SBI Sumishin Net Bank Balance Sheet Health
Financial Health criteria checks 4/6
SBI Sumishin Net Bank has total assets of ¥10,676.4B and total equity of ¥151.6B. Total deposits are ¥9,463.1B, and total loans are ¥7,969.9B earning a Net Interest Margin of 0.5%. It has insufficient allowance for bad loans, which are currently at 0.05% of total loans. Cash and short-term investments are ¥1,665.6B.
Key information
70.4x
Asset to equity ratio
0.5%
Net interest margin
Total deposits | JP¥9.46t |
Loan to deposit ratio | Appropriate |
Bad loans | 0.05% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥1.67t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 7163's Assets to Equity ratio (70.4x) is very high.
Allowance for Bad Loans: 7163 has a low allowance for bad loans (70%).
Low Risk Liabilities: 90% of 7163's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7163 has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: 7163's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: 7163 has an appropriate level of bad loans (0.1%).