Concordia Financial Group Management

Management criteria checks 2/4

We currently do not have sufficient information about the CEO.

Key information

Yoshiyuki Oishi

Chief executive officer

n/a

Total compensation

CEO salary percentage	n/a
CEO tenure	4.1yrs
CEO ownership	0.008%
Management average tenure	2.1yrs
Board average tenure	4.1yrs

Recent management updates

Recent updates

CEO

Yoshiyuki Oishi (62 yo)

4.1yrs

Tenure

Mr. Yoshiyuki Oishi has been Chairman of the Board of Higashi-Nippon Bank Ltd. since April 2024. He served as Representative Director and President of Higashi-Nippon Bank Ltd.since December 1, 2019 until...

Leadership Team

Name	Position	Tenure	Compensation	Ownership
Yoshiyuki Oishi	CEO & Representative Director	no data	no data	0.0083% ¥ 92.0m
Tatsuya Kataoka	President & Representative Director	2.1yrs	no data	0.0033% ¥ 36.7m
Yutaro Koshiba	Executive Officer	3.5yrs	no data	no data
Kazuhiro Sukegawa	Executive Officer	2.5yrs	no data	no data
Toshiya Kubota	Executive Officer	2.5yrs	no data	no data
Kazumi Nobe	Executive Officer	1.5yrs	no data	no data
Masatoshi Akahori	Executive Officer	less than a year	no data	no data
Michifumi Katsuta	Executive Officer	less than a year	no data	no data

2.1yrs

Average Tenure

Experienced Management: 7186's management team is considered experienced (2.1 years average tenure).

Board Members

Name	Position	Tenure	Compensation	Ownership
Yoshiyuki Oishi	CEO & Representative Director	4.1yrs	no data	0.0083% ¥ 92.0m
Tatsuya Kataoka	President & Representative Director	2.1yrs	no data	0.0033% ¥ 36.7m
Mitsuru Akiyoshi	Independent Outside Director	5.1yrs	no data	0.00058% ¥ 6.4m
Seiichi Fusamura	Outside Audit & Supervisory Board Member	4.1yrs	no data	0.00015% ¥ 1.7m
Keiichiro Hashimoto	Outside Audit & Supervisory Board Member	8.3yrs	no data	0.0017% ¥ 18.8m
Kazuhiro Maehara	Full-Time Audit & Supervisory Board Member	5.1yrs	no data	0.0027% ¥ 29.6m
Tomoki Arai	Director	1.1yrs	no data	0.0023% ¥ 25.0m
Yoshinobu Yamada	Outside Independent Director	4.1yrs	no data	0.00045% ¥ 5.0m
Mami Yoda	Independent Outside Director	4.1yrs	no data	0.00063% ¥ 7.0m
Toshihiko Onuki	Director	1.1yrs	no data	0.0023% ¥ 25.3m
Nobuo Onodera	Director	2.1yrs	no data	0.0019% ¥ 21.1m
Mayumi Noguchi	Outside Audit & Supervisory Board Member	3.1yrs	no data	0.00015% ¥ 1.7m

4.1yrs

Average Tenure

61yo

Average Age

Experienced Board: 7186's board of directors are considered experienced (4.1 years average tenure).

Concordia Financial Group Management

Management criteria checks 2/4

Key information

Recent management updates

Concordia Financial Group, Ltd., Annual General Meeting, Jun 21, 2024

Concordia Financial Group, Ltd., Annual General Meeting, Jun 21, 2023

Less than half of directors are independent

Concordia Financial Group, Ltd., Annual General Meeting, Jun 21, 2022

Less than half of directors are independent

Recent updates

Price target increased by 9.6% to JP¥956

Full year 2024 earnings: EPS and revenues exceed analyst expectations

Price target increased by 8.8% to JP¥929

Now 20% undervalued

Concordia Financial Group, Ltd. to Report Q1, 2025 Results on Aug 05, 2024

Now 20% undervalued

Full year 2024 earnings: EPS and revenues exceed analyst expectations

Concordia Financial Group, Ltd., Annual General Meeting, Jun 21, 2024

Price target increased by 7.9% to JP¥823

Upcoming dividend of JP¥12.00 per share

Price target increased by 7.5% to JP¥809

Concordia Financial Group, Ltd. to Report Fiscal Year 2024 Results on May 13, 2024

Third quarter 2024 earnings released: EPS: JP¥13.73 (vs JP¥13.87 in 3Q 2023)

Concordia Financial Group, Ltd. to Report Q3, 2024 Results on Feb 05, 2024

Second quarter 2024 earnings released: EPS: JP¥14.88 (vs JP¥10.17 in 2Q 2023)

Price target increased by 9.3% to JP¥701

Upcoming dividend of JP¥11.00 per share at 3.1% yield

Concordia Financial Group, Ltd. to Report Q2, 2024 Results on Nov 14, 2023

New minor risk - Earnings quality

First quarter 2024 earnings released: EPS: JP¥17.34 (vs JP¥14.56 in 1Q 2023)

Concordia Financial Group, Ltd. to Report Q1, 2024 Results on Aug 03, 2023

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Concordia Financial Group, Ltd., Annual General Meeting, Jun 21, 2023

Upcoming dividend of JP¥9.50 per share at 4.0% yield

Investor sentiment deteriorates as stock falls 16%

Now 21% undervalued

Third quarter 2023 earnings released: EPS: JP¥13.87 (vs JP¥11.74 in 3Q 2022)

Concordia Financial Group, Ltd. (TSE:7186) announces an Equity Buyback for 17,600,000 shares, representing 1.46% for ¥6,000 million.

Price target increased by 8.1% to JP¥572

Now 21% undervalued

Concordia Financial Group, Ltd. to Report Q3, 2023 Results on Feb 03, 2023

Second quarter 2023 earnings released: EPS: JP¥10.17 (vs JP¥12.57 in 2Q 2022)

Less than half of directors are independent

Second quarter 2023 earnings released: EPS: JP¥10.17 (vs JP¥12.57 in 2Q 2022)

Upcoming dividend of JP¥9.50 per share

Concordia Financial Group, Ltd. to Report Q2, 2023 Results on Nov 11, 2022

First quarter 2023 earnings released: EPS: JP¥14.56 (vs JP¥17.17 in 1Q 2022)

Concordia Financial Group, Ltd. to Report Q1, 2023 Results on Aug 03, 2022

Full year 2022 earnings: EPS in line with analyst expectations despite revenue beat

Concordia Financial Group, Ltd., Annual General Meeting, Jun 21, 2022

Less than half of directors are independent

Upcoming dividend of JP¥10.00 per share

Concordia Financial Group, Ltd. (TSE:7186) announces an Equity Buyback for 32,300,000 shares, representing 2.67% for ¥10,000 million.

Third quarter 2022 earnings: EPS and revenues miss analyst expectations

Price target increased to JP¥484

Second quarter 2022 earnings released: EPS JP¥12.57 (vs JP¥10.20 in 2Q 2021)

Upcoming dividend of JP¥8.00 per share

First quarter 2022 earnings released: EPS JP¥17.17 (vs JP¥9.47 in 1Q 2021)

Full year 2021 earnings released: EPS JP¥20.99 (vs JP¥38.38 in FY 2020)

Upcoming dividend of JP¥9.00 per share

Concordia Financial Group, Ltd. to Report Fiscal Year 2021 Results on May 13, 2021

New 90-day high: JP¥427

Third quarter 2021 earnings released: EPS JP¥9.94 (vs JP¥9.13 in 3Q 2020)

Revenue beats expectations, earnings disappoint

New 90-day high: JP¥398

Concordia Financial Group, Ltd. to Report Q3, 2021 Results on Feb 03, 2021

Concordia Financial Group, Ltd. to Report Q2, 2021 Results on Nov 11, 2020

CEO

Tenure

Leadership Team

Average Tenure

Board Members

Average Tenure

Average Age