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SBI Sumishin Net BankTSE:7163 Stock Report

Market Cap JP¥735.8b
Share Price
JP¥4.88k
My Fair Value
JP¥4k
13.2% overvalued intrinsic discount
1Y63.0%
7D0%
Portfolio Value
View

SBI Sumishin Net Bank, Ltd.

TSE:7163 Stock Report

Market Cap: JP¥735.8b

SBI Sumishin Net Bank (7163) Stock Overview

Provides various banking products and services to individuals and corporate customers in Japan. More details

7163 fundamental analysis
Snowflake Score
Valuation1/6
Future Growth4/6
Past Performance2/6
Financial Health4/6
Dividends0/6

7163 Community Fair Values

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SBI Sumishin Net Bank, Ltd. Competitors

Price History & Performance

Summary of share price highs, lows and changes for SBI Sumishin Net Bank
Historical stock prices
Current Share PriceJP¥4,875.00
52 Week HighJP¥5,140.00
52 Week LowJP¥2,135.00
Beta0.62
1 Month Change-0.20%
3 Month Change25.32%
1 Year Change62.99%
3 Year Changen/a
5 Year Changen/a
Change since IPO304.56%

Recent News & Updates

Recent updates

Shareholder Returns

7163JP BanksJP Market
7D0%-0.03%0.4%
1Y63.0%10.6%0.7%

Return vs Industry: 7163 exceeded the JP Banks industry which returned 10.6% over the past year.

Return vs Market: 7163 exceeded the JP Market which returned 0.7% over the past year.

Price Volatility

Is 7163's price volatile compared to industry and market?
7163 volatility
7163 Average Weekly Movement9.0%
Banks Industry Average Movement3.3%
Market Average Movement3.5%
10% most volatile stocks in JP Market7.4%
10% least volatile stocks in JP Market1.8%

Stable Share Price: 7163's share price has been volatile over the past 3 months compared to the JP market.

Volatility Over Time: 7163's weekly volatility (9%) has been stable over the past year, but is still higher than 75% of JP stocks.

About the Company

FoundedEmployeesCEOWebsite
1986785Noriaki Maruyamawww.netbk.co.jp

SBI Sumishin Net Bank, Ltd. provides various banking products and services to individuals and corporate customers in Japan. The company offers time, structured, hybrid, and foreign currency deposits, as well as savings accounts; house, card, auto, education, real estate secured, renovation, multipurpose, and other loans; and debit and credit cards. It also provides medical/cancer, death, travel and leisure, mortgage, and fire/earthquake compensation insurance products; and ATM, transfer, payment, asset management and real estate consultation, financial instruments intermediation, gold reserve, foreign exchange margin trading, and mobile banking services.

SBI Sumishin Net Bank, Ltd. Fundamentals Summary

How do SBI Sumishin Net Bank's earnings and revenue compare to its market cap?
7163 fundamental statistics
Market capJP¥735.80b
Earnings (TTM)JP¥28.13b
Revenue (TTM)JP¥124.96b
26.1x
P/E Ratio
4.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
7163 income statement (TTM)
RevenueJP¥124.96b
Cost of RevenueJP¥0
Gross ProfitJP¥124.96b
Other ExpensesJP¥96.84b
EarningsJP¥28.13b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Jul 30, 2025

Earnings per share (EPS)186.54
Gross Margin100.00%
Net Profit Margin22.51%
Debt/Equity Ratio678.8%

How did 7163 perform over the long term?

See historical performance and comparison

Dividends

0.5%
Current Dividend Yield
10%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/22 07:48
End of Day Share Price 2025/07/22 00:00
Earnings2025/03/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

SBI Sumishin Net Bank, Ltd. is covered by 8 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Shinichiro NakamuraBofA Global Research
Kohei SakamotoDaiwa Securities Co. Ltd.
Makoto KurodaGoldman Sachs