFJ Financial Group Fundamentals Summary
|8306 fundamental statistics|
Is 8306 overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|8306 income statement (TTM)|
|Cost of Revenue||JP¥0|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
Nov 15, 2021
|Earnings per share (EPS)||102.61|
|Net Profit Margin||27.86%|
How did 8306 perform over the long term?See historical performance and comparison
4.2%Current Dividend Yield
Is Mitsubishi UFJ Financial Group undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: 8306 (¥640.2) is trading below our estimate of fair value (¥1357.71)
Significantly Below Fair Value: 8306 is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: 8306 is good value based on its PE Ratio (6.2x) compared to the JP Banks industry average (7.4x).
PE vs Market: 8306 is good value based on its PE Ratio (6.2x) compared to the JP market (14.3x).
Price to Earnings Growth Ratio
PEG Ratio: 8306 is poor value based on its PEG Ratio (8.6x)
Price to Book Ratio
PB vs Industry: 8306 is overvalued based on its PB Ratio (0.5x) compared to the JP Banks industry average (0.2x).
How is Mitsubishi UFJ Financial Group forecast to perform in the next 1 to 3 years based on estimates from 10 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 8306's forecast earnings growth (0.7% per year) is above the savings rate (0.02%).
Earnings vs Market: 8306's earnings (0.7% per year) are forecast to grow slower than the JP market (10.3% per year).
High Growth Earnings: 8306's earnings are forecast to grow, but not significantly.
Revenue vs Market: 8306's revenue is expected to decline over the next 3 years (-1.1% per year).
High Growth Revenue: 8306's revenue is forecast to decline over the next 3 years (-1.1% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 8306's Return on Equity is forecast to be low in 3 years time (5.6%).
How has Mitsubishi UFJ Financial Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 8306 has high quality earnings.
Growing Profit Margin: 8306's current net profit margins (27.9%) are higher than last year (2.6%).
Past Earnings Growth Analysis
Earnings Trend: 8306's earnings have grown by 3.4% per year over the past 5 years.
Accelerating Growth: 8306's earnings growth over the past year (1238.6%) exceeds its 5-year average (3.4% per year).
Earnings vs Industry: 8306 earnings growth over the past year (1238.6%) exceeded the Banks industry 24.6%.
Return on Equity
High ROE: 8306's Return on Equity (7.5%) is considered low.
How is Mitsubishi UFJ Financial Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: 8306's Assets to Equity ratio (19.8x) is moderate.
Allowance for Bad Loans: 8306 has a low allowance for bad loans (81%).
Low Risk Liabilities: 65% of 8306's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8306 has an appropriate level of Loans to Assets ratio (29%).
Low Risk Deposits: 8306's Loans to Deposits ratio (47%) is appropriate.
Level of Bad Loans: 8306 has an appropriate level of bad loans (1.2%).
What is Mitsubishi UFJ Financial Group current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 8306's dividend (4.22%) is higher than the bottom 25% of dividend payers in the JP market (1.33%).
High Dividend: 8306's dividend (4.22%) is in the top 25% of dividend payers in the JP market (3.07%)
Stability and Growth of Payments
Stable Dividend: 8306's dividends per share have been stable in the past 10 years.
Growing Dividend: 8306's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (24.4%), 8306's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Hironori Kamezawa (60 yo)
Mr. Hironori Kamezawa serves as Director at Morgan Stanley since May 20 2021. He is President and Group Chief Executive Officer at Mitsubishi UFJ Financial Group, Inc. since April 1, 2020 and has been its...
CEO Compensation Analysis
Compensation vs Market: Hironori's total compensation ($USD1.97M) is about average for companies of similar size in the JP market ($USD2.67M).
Compensation vs Earnings: Hironori's compensation has increased by more than 20% in the past year.
Experienced Management: 8306's management team is considered experienced (2 years average tenure).
Experienced Board: 8306's board of directors are not considered experienced ( 1 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Mitsubishi UFJ Financial Group, Inc.'s employee growth, exchange listings and data sources
- Name: Mitsubishi UFJ Financial Group, Inc.
- Ticker: 8306
- Exchange: TSE
- Founded: 1880
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: JP¥8.216t
- Shares outstanding: 12.83b
- Website: https://www.mufg.jp
Number of Employees
- Mitsubishi UFJ Financial Group, Inc.
- 7-1, Marunouchi 2-chome
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/26 16:13|
|End of Day Share Price||2021/10/26 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.