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Concordia Financial Group TSE:7186 Stock Report

Last Price

JP¥859.00

Market Cap

JP¥980.5b

7D

-5.0%

1Y

33.8%

Updated

21 Dec, 2024

Data

Company Financials +

Concordia Financial Group, Ltd.

TSE:7186 Stock Report

Market Cap: JP¥980.5b

7186 Stock Overview

Provides various banking products and services to small and medium-sized businesses and individuals. More details

7186 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance4/6
Financial Health5/6
Dividends2/6

Rewards

Trading at 42.2% below our estimate of its fair value

Earnings are forecast to grow 10.5% per year

Earnings have grown 11.7% per year over the past 5 years

Risk Analysis

No risks detected for 7186 from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Concordia Financial Group, Ltd. Competitors

Chiba Bank

TSE:8331

JP¥853.9b

Fukuoka Financial Group

TSE:8354

JP¥739.1b

Shizuoka Financial GroupInc

TSE:5831

JP¥692.3b

Kyoto Financial GroupInc

TSE:5844

JP¥646.2b

Price History & Performance

Summary of share price highs, lows and changes for Concordia Financial Group
Historical stock prices
Current Share PriceJP¥859.00
52 Week HighJP¥990.00
52 Week LowJP¥637.50
Beta0.27
1 Month Change-1.00%
3 Month Change7.20%
1 Year Change33.78%
3 Year Change105.01%
5 Year Change85.93%
Change since IPO60.56%

Recent News & Updates

Concordia Financial Group (TSE:7186) Is Increasing Its Dividend To ¥14.00

Dec 03
Concordia Financial Group (TSE:7186) Is Increasing Its Dividend To ¥14.00

Recent updates

Concordia Financial Group (TSE:7186) Is Increasing Its Dividend To ¥14.00

Dec 03
Concordia Financial Group (TSE:7186) Is Increasing Its Dividend To ¥14.00

Concordia Financial Group (TSE:7186) Is Paying Out A Larger Dividend Than Last Year

Sep 11
Concordia Financial Group (TSE:7186) Is Paying Out A Larger Dividend Than Last Year

Concordia Financial Group's (TSE:7186) Dividend Will Be Increased To ¥13.00

Aug 10
Concordia Financial Group's (TSE:7186) Dividend Will Be Increased To ¥13.00

Shareholder Returns

7186JP BanksJP Market
7D-5.0%-3.6%-1.5%
1Y33.8%40.7%13.7%

Return vs Industry: 7186 underperformed the JP Banks industry which returned 40.7% over the past year.

Return vs Market: 7186 exceeded the JP Market which returned 13.7% over the past year.

Price Volatility

Is 7186's price volatile compared to industry and market?
7186 volatility
7186 Average Weekly Movement4.5%
Banks Industry Average Movement3.7%
Market Average Movement3.6%
10% most volatile stocks in JP Market7.3%
10% least volatile stocks in JP Market1.9%

Stable Share Price: 7186 has not had significant price volatility in the past 3 months compared to the JP market.

Volatility Over Time: 7186's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20165,815Tatsuya Kataokawww.concordia-fg.jp

Concordia Financial Group, Ltd. provides various banking products and services to small and medium-sized businesses and individuals. The company offers various deposit and loan products; and securities, leasing, survey research and other information, venture capital, and other financial services. It operates through a network of branches, sub-branches, ATMs, and representative offices in Japan and internationally.

Concordia Financial Group, Ltd. Fundamentals Summary

How do Concordia Financial Group's earnings and revenue compare to its market cap?
7186 fundamental statistics
Market capJP¥980.54b
Earnings (TTM)JP¥73.40b
Revenue (TTM)JP¥300.61b

13.4x

P/E Ratio

0.8x

P/B Ratio

Is 7186 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
7186 income statement (TTM)
RevenueJP¥300.61b
Cost of RevenueJP¥0
Gross ProfitJP¥300.61b
Other ExpensesJP¥227.21b
EarningsJP¥73.40b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 05, 2025

Earnings per share (EPS)64.30
Gross Margin100.00%
Net Profit Margin24.42%
Debt/Equity Ratio186.1%

How did 7186 perform over the long term?

See historical performance and comparison

Dividends

3.1%

Current Dividend Yield

19%

Payout Ratio

Does 7186 pay a reliable dividends?

See 7186 dividend history and benchmarks
When do you need to buy 7186 by to receive an upcoming dividend?
Concordia Financial Group dividend dates
Ex Dividend DateMar 28 2025
Dividend Pay DateMay 29 2025
Days until Ex dividend96 days
Days until Dividend pay date158 days

Does 7186 pay a reliable dividends?

See 7186 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 00:00
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Concordia Financial Group, Ltd. is covered by 14 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Toyoki SameshimaBNP Paribas Securities (Asia)
Shinichiro NakamuraBofA Global Research
Koichi NiwaCitigroup Inc