SBI Sumishin Net Bank, Ltd.

TSE:7163 Stock Report

Market Cap: JP¥571.5b

SBI Sumishin Net Bank Past Earnings Performance

Past criteria checks 2/6

SBI Sumishin Net Bank has been growing earnings at an average annual rate of 15.1%, while the Banks industry saw earnings growing at 7.3% annually. Revenues have been growing at an average rate of 24.2% per year. SBI Sumishin Net Bank's return on equity is 15.4%, and it has net margins of 21%.

Key information

15.1%

Earnings growth rate

15.1%

EPS growth rate

Banks Industry Growth4.1%
Revenue growth rate24.2%
Return on equity15.4%
Net Margin21.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Analysts Just Made A Major Revision To Their SBI Sumishin Net Bank, Ltd. (TSE:7163) Revenue Forecasts

Jun 27
Analysts Just Made A Major Revision To Their SBI Sumishin Net Bank, Ltd. (TSE:7163) Revenue Forecasts

SBI Sumishin Net Bank, Ltd. (TSE:7163) Analysts Just Slashed This Year's Revenue Estimates By 22%

Jun 13
SBI Sumishin Net Bank, Ltd. (TSE:7163) Analysts Just Slashed This Year's Revenue Estimates By 22%

News Flash: Analysts Just Made A Dazzling Upgrade To Their SBI Sumishin Net Bank, Ltd. (TSE:7163) Forecasts

May 12
News Flash: Analysts Just Made A Dazzling Upgrade To Their SBI Sumishin Net Bank, Ltd. (TSE:7163) Forecasts

Here's Why We Think SBI Sumishin Net Bank (TSE:7163) Is Well Worth Watching

Apr 23
Here's Why We Think SBI Sumishin Net Bank (TSE:7163) Is Well Worth Watching

Revenue & Expenses Breakdown

How SBI Sumishin Net Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

TSE:7163 Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24118,90625,01839,5460
30 Jun 24113,07924,44838,5760
31 Mar 24107,27424,84537,4340
31 Dec 23100,83823,64036,4770
30 Sep 2395,71122,62434,5230
30 Jun 2392,19421,59432,9510
31 Mar 2390,18519,93232,5330
31 Dec 2288,03218,63032,7160
31 Mar 2277,42017,11333,3510
31 Mar 2172,00013,92827,2880
31 Mar 2068,51912,57027,1140

Quality Earnings: 7163 has high quality earnings.

Growing Profit Margin: 7163's current net profit margins (21%) are lower than last year (23.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 7163's earnings have grown by 15.1% per year over the past 5 years.

Accelerating Growth: 7163's earnings growth over the past year (10.6%) is below its 5-year average (15.1% per year).

Earnings vs Industry: 7163 earnings growth over the past year (10.6%) did not outperform the Banks industry 22.6%.


Return on Equity

High ROE: 7163's Return on Equity (15.4%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 16:03
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

SBI Sumishin Net Bank, Ltd. is covered by 8 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Shinichiro NakamuraBofA Global Research
Jiro KojimaDaiwa Securities Co. Ltd.
Kohei SakamotoDaiwa Securities Co. Ltd.