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Credito Emiliano BIT:CE Stock Report

Last Price

€10.70

Market Cap

€3.6b

7D

-2.2%

1Y

33.4%

Updated

22 Dec, 2024

Data

Company Financials +

CE Stock Overview

Engages in the provision of commercial banking and wealth management services to retail and corporate customers primarily in Italy. More details

CE fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance3/6
Financial Health5/6
Dividends4/6

My Notes

Capture your thoughts, links and company narrative

Credito Emiliano S.p.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Credito Emiliano
Historical stock prices
Current Share Price€10.70
52 Week High€11.06
52 Week Low€7.98
Beta1.07
1 Month Change4.29%
3 Month Change5.52%
1 Year Change33.42%
3 Year Change85.76%
5 Year Change105.77%
Change since IPO157.15%

Recent News & Updates

Credito Emiliano S.p.A. Just Missed Earnings And Its Revenue Numbers Were Weaker Than Expected

Aug 09
Credito Emiliano S.p.A. Just Missed Earnings And Its Revenue Numbers Were Weaker Than Expected

Recent updates

Credito Emiliano S.p.A. Just Missed Earnings And Its Revenue Numbers Were Weaker Than Expected

Aug 09
Credito Emiliano S.p.A. Just Missed Earnings And Its Revenue Numbers Were Weaker Than Expected

Credito Emiliano S.p.A. Just Recorded A 13% EPS Beat: Here's What Analysts Are Forecasting Next

Feb 10
Credito Emiliano S.p.A. Just Recorded A 13% EPS Beat: Here's What Analysts Are Forecasting Next

Does Credito Emiliano S.p.A. (BIT:CE) Have A Place In Your Dividend Portfolio?

Feb 10
Does Credito Emiliano S.p.A. (BIT:CE) Have A Place In Your Dividend Portfolio?

How Much Did Credito Emiliano's(BIT:CE) Shareholders Earn From Share Price Movements Over The Last Three Years?

Dec 17
How Much Did Credito Emiliano's(BIT:CE) Shareholders Earn From Share Price Movements Over The Last Three Years?

Shareholder Returns

CEIT BanksIT Market
7D-2.2%-2.7%-2.8%
1Y33.4%49.4%8.5%

Return vs Industry: CE underperformed the Italian Banks industry which returned 49.4% over the past year.

Return vs Market: CE exceeded the Italian Market which returned 8.5% over the past year.

Price Volatility

Is CE's price volatile compared to industry and market?
CE volatility
CE Average Weekly Movement3.1%
Banks Industry Average Movement4.0%
Market Average Movement4.3%
10% most volatile stocks in IT Market7.8%
10% least volatile stocks in IT Market2.5%

Stable Share Price: CE has not had significant price volatility in the past 3 months compared to the Italian market.

Volatility Over Time: CE's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19106,627Angelo Campaniwww.credem.it

Credito Emiliano S.p.A., together with its subsidiaries, engages in the provision of commercial banking and wealth management services to retail and corporate customers primarily in Italy. The company operates through Commercial Banking, Asset Management, Bancassurance, Finance, Treasury, and Corporate Centre, and Other segments. Its deposit products include current and savings accounts, time deposits, certificates of deposit, and bonds and subordinated debts; and loan portfolio comprises mortgages, credit cards, personal loans, and salary-backed loans.

Credito Emiliano S.p.A. Fundamentals Summary

How do Credito Emiliano's earnings and revenue compare to its market cap?
CE fundamental statistics
Market cap€3.61b
Earnings (TTM)€608.97m
Revenue (TTM)€1.91b

5.9x

P/E Ratio

0.9x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CE income statement (TTM)
Revenue€1.91b
Cost of Revenue€1.12m
Gross Profit€1.91b
Other Expenses€1.30b
Earnings€608.97m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.81
Gross Margin99.94%
Net Profit Margin31.94%
Debt/Equity Ratio226.3%

How did CE perform over the long term?

See historical performance and comparison

Dividends

4.2%

Current Dividend Yield

26%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 04:59
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Credito Emiliano S.p.A. is covered by 22 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null Equity TeamActinvest Group Ltd.
Luigi TramontanaBanca Akros S.p.A. (ESN)
Daniela MiccolisBanca Leonardo