Concordia Financial Group Balance Sheet Health
Financial Health criteria checks 5/6
Concordia Financial Group has total assets of ¥23,847.9B and total equity of ¥1,300.1B. Total deposits are ¥19,774.1B, and total loans are ¥16,404.4B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are ¥3,853.7B.
Key information
18.3x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | JP¥19.77t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥3.85t |
Recent financial health updates
No updates
Recent updates
Concordia Financial Group's (TSE:7186) Upcoming Dividend Will Be Larger Than Last Year's
Dec 23
Concordia Financial Group (TSE:7186) Is Increasing Its Dividend To ¥14.00
Dec 03Concordia Financial Group (TSE:7186) Is Paying Out A Larger Dividend Than Last Year
Sep 11Concordia Financial Group's (TSE:7186) Dividend Will Be Increased To ¥13.00
Aug 10Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 7186's Assets to Equity ratio (18.3x) is moderate.
Allowance for Bad Loans: 7186 has a low allowance for bad loans (37%).
Low Risk Liabilities: 88% of 7186's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7186 has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: 7186's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: 7186 has an appropriate level of bad loans (1.4%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 08:07 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
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Analyst Sources
Concordia Financial Group, Ltd. is covered by 14 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Toyoki Sameshima | BNP Paribas Securities (Asia) |
| Shinichiro Nakamura | BofA Global Research |
| Koichi Niwa | Citigroup Inc |