Rakuten Bank Future Growth
Future criteria checks 3/6
Rakuten Bank is forecast to grow earnings and revenue by 17.6% and 12.2% per annum respectively. EPS is expected to grow by 18% per annum. Return on equity is forecast to be 15.1% in 3 years.
Key information
17.6%
Earnings growth rate
18.0%
EPS growth rate
| Banks earnings growth | 8.5% |
| Revenue growth rate | 12.2% |
| Future return on equity | 15.1% |
| Analyst coverage | Good |
| Last updated | 23 Dec 2024 |
Recent future growth updates
Recent updates
Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 3/31/2027 | 180,211 | 66,941 | N/A | 2,079,320 | 5 |
| 3/31/2026 | 157,742 | 57,414 | N/A | 1,622,670 | 5 |
| 3/31/2025 | 135,317 | 45,292 | N/A | 912,498 | 5 |
| 9/30/2024 | 136,560 | 40,484 | -143,867 | -132,484 | N/A |
| 6/30/2024 | 131,108 | 37,270 | N/A | N/A | N/A |
| 3/31/2024 | 124,277 | 34,436 | -430,204 | -420,835 | N/A |
| 12/31/2023 | 119,762 | 32,387 | N/A | N/A | N/A |
| 9/30/2023 | 117,105 | 30,977 | N/A | N/A | N/A |
| 6/30/2023 | 114,703 | 29,171 | N/A | N/A | N/A |
| 3/31/2023 | 112,378 | 27,692 | -814,140 | -806,331 | N/A |
| 3/31/2022 | 100,836 | 20,039 | N/A | N/A | N/A |
| 3/31/2021 | 99,113 | 19,337 | N/A | N/A | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 5838's forecast earnings growth (17.6% per year) is above the savings rate (0.3%).
Earnings vs Market: 5838's earnings (17.6% per year) are forecast to grow faster than the JP market (7.9% per year).
High Growth Earnings: 5838's earnings are forecast to grow, but not significantly.
Revenue vs Market: 5838's revenue (12.2% per year) is forecast to grow faster than the JP market (4.2% per year).
High Growth Revenue: 5838's revenue (12.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 5838's Return on Equity is forecast to be low in 3 years time (15.1%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 18:19 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
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Analyst Sources
Rakuten Bank, Ltd. is covered by 9 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Shinichiro Nakamura | BofA Global Research |
| Masayoshi Yonezawa | Daiwa Securities Co. Ltd. |
| Kohei Sakamoto | Daiwa Securities Co. Ltd. |