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5838

Rakuten Bank, Ltd.TSE:5838 Stock Report

Market Cap JP¥1.3t
Share Price
JP¥7.67k
My Fair Value
JP¥8k
6.5% undervalued intrinsic discount
1Y148.1%
7D-3.3%
Portfolio Value
View

Rakuten Bank, Ltd.

TSE:5838 Stock Report

Market Cap: JP¥1.3t

Rakuten Bank (5838) Stock Overview

Provides internet banking products and services to individual, corporate, and sole proprietor customers in Japan. More details

5838 fundamental analysis
Snowflake Score
Valuation1/6
Future Growth3/6
Past Performance5/6
Financial Health5/6
Dividends0/6

5838 Community Fair Values

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Rakuten Bank, Ltd. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Rakuten Bank
Historical stock prices
Current Share PriceJP¥7,665.00
52 Week HighJP¥8,814.00
52 Week LowJP¥2,816.00
Beta-0.33
1 Month Change-10.58%
3 Month Change4.66%
1 Year Change148.06%
3 Year Changen/a
5 Year Changen/a
Change since IPO297.15%

Recent News & Updates

Recent updates

Shareholder Returns

5838JP BanksJP Market
7D-3.3%0.9%1.8%
1Y148.1%51.6%22.1%

Return vs Industry: 5838 exceeded the JP Banks industry which returned 51.6% over the past year.

Return vs Market: 5838 exceeded the JP Market which returned 22.1% over the past year.

Price Volatility

Is 5838's price volatile compared to industry and market?
5838 volatility
5838 Average Weekly Movement6.3%
Banks Industry Average Movement3.1%
Market Average Movement3.3%
10% most volatile stocks in JP Market7.5%
10% least volatile stocks in JP Market1.7%

Stable Share Price: 5838's share price has been volatile over the past 3 months compared to the JP market.

Volatility Over Time: 5838's weekly volatility (6%) has been stable over the past year, but is still higher than 75% of JP stocks.

About the Company

FoundedEmployeesCEOWebsite
20001,076Tomotaka Torinwww.rakuten-bank.co.jp

Rakuten Bank, Ltd. provides internet banking products and services to individual, corporate, and sole proprietor customers in Japan. Its deposit products include fixed-term, foreign currency, and yen deposits; securities; and investment trusts. The company also offers card loans, securities-backed loans, real estate secured loans, reverse mortgages, educational loans, mortgages, and insurance products.

Rakuten Bank, Ltd. Fundamentals Summary

How do Rakuten Bank's earnings and revenue compare to its market cap?
5838 fundamental statistics
Market capJP¥1.34t
Earnings (TTM)JP¥56.69b
Revenue (TTM)JP¥163.93b
23.6x
P/E Ratio
4.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
5838 income statement (TTM)
RevenueJP¥163.93b
Cost of RevenueJP¥0
Gross ProfitJP¥163.93b
Other ExpensesJP¥107.23b
EarningsJP¥56.69b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Nov 11, 2025

Earnings per share (EPS)324.89
Gross Margin100.00%
Net Profit Margin34.58%
Debt/Equity Ratio854.6%

How did 5838 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/13 14:34
End of Day Share Price 2025/09/12 00:00
Earnings2025/06/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Rakuten Bank, Ltd. is covered by 10 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Shinichiro NakamuraBofA Global Research
Masayoshi YonezawaDaiwa Securities Co. Ltd.
Kohei SakamotoDaiwa Securities Co. Ltd.