Stock Analysis

Rakuten Bank Second Quarter 2025 Earnings: Beats Expectations

TSE:5838
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Rakuten Bank (TSE:5838) Second Quarter 2025 Results

Key Financial Results

  • Revenue: JP¥37.4b (up 25% from 2Q 2024).
  • Net income: JP¥11.2b (up 40% from 2Q 2024).
  • Profit margin: 30% (up from 27% in 2Q 2024). The increase in margin was driven by higher revenue.
  • EPS: JP¥64.33 (up from JP¥45.90 in 2Q 2024).
earnings-and-revenue-growth
TSE:5838 Earnings and Revenue Growth November 13th 2024

All figures shown in the chart above are for the trailing 12 month (TTM) period

Rakuten Bank Revenues and Earnings Beat Expectations

Revenue exceeded analyst estimates by 61%. Earnings per share (EPS) also surpassed analyst estimates by 18%.

Looking ahead, revenue is forecast to grow 9.4% p.a. on average during the next 3 years, compared to a 1.6% growth forecast for the Banks industry in Japan.

Performance of the Japanese Banks industry.

The company's shares are up 19% from a week ago.

Risk Analysis

We don't want to rain on the parade too much, but we did also find 1 warning sign for Rakuten Bank that you need to be mindful of.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.