Credito Emiliano (CE) Stock Overview
Engages in commercial banking and wealth management activities in Italy. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
CE Community Fair Values
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Analyst Price Targets
Credito Emiliano S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €15.33 |
| 52 Week High | €16.26 |
| 52 Week Low | €11.94 |
| Beta | 0.63 |
| 1 Month Change | 1.26% |
| 3 Month Change | -2.73% |
| 1 Year Change | 25.45% |
| 3 Year Change | 129.15% |
| 5 Year Change | 181.80% |
| Change since IPO | 268.42% |
Recent News & Updates
Recent updates
CE: Updated Assumptions Will Support A Fair But Cautious Future Outlook
Analysts have lifted their price target on Credito Emiliano from about €14.30 to roughly €16.27, citing updated assumptions around revenue growth, profit margin and a slightly higher future P/E multiple, along with a revised discount rate. Valuation Changes Fair Value: updated from about €14.30 to roughly €16.27, representing a modest uplift in the central valuation estimate.CE: AI Integration And Share Buyback Are Expected To Support Steady Outlook
Analysts have raised their price target for Credito Emiliano from €13.65 to €14.30, citing improved revenue growth expectations and a slightly lower discount rate as supporting factors. What's in the News Credito Emiliano and Google Cloud extended their partnership to provide employees with Google Workspace with Gemini, integrating generative AI into daily tools.Credito Emiliano S.p.A. (BIT:CE) Just Released Its Third-Quarter Results And Analysts Are Updating Their Estimates
As you might know, Credito Emiliano S.p.A. ( BIT:CE ) recently reported its third-quarter numbers. Results overall were...
Expected Interest Rate Cuts Will Pressure Bank Revenues In 2025
Anticipated interest rate cuts and increasing operating expenses press net margins, prompting a shift towards fee-based income to support growth.Shareholder Returns
| CE | IT Banks | IT Market | |
|---|---|---|---|
| 7D | 3.6% | 2.8% | 2.8% |
| 1Y | 25.5% | 25.3% | 20.1% |
Return vs Industry: CE exceeded the Italian Banks industry which returned 22.8% over the past year.
Return vs Market: CE exceeded the Italian Market which returned 18.7% over the past year.
Price Volatility
| CE volatility | |
|---|---|
| CE Average Weekly Movement | 3.7% |
| Banks Industry Average Movement | 5.0% |
| Market Average Movement | 5.2% |
| 10% most volatile stocks in IT Market | 8.5% |
| 10% least volatile stocks in IT Market | 3.2% |
Stable Share Price: CE has not had significant price volatility in the past 3 months compared to the Italian market.
Volatility Over Time: CE's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1910 | 6,278 | Stefano Morellini | www.credem.it |
Credito Emiliano S.p.A., together with its subsidiaries, engages in commercial banking and wealth management activities in Italy. The company is involved in commercial banking, private banking, parabanking, consumer credit, and other/technology. Its commercial banking activities relate to the distribution of financial products and services directed to its retail and corporate customers.
Credito Emiliano S.p.A. Fundamentals Summary
| CE fundamental statistics | |
|---|---|
| Market cap | €5.21b |
| Earnings (TTM) | €531.68m |
| Revenue (TTM) | €1.83b |
Is CE overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CE income statement (TTM) | |
|---|---|
| Revenue | €1.83b |
| Cost of Revenue | €0 |
| Gross Profit | €1.83b |
| Other Expenses | €1.30b |
| Earnings | €531.68m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Aug 04, 2026
| Earnings per share (EPS) | 1.57 |
| Gross Margin | 100.00% |
| Net Profit Margin | 29.06% |
| Debt/Equity Ratio | 185.1% |
How did CE perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/25 11:50 |
| End of Day Share Price | 2026/05/25 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Credito Emiliano S.p.A. is covered by 14 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Irene Rossetto | Banca Akros S.p.A. (ESN) |
| Paola Sabbione | Barclays |
| Eoin Mullany | Berenberg |